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MyStateASX:MYS +0.62%62 EV-to-OCF is 49.74 as of Aug. 14, 2026, which is 86% above its 10-year median of 26.68. GuruFocus rates ASX:MYS with a GF Score™ of 62/100 and a GF Value™ of A$4.17 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 1,497 Banks companies, MyState ranks worse than 95.72% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, MyState's Enterprise Value is A$4,737.3 Mil.
MyState's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was A$95.2 Mil. Therefore, MyState's EV-to-OCF for today is 49.74.
The historical rank and industry rank for MyState's EV-to-OCF or its related term are showing as below:
ASX:MYS'
s EV-to-OCF Range Over the Past 10 Years
Min: -33.34 Med: 26.68 Max: 115.64
Current: 49.88
During the past 13 years, the highest EV-to-OCF of MyState was 115.64. The lowest was -33.34. And the median was 26.68.
ASX:MYS's EV-to-OCF is ranked worse than 95.72% of 1497
companies
in the Banks industry
Industry Median: 3.98
vs ASX:MYS: 49.88
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
MyState's share price for today is A$4.84.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. MyState's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was A$0.251.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
MyState EV-to-OCF Related Terms
MyState EV-to-OCF Historical Data
* Premium members only.
The historical data trend for MyState's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, MyState's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MyState EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, MyState's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where MyState's EV-to-OCF falls into.
MyState's current Enterprise Value is A$4,737.3 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. MyState's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was A$95.2 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MyState (ASX:MYS) has a EV-to-OCF of 49.74 as of Aug. 14, 2026. This is 86% above median its historical median of 26.68. According to the industry distribution chart, MyState ranks #1433 out of 1497 companies in the Banks industry, placing it in the top 95.7%.
Is MyState's EV-to-OCF too high?
MyState's current EV-to-OCF of 49.74 is 86% above median its 10-year median of 26.68. The Banks industry median EV-to-OCF is 3.98. MyState's value of 49.74 is 1149.7% above this industry median. Based on the distribution chart, MyState ranks #1433 out of 1497 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, MyState has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does MyState's EV-to-OCF compare to PNC and USB?
According to the Banks industry distribution chart, MyState ranks #1433 out of 1497 companies for EV-to-OCF. This places MyState in the lower half of its industry. The industry median EV-to-OCF is 3.98. MyState's value of 49.74 is 1149.7% above this benchmark. While the company's 10-year median is 26.68 vs. the industry median of 3.98, MyState has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.98, based on 1,497 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MyState's current EV-to-OCF of 49.74 is 1149.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MyState's current EV-to-OCF is 49.74, which is 86% above median its own 10-year median of 26.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MyState stock overvalued right now?
Based on GuruFocus' analysis, MyState (ASX:MYS) is currently considered Modestly Overvalued. The stock's GF Value™ is A$4.17, compared to a current price of A$4.84 — trading 16.1% above its estimated fair value. The current EV-to-OCF is 49.74, which is 86% above median its 10-year median of 26.68 and 1149.7% above the Banks industry median of 3.98. MyState's overall GF Score™ is 62/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For MyState (ASX:MYS), the current EV-to-OCF is 49.74 as of Aug. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MyState (ASX:MYS) Overvalued in 2026?
Based on GuruFocus' analysis, MyState stock appears to be overvalued.
The current stock price of A$4.84 is trading 16.1% above its estimated GF Value™ of A$4.17.
GuruFocus considers MyState to be Modestly Overvalued.
Key valuation signals for ASX:MYS:
EV-to-OCF: 49.74 (86% above median its 10-year median of 26.68)
GF Value™: A$4.17 vs. price of A$4.84 (16.1% above fair value)
Industry Position: 1149.7% above the Banks median (#1433 of 1497)
No single metric tells the full story. See the ASX:MYS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MyState Limited is a Tasmania-based financial company that provides banking, trustee, and funds management services. The company generates the vast majority of its profit from its banking business, which provides a range of financial services including home and personal loans, credit and debit cards, and equipment finance. Home loans account for the vast majority of its loan book. The funds management segment provides trustee and funds management services through the subsidiary TPT Wealth.
62GF Score
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EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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