AMSF (AMERISAFE) Future Policy Benefits: $0.0 Mil (As of Jun. 2026)

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AMSF AMERISAFE Inc AMSF
55 GF Score
Price $25.99
GF Value $39.64
Valuation Possible Value Trap
! 2 Warning Signs
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What is AMERISAFE Future Policy Benefits?

AMERISAFE AMSF +1.29% 55 Future Policy Benefits is $0.0 Mil as of Jun. 2026. GuruFocus rates AMSF with a GF Score™ of 55/100 and a GF Value™ of $39.64 (Possible Value Trap). The stock has 2 warning signs investors should review.

Future Policy Benefits represents an insurance entity's net liability for future benefits (for example, death, cash surrender value) to be paid to or on behalf of policyholders, where the accounting policy describes the bases, methodologies and components of the reserve, and assumptions regarding estimates of expected investment yields, mortality, morbidity, terminations and expenses.

AMERISAFE's quarterly future policy benefits declined from Dec. 2025 ($64.3 Mil) to Mar. 2026 ($0.0 Mil) but then stayed the same from Mar. 2026 ($0.0 Mil) to Jun. 2026 ($0.0 Mil).

AMERISAFE's annual future policy benefits declined from Dec. 2023 ($119.8 Mil) to Dec. 2024 ($107.3 Mil) and declined from Dec. 2024 ($107.3 Mil) to Dec. 2025 ($64.3 Mil).

AMERISAFE Future Policy Benefits Historical Data

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The historical data trend for AMERISAFE's Future Policy Benefits can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AMERISAFE Future Policy Benefits Chart

AMERISAFE Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Future Policy Benefits
Get a 7-Day Free Trial Premium Member Only Premium Member Only 119.77 118.88 119.76 107.32 64.33

AMERISAFE Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Future Policy Benefits Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 64.33 0.00 0.00
AMSF
55GF Score
AMERISAFE Inc AMSF
Future Policy Benefits is just one metric. See GF Score™, valuation, warning signs, and more.
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AMERISAFE Future Policy Benefits Calculation

Future Policy Benefits

Frequently Asked Questions Learn more about Future Policy Benefits →
What does a Future Policy Benefits of $0.0 Mil mean?
AMERISAFE (AMSF) has a Future Policy Benefits of $0.0 Mil as of Jun. 2026. Net present value of future benefits to be paid less the future premiums to be earned for insurance companies. View historical data on AMERISAFE and its competitors.
Is AMERISAFE's Future Policy Benefits too high?
AMERISAFE's current Future Policy Benefits is $0.0 Mil. Overall, AMERISAFE has a GF Score™ of 55/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does AMERISAFE's Future Policy Benefits compare to ITIC and TIPT?
AMERISAFE's Future Policy Benefits of $0.0 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Future Policy Benefits for an Insurance company?
A good Future Policy Benefits depends on the Insurance industry context. However, Future Policy Benefits should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Future Policy Benefits mean?
A high Future Policy Benefits can signal that a stock is expensive relative to its fundamentals. Net present value of future benefits to be paid less the future premiums to be earned for insurance companies. View historical data on AMERISAFE and its competitors. AMERISAFE's current Future Policy Benefits is $0.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AMERISAFE stock overvalued right now?
Based on GuruFocus' analysis, AMERISAFE (AMSF) is currently considered Possible Value Trap. The stock's GF Value™ is $39.64, compared to a current price of $25.99 — trading 34.4% below its estimated fair value. The current Future Policy Benefits is $0.0 Mil. AMERISAFE's overall GF Score™ is 55/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Future Policy Benefits calculated?
Future Policy Benefits is calculated from a company's financial statements. For AMERISAFE (AMSF), the current Future Policy Benefits is $0.0 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AMERISAFE (AMSF) Overvalued in 2026?

Based on GuruFocus' analysis, AMERISAFE stock appears to be undervalued. The current stock price of $25.99 is trading 34.4% below its estimated GF Value™ of $39.64. GuruFocus considers AMERISAFE to be Possible Value Trap.

Key valuation signals for AMSF:

  • Future Policy Benefits: $0.0 Mil
  • GF Value™: $39.64 vs. price of $25.99 (34.4% below fair value)
  • GF Score™: 55/100 with 2 warning signs

No single metric tells the full story. See the AMSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

AMERISAFE Business Description

Other Exchanges A3I:Germany
Address 2301 Highway 190 West, DeRidder, LA, USA, 70634
AMERISAFE Inc is a specialty provider of workers' compensation insurance focused on small to mid-sized employers engaged in hazardous industries, principally construction, trucking, logging and lumber, agriculture, manufacturing, maritime, and telecommunications. The company generates a majority of its revenue in the form of premiums. The Company operates as a single reportable segment, Insurance Operations.
55GF Score

Get the complete analysis for AMSF

Future Policy Benefits is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$25.99
Price
$39.64
GF Value