MyState (ASX:MYS) Payments of Debt: A$-79.0 Mil (TTM As of Dec. 2025)

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ASX:MYS MyState Ltd ASX:MYS
63 GF Score
Price A$4.84
GF Value A$4.14
Valuation Modestly Overvalued
! 9 Warning Signs
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What is MyState Payments of Debt?

MyState ASX:MYS +0.83% 63 Payments of Debt is A$-79.0 Mil as of Dec. 2025. GuruFocus rates ASX:MYS with a GF Score™ of 63/100 and a GF Value™ of A$4.14 (Modestly Overvalued). The stock has 9 warning signs investors should review.

MyState's Payments of Debt for the six months ended in Dec. 2025 was A$-127.5 Mil.

MyState's Payments of Debt for the trailing twelve months (TTM) ended in Dec. 2025 was A$-79.0 Mil.

MyState Payments of Debt Related Terms

MyState Payments of Debt Historical Data

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The historical data trend for MyState's Payments of Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MyState Payments of Debt Chart

MyState Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Payments of Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only -2.90 13.43 -1.99 -1.68 -53.07

MyState Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Payments of Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.94 -0.74 -101.57 48.51 -127.48
ASX:MYS
63GF Score
MyState Ltd ASX:MYS
Payments of Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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MyState Payments of Debt Calculation

Payments of Debt represents all the cash outflow from debt, including both long-term debt and short-term debt.

Payments of Debt for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was A$-79.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Payments of Debt →
What does a Payments of Debt of A$-79.0 Mil mean?
MyState (ASX:MYS) has a Payments of Debt of A$-79.0 Mil as of Dec. 2025. Payments of Debt is all the cash outflow from debt, including both long-term debt and short-term debt. View historical data on MyState and its competitors.
Is MyState's Payments of Debt too high?
MyState's current Payments of Debt is A$-79.0 Mil. Overall, MyState has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does MyState's Payments of Debt compare to PNC and USB?
MyState's Payments of Debt of A$-79.0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Payments of Debt for a Banks company?
A good Payments of Debt depends on the Banks industry context. However, Payments of Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Payments of Debt mean?
A high Payments of Debt can signal that a stock is expensive relative to its fundamentals. Payments of Debt is all the cash outflow from debt, including both long-term debt and short-term debt. View historical data on MyState and its competitors. MyState's current Payments of Debt is A$-79.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MyState stock overvalued right now?
Based on GuruFocus' analysis, MyState (ASX:MYS) is currently considered Modestly Overvalued. The stock's GF Value™ is A$4.14, compared to a current price of A$4.84 — trading 16.9% above its estimated fair value. The current Payments of Debt is A$-79.0 Mil. MyState's overall GF Score™ is 63/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Payments of Debt calculated?
Payments of Debt is calculated from a company's financial statements. For MyState (ASX:MYS), the current Payments of Debt is A$-79.0 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MyState (ASX:MYS) Overvalued in 2026?

Based on GuruFocus' analysis, MyState stock appears to be overvalued. The current stock price of A$4.84 is trading 16.9% above its estimated GF Value™ of A$4.14. GuruFocus considers MyState to be Modestly Overvalued.

Key valuation signals for ASX:MYS:

  • Payments of Debt: A$-79.0 Mil
  • GF Value™: A$4.14 vs. price of A$4.84 (16.9% above fair value)
  • GF Score™: 63/100 with 9 warning signs

No single metric tells the full story. See the ASX:MYS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

MyState Business Description

Address 137 Harrington Street, Level 2, Hobart, TAS, AUS, 7000
MyState Limited is a Tasmania-based financial company that provides banking, trustee, and funds management services. The company generates the vast majority of its profit from its banking business, which provides a range of financial services including home and personal loans, credit and debit cards, and equipment finance. Home loans account for the vast majority of its loan book. The funds management segment provides trustee and funds management services through the subsidiary TPT Wealth.
63GF Score

Get the complete analysis for ASX:MYS

Payments of Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$4.84
Price
A$4.14
GF Value