AMSF (AMERISAFE) Debt-to-EBITDA : N/A (As of Jun. 2026)

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AMSF AMERISAFE Inc AMSF
59 GF Score
Price $29.81
GF Value $39.50
Valuation Modestly Undervalued
! 2 Warning Signs
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What is AMERISAFE Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

AMERISAFE's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $0.0 Mil. AMERISAFE's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $0.0 Mil. AMERISAFE's annualized EBITDA for the quarter that ended in Jun. 2026 was $0.0 Mil.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for AMERISAFE's Debt-to-EBITDA or its related term are showing as below:

AMSF's Debt-to-EBITDA is not ranked *
in the Insurance industry.
Industry Median: 1.21
* Ranked among companies with meaningful Debt-to-EBITDA only.

AMERISAFE  (NAS:AMSF) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


AMERISAFE Debt-to-EBITDA Related Terms


AMERISAFE Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for AMERISAFE's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AMERISAFE Debt-to-EBITDA Chart

AMERISAFE Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only N/A N/A N/A N/A N/A

AMERISAFE Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A N/A N/A N/A N/A

AMSF vs ITIC, TIPT, MBI: Debt-to-EBITDA Comparison

For the Insurance - Specialty subindustry, AMERISAFE's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AMERISAFE Debt-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, AMERISAFE's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where AMERISAFE's Debt-to-EBITDA falls into.


AMSF
59GF Score
AMERISAFE Inc AMSF
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

AMERISAFE Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

AMERISAFE's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

AMERISAFE's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.

Is AMERISAFE (AMSF) Overvalued in 2026?

Based on GuruFocus' analysis, AMERISAFE stock appears to be undervalued. The current stock price of $29.81 is trading 24.5% below its estimated GF Value™ of $39.50. GuruFocus considers AMERISAFE to be Modestly Undervalued.

Key valuation signals for AMSF:

  • Debt-to-EBITDA: N/A
  • GF Value™: $39.50 vs. price of $29.81 (24.5% below fair value)
  • GF Score™: 59/100 with 2 warning signs

No single metric tells the full story. See the AMSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AMERISAFE Business Description

Other Exchanges A3I:Germany
Address 2301 Highway 190 West, DeRidder, LA, USA, 70634
AMERISAFE Inc is a specialty provider of workers' compensation insurance focused on small to mid-sized employers engaged in hazardous industries, principally construction, trucking, logging and lumber, agriculture, manufacturing, maritime, and telecommunications. The company generates a majority of its revenue in the form of premiums. The Company operates as a single reportable segment, Insurance Operations.
59GF Score

Get the complete analysis for AMSF

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$29.81
Price
$39.50
GF Value