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CZBC (Citizens Bancorp) Book Value per Share : $15.44 (As of Dec. 2024)


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What is Citizens Bancorp Book Value per Share?

Citizens Bancorp's book value per share for the quarter that ended in Dec. 2024 was $15.44.

During the past 12 months, Citizens Bancorp's average Book Value Per Share Growth Rate was 2.40% per year. During the past 3 years, the average Book Value Per Share Growth Rate was -8.50% per year. During the past 5 years, the average Book Value Per Share Growth Rate was -7.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.

During the past 6 years, the highest 3-Year average Book Value Per Share Growth Rate of Citizens Bancorp was -8.50% per year. The lowest was -14.30% per year. And the median was -9.80% per year.

Citizens Bancorp's current price is $10.05. Its book value per share for the quarter that ended in Dec. 2024 was $15.44. Hence, today's PB Ratio of Citizens Bancorp is 0.79.

During the past 6 years, the highest P/B Ratio of Citizens Bancorp was 1.31. The lowest was 0.65. And the median was 1.00.

Good Sign:

Citizens Bancorp stock PB Ratio (=0.66) is close to 5-year low of 0.65.


Citizens Bancorp Book Value per Share Historical Data

The historical data trend for Citizens Bancorp's Book Value per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Citizens Bancorp Book Value per Share Chart

Citizens Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Book Value per Share
Get a 7-Day Free Trial 16.96 16.64 10.03 12.45 12.75

Citizens Bancorp Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
Book Value per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.45 12.10 12.59 13.97 15.44

Competitive Comparison of Citizens Bancorp's Book Value per Share

For the Banks - Regional subindustry, Citizens Bancorp's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Citizens Bancorp's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Citizens Bancorp's PB Ratio distribution charts can be found below:

* The bar in red indicates where Citizens Bancorp's PB Ratio falls into.


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Citizens Bancorp Book Value per Share Calculation

Citizens Bancorp's Book Value Per Share for the fiscal year that ended in Dec. 2024 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(73.49-1.93)/5.61
=12.75

Citizens Bancorp's Book Value Per Share for the quarter that ended in Dec. 2024 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(73.49-1.93)/4.64
=15.44

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Theoretically it is what the shareholders will receive if the company is liquidated. Total Stockholders Equity is a balance sheet item and equal to Total Assets less Total Liabilities of the company.

Book value may include intangible items which may come from the company's past acquisitions. Book value less intangibles is called Tangible Book.


Citizens Bancorp  (OTCPK:CZBC) Book Value per Share Explanation

Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.

For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.


Citizens Bancorp Book Value per Share Related Terms

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Citizens Bancorp Business Description

Traded in Other Exchanges
N/A
Address
305 Railroad Avenue, PO Box 1420, Nevada, CA, USA, 95959
Citizens Bancorp is engaged in providing community banking services. It offers a wide variety of deposit products, commercial, residential, and consumer loans, and other traditional banking products and services. It also offers technology products such as internet banking, online bill pay, and mobile banking services that are designed to meet the needs of small and middle-market businesses and individuals.

Citizens Bancorp Headlines

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