MyState (ASX:MYS) Interest Expense: A$-529.3 Mil (TTM As of Dec. 2025)


ASX:MYS MyState Ltd ASX:MYS
64 GF Score
Price A$4.60
GF Value A$4.14
Valuation Modestly Overvalued
! 9 Warning Signs
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What is MyState Interest Expense?

MyState ASX:MYS -0.43% 64 Interest Expense is A$-529.3 Mil as of Dec. 2025. GuruFocus rates ASX:MYS with a GF Score™ of 64/100 and a GF Value™ of A$4.14 (Modestly Overvalued). The stock has 9 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. MyState's interest expense for the six months ended in Dec. 2025 was A$ -269.4 Mil. Its interest expense for the trailing twelve months (TTM) ended in Dec. 2025 was A$-529.3 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. MyState's Operating Income for the six months ended in Dec. 2025 was A$ Mil. MyState's Interest Expense for the six months ended in Dec. 2025 was A$ Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

MyState Interest Expense Historical Data

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The historical data trend for MyState's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MyState Interest Expense Chart

MyState Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -52.39 -49.50 -220.38 -354.39 -452.01

MyState Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -171.57 -182.82 -192.06 -259.95 -269.35
ASX:MYS
64GF Score
MyState Ltd ASX:MYS
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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MyState Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was A$-529.3 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of A$-529.3 Mil mean?
MyState (ASX:MYS) has a Interest Expense of A$-529.3 Mil as of Dec. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on MyState and its competitors.
Is MyState's Interest Expense too high?
MyState's current Interest Expense is A$-529.3 Mil. Overall, MyState has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does MyState's Interest Expense compare to PNC and USB?
MyState's Interest Expense of A$-529.3 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on MyState and its competitors. MyState's current Interest Expense is A$-529.3 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MyState stock overvalued right now?
Based on GuruFocus' analysis, MyState (ASX:MYS) is currently considered Modestly Overvalued. The stock's GF Value™ is A$4.14, compared to a current price of A$4.60 — trading 11.1% above its estimated fair value. The current Interest Expense is A$-529.3 Mil. MyState's overall GF Score™ is 64/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For MyState (ASX:MYS), the current Interest Expense is A$-529.3 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MyState (ASX:MYS) Overvalued in 2026?

Based on GuruFocus' analysis, MyState stock appears to be overvalued. The current stock price of A$4.60 is trading 11.1% above its estimated GF Value™ of A$4.14. GuruFocus considers MyState to be Modestly Overvalued.

Key valuation signals for ASX:MYS:

  • Interest Expense: A$-529.3 Mil
  • GF Value™: A$4.14 vs. price of A$4.60 (11.1% above fair value)
  • GF Score™: 64/100 with 9 warning signs

No single metric tells the full story. See the ASX:MYS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

MyState Business Description

Address 137 Harrington Street, Level 2, Hobart, TAS, AUS, 7000
MyState Limited is a Tasmania-based financial company that provides banking, trustee, and funds management services. The company generates the vast majority of its profit from its banking business, which provides a range of financial services including home and personal loans, credit and debit cards, and equipment finance. Home loans account for the vast majority of its loan book. The funds management segment provides trustee and funds management services through the subsidiary TPT Wealth.
64GF Score

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Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$4.60
Price
A$4.14
GF Value