MyState (ASX:MYS) Gross Loan: A$14,120.6 Mil (As of Jun. 2026)

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ASX:MYS MyState Ltd ASX:MYS
58 GF Score
Price A$4.73
GF Value A$4.48
Valuation Fairly Valued
! 8 Warning Signs
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What is MyState Gross Loan?

MyState ASX:MYS -1.25% 58 Gross Loan is A$14,120.6 Mil as of Jun. 2026. GuruFocus rates ASX:MYS with a GF Score™ of 58/100 and a GF Value™ of A$4.48 (Fairly Valued). The stock has 8 warning signs investors should review.

MyState's Gross Loan for the quarter that ended in Jun. 2026 was A$14,120.6 Mil.

MyState's quarterly Gross Loan increased from Jun. 2025 (A$13,169.7 Mil) to Dec. 2025 (A$13,309.0 Mil) and increased from Dec. 2025 (A$13,309.0 Mil) to Jun. 2026 (A$14,120.6 Mil).

MyState's annual Gross Loan increased from Jun. 2024 (A$8,088.1 Mil) to Jun. 2025 (A$13,169.7 Mil) and increased from Jun. 2025 (A$13,169.7 Mil) to Jun. 2026 (A$14,120.6 Mil).

MyState Gross Loan Historical Data

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The historical data trend for MyState's Gross Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MyState Gross Loan Chart

MyState Annual Data
Trend Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25 Jun26
Gross Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6,971.38 7,908.08 8,088.12 13,169.67 14,120.58

MyState Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Gross Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8,088.12 8,081.40 13,169.67 13,308.97 14,120.58
ASX:MYS
58GF Score
MyState Ltd ASX:MYS
Gross Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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MyState Gross Loan Calculation

Gross Loan represents the sum of all loans (commercial, consumer, mortgage, etc.) as well as leases before any provisions for loan losses or unearned discounts.

Frequently Asked Questions Learn more about Gross Loan →
What does a Gross Loan of A$14,120.6 Mil mean?
MyState (ASX:MYS) has a Gross Loan of A$14,120.6 Mil as of Jun. 2026. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on MyState and its competitors.
Is MyState's Gross Loan too high?
MyState's current Gross Loan is A$14,120.6 Mil. Overall, MyState has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does MyState's Gross Loan compare to USB and PNC?
MyState's Gross Loan of A$14,120.6 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Loan for a Banks company?
A good Gross Loan depends on the Banks industry context. However, Gross Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Loan mean?
A high Gross Loan can signal that a stock is expensive relative to its fundamentals. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on MyState and its competitors. MyState's current Gross Loan is A$14,120.6 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MyState stock overvalued right now?
Based on GuruFocus' analysis, MyState (ASX:MYS) is currently considered Fairly Valued. The stock's GF Value™ is A$4.48, compared to a current price of A$4.73 — trading 5.6% above its estimated fair value. The current Gross Loan is A$14,120.6 Mil. MyState's overall GF Score™ is 58/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Loan calculated?
Gross Loan is calculated from a company's financial statements. For MyState (ASX:MYS), the current Gross Loan is A$14,120.6 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MyState (ASX:MYS) Overvalued in 2026?

Based on GuruFocus' analysis, MyState stock appears to be overvalued. The current stock price of A$4.73 is trading 5.6% above its estimated GF Value™ of A$4.48. GuruFocus considers MyState to be Fairly Valued.

Key valuation signals for ASX:MYS:

  • Gross Loan: A$14,120.6 Mil
  • GF Value™: A$4.48 vs. price of A$4.73 (5.6% above fair value)
  • GF Score™: 58/100 with 8 warning signs

No single metric tells the full story. See the ASX:MYS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

MyState Business Description

Address 137 Harrington Street, Level 2, Hobart, TAS, AUS, 7000
MyState Limited is a Tasmania-based financial company that provides banking, trustee, and funds management services. The company generates the vast majority of its profit from its banking business, which provides a range of financial services including home and personal loans, credit and debit cards, and equipment finance. Home loans account for the vast majority of its loan book. The funds management segment provides trustee and funds management services through the subsidiary TPT Wealth.
58GF Score

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Gross Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$4.73
Price
A$4.48
GF Value