CZBC (Citizens Bancorp) Net Income (Continuing Operations): $2.11 Mil (TTM As of Jun. 2026)

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CZBC Citizens Bancorp CZBC
45 GF Score
Price $16.20
GF Value $10.34
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Citizens Bancorp Net Income (Continuing Operations)?

Citizens Bancorp CZBC 45 Net Income (Continuing Operations) is $2.11 Mil as of Jun. 2026. GuruFocus rates CZBC with a GF Score™ of 45/100 and a GF Value™ of $10.34 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Net Income (Continuing Operations) indicates the net income that a firm brings in from ongoing business activities. These activities are expected to continue into the next reporting period. Citizens Bancorp's Net Income (Continuing Operations) for the three months ended in Jun. 2026 was $0.10 Mil. Its Net Income (Continuing Operations) for the trailing twelve months (TTM) ended in Jun. 2026 was $2.11 Mil.

Citizens Bancorp  (OTCPK:CZBC) Net Income (Continuing Operations) Explanation

Net Income (Continuing Operations) excludes extraordinary items, income from the cumulative effects of accounting changes, non-recurring items, income from tax loss carry forward, and preferred dividends.

Citizens Bancorp Net Income (Continuing Operations) Related Terms

Citizens Bancorp Net Income (Continuing Operations) Historical Data

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The historical data trend for Citizens Bancorp's Net Income (Continuing Operations) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citizens Bancorp Net Income (Continuing Operations) Chart

Citizens Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Income (Continuing Operations)
Get a 7-Day Free Trial 10.32 9.10 6.15 3.37 2.49

Citizens Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Income (Continuing Operations) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.57 0.40 1.00 0.61 0.10
CZBC
45GF Score
Citizens Bancorp CZBC
Net Income (Continuing Operations) is just one metric. See GF Score™, valuation, warning signs, and more.
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Citizens Bancorp Net Income (Continuing Operations) Calculation

Net Income (Continuing Operations) indicates the net income that a firm brings in from ongoing business activities. These activities are expected to continue into the next reporting period.

Net Income (Continuing Operations) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.11 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Net Income (Continuing Operations) of $2.11 Mil mean?
Citizens Bancorp (CZBC) has a Net Income (Continuing Operations) of $2.11 Mil as of Jun. 2026. Net Income (Continuing operations) is the total net earnings from a company's continuing operations. View historical data on Citizens Bancorp and its competitors.
Is Citizens Bancorp's Net Income (Continuing Operations) too high?
Citizens Bancorp's current Net Income (Continuing Operations) is $2.11 Mil. Overall, Citizens Bancorp has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Citizens Bancorp's Net Income (Continuing Operations) compare to BCOW and CZBT?
Citizens Bancorp's Net Income (Continuing Operations) of $2.11 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Income (Continuing Operations) for a Banks company?
A good Net Income (Continuing Operations) depends on the Banks industry context. However, Net Income (Continuing Operations) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Income (Continuing Operations) mean?
A high Net Income (Continuing Operations) can signal that a stock is expensive relative to its fundamentals. Net Income (Continuing operations) is the total net earnings from a company's continuing operations. View historical data on Citizens Bancorp and its competitors. Citizens Bancorp's current Net Income (Continuing Operations) is $2.11 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citizens Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Citizens Bancorp (CZBC) is currently considered Significantly Overvalued. The stock's GF Value™ is $10.34, compared to a current price of $16.20 — trading 56.7% above its estimated fair value. The current Net Income (Continuing Operations) is $2.11 Mil. Citizens Bancorp's overall GF Score™ is 45/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Income (Continuing Operations) calculated?
Net Income (Continuing Operations) is calculated from a company's financial statements. For Citizens Bancorp (CZBC), the current Net Income (Continuing Operations) is $2.11 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Citizens Bancorp (CZBC) Overvalued in 2026?

Based on GuruFocus' analysis, Citizens Bancorp stock appears to be overvalued. The current stock price of $16.20 is trading 56.7% above its estimated GF Value™ of $10.34. GuruFocus considers Citizens Bancorp to be Significantly Overvalued.

Key valuation signals for CZBC:

  • Net Income (Continuing Operations): $2.11 Mil
  • GF Value™: $10.34 vs. price of $16.20 (56.7% above fair value)
  • GF Score™: 45/100 with 6 warning signs

No single metric tells the full story. See the CZBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Citizens Bancorp Business Description

Address 275 Southwest Third Street, Corvallis, OR, USA, 97339-0030
Citizens Bancorp is engaged in providing community banking services. It offers a wide variety of deposit products, commercial, residential, and consumer loans, and other traditional banking products and services. It also offers technology products such as internet banking, online bill pay, and mobile banking services that are designed to meet the needs of small and middle-market businesses and individuals.
45GF Score

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Net Income (Continuing Operations) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.20
Price
$10.34
GF Value