CZBC (Citizens Bancorp) Gross Loan: $0.00 Mil (As of Jun. 2026)

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CZBC Citizens Bancorp CZBC
45 GF Score
Price $16.20
GF Value $10.34
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Citizens Bancorp Gross Loan?

Citizens Bancorp CZBC 45 Gross Loan is $0.00 Mil as of Jun. 2026. GuruFocus rates CZBC with a GF Score™ of 45/100 and a GF Value™ of $10.34 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Citizens Bancorp's Gross Loan for the quarter that ended in Jun. 2026 was $0.00 Mil.

Citizens Bancorp Gross Loan Related Terms

Citizens Bancorp Gross Loan Historical Data

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The historical data trend for Citizens Bancorp's Gross Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citizens Bancorp Gross Loan Chart

Citizens Bancorp Annual Data
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Citizens Bancorp Quarterly Data
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CZBC
45GF Score
Citizens Bancorp CZBC
Gross Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Citizens Bancorp Gross Loan Calculation

Gross Loan represents the sum of all loans (commercial, consumer, mortgage, etc.) as well as leases before any provisions for loan losses or unearned discounts.

Frequently Asked Questions Learn more about Gross Loan →
What does a Gross Loan of $0.00 Mil mean?
Citizens Bancorp (CZBC) has a Gross Loan of $0.00 Mil as of Jun. 2026. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on Citizens Bancorp and its competitors.
Is Citizens Bancorp's Gross Loan too high?
Citizens Bancorp's current Gross Loan is $0.00 Mil. Overall, Citizens Bancorp has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Citizens Bancorp's Gross Loan compare to BCOW and CZBT?
Citizens Bancorp's Gross Loan of $0.00 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Loan for a Banks company?
A good Gross Loan depends on the Banks industry context. However, Gross Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Loan mean?
A high Gross Loan can signal that a stock is expensive relative to its fundamentals. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on Citizens Bancorp and its competitors. Citizens Bancorp's current Gross Loan is $0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citizens Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Citizens Bancorp (CZBC) is currently considered Significantly Overvalued. The stock's GF Value™ is $10.34, compared to a current price of $16.20 — trading 56.7% above its estimated fair value. The current Gross Loan is $0.00 Mil. Citizens Bancorp's overall GF Score™ is 45/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Loan calculated?
Gross Loan is calculated from a company's financial statements. For Citizens Bancorp (CZBC), the current Gross Loan is $0.00 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Citizens Bancorp (CZBC) Overvalued in 2026?

Based on GuruFocus' analysis, Citizens Bancorp stock appears to be overvalued. The current stock price of $16.20 is trading 56.7% above its estimated GF Value™ of $10.34. GuruFocus considers Citizens Bancorp to be Significantly Overvalued.

Key valuation signals for CZBC:

  • Gross Loan: $0.00 Mil
  • GF Value™: $10.34 vs. price of $16.20 (56.7% above fair value)
  • GF Score™: 45/100 with 6 warning signs

No single metric tells the full story. See the CZBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Citizens Bancorp Business Description

Address 275 Southwest Third Street, Corvallis, OR, USA, 97339-0030
Citizens Bancorp is engaged in providing community banking services. It offers a wide variety of deposit products, commercial, residential, and consumer loans, and other traditional banking products and services. It also offers technology products such as internet banking, online bill pay, and mobile banking services that are designed to meet the needs of small and middle-market businesses and individuals.
45GF Score

Get the complete analysis for CZBC

Gross Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.20
Price
$10.34
GF Value