AMSF (AMERISAFE) Unearned Premiums: $149.3 Mil (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

AMSF AMERISAFE Inc AMSF
59 GF Score
Price $29.81
GF Value $39.50
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is AMERISAFE Unearned Premiums?

AMERISAFE AMSF +0.40% 59 Unearned Premiums is $149.3 Mil as of Jun. 2026. GuruFocus rates AMSF with a GF Score™ of 59/100 and a GF Value™ of $39.50 (Modestly Undervalued). The stock has 2 warning signs investors should review.

AMERISAFE's quarterly unearned premiums increased from Dec. 2025 ($135.5 Mil) to Mar. 2026 ($144.9 Mil) and increased from Mar. 2026 ($144.9 Mil) to Jun. 2026 ($149.3 Mil).

AMERISAFE's annual unearned premiums increased from Dec. 2023 ($116.6 Mil) to Dec. 2024 ($121.9 Mil) and increased from Dec. 2024 ($121.9 Mil) to Dec. 2025 ($135.5 Mil).

AMERISAFE Unearned Premiums Historical Data

* Premium members only.

The historical data trend for AMERISAFE's Unearned Premiums can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AMERISAFE Unearned Premiums Chart

AMERISAFE Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Unearned Premiums
Get a 7-Day Free Trial Premium Member Only Premium Member Only 121.09 114.98 116.59 121.93 135.50

AMERISAFE Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Unearned Premiums Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 138.78 143.58 135.50 144.86 149.34
AMSF
59GF Score
AMERISAFE Inc AMSF
Unearned Premiums is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

AMERISAFE Unearned Premiums Calculation

The portion of premium that has not been earned by insurance companies. Insurance companies have to pay them back to the insured if the policies are cancelled.

Frequently Asked Questions Learn more about Unearned Premiums →
What does a Unearned Premiums of $149.3 Mil mean?
AMERISAFE (AMSF) has a Unearned Premiums of $149.3 Mil as of Jun. 2026. Unearned premiums are the premiums an insurance company have accrued in advance but not yet earned. View historical data for AMERISAFE and its competitors.
Is AMERISAFE's Unearned Premiums too high?
AMERISAFE's current Unearned Premiums is $149.3 Mil. Overall, AMERISAFE has a GF Score™ of 59/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does AMERISAFE's Unearned Premiums compare to ITIC and TIPT?
AMERISAFE's Unearned Premiums of $149.3 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Unearned Premiums for an Insurance company?
A good Unearned Premiums depends on the Insurance industry context. However, Unearned Premiums should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Unearned Premiums mean?
A high Unearned Premiums can signal that a stock is expensive relative to its fundamentals. Unearned premiums are the premiums an insurance company have accrued in advance but not yet earned. View historical data for AMERISAFE and its competitors. AMERISAFE's current Unearned Premiums is $149.3 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AMERISAFE stock overvalued right now?
Based on GuruFocus' analysis, AMERISAFE (AMSF) is currently considered Modestly Undervalued. The stock's GF Value™ is $39.50, compared to a current price of $29.81 — trading 24.5% below its estimated fair value. The current Unearned Premiums is $149.3 Mil. AMERISAFE's overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Unearned Premiums calculated?
Unearned Premiums is calculated from a company's financial statements. For AMERISAFE (AMSF), the current Unearned Premiums is $149.3 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AMERISAFE (AMSF) Overvalued in 2026?

Based on GuruFocus' analysis, AMERISAFE stock appears to be undervalued. The current stock price of $29.81 is trading 24.5% below its estimated GF Value™ of $39.50. GuruFocus considers AMERISAFE to be Modestly Undervalued.

Key valuation signals for AMSF:

  • Unearned Premiums: $149.3 Mil
  • GF Value™: $39.50 vs. price of $29.81 (24.5% below fair value)
  • GF Score™: 59/100 with 2 warning signs

No single metric tells the full story. See the AMSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

AMERISAFE Business Description

Other Exchanges A3I:Germany
Address 2301 Highway 190 West, DeRidder, LA, USA, 70634
AMERISAFE Inc is a specialty provider of workers' compensation insurance focused on small to mid-sized employers engaged in hazardous industries, principally construction, trucking, logging and lumber, agriculture, manufacturing, maritime, and telecommunications. The company generates a majority of its revenue in the form of premiums. The Company operates as a single reportable segment, Insurance Operations.
59GF Score

Get the complete analysis for AMSF

Unearned Premiums is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$29.81
Price
$39.50
GF Value