ADBKF (Addiko Bank AG) Net Loan: $4,393.3 Mil (As of Dec. 2025)

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ADBKF Addiko Bank AG ADBKF
67 GF Score
Price $32.25
GF Value $22.29
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Addiko Bank AG Net Loan?

Addiko Bank AG ADBKF 67 Net Loan is $4,393.3 Mil as of Dec. 2025. GuruFocus rates ADBKF with a GF Score™ of 67/100 and a GF Value™ of $22.29 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Addiko Bank AG's quarterly net loan increased from Jun. 2025 ($4,266.4 Mil) to Sep. 2025 ($4,372.1 Mil) and increased from Sep. 2025 ($4,372.1 Mil) to Dec. 2025 ($4,393.3 Mil).

Addiko Bank AG's annual net loan declined from Dec. 2023 ($3,877.6 Mil) to Dec. 2024 ($4,372.1 Mil) but then increased from Dec. 2024 ($4,372.1 Mil) to Dec. 2025 ($4,393.3 Mil).

Addiko Bank AG Net Loan Historical Data

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The historical data trend for Addiko Bank AG's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Addiko Bank AG Net Loan Chart

Addiko Bank AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3,711.19 3,582.52 3,877.64 3,718.01 4,393.33

Addiko Bank AG Quarterly Data
Dec15 Dec16 Dec17 Dec18 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3,997.19 4,266.44 4,372.07 4,393.33 4,380.93
ADBKF
67GF Score
Addiko Bank AG ADBKF
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Addiko Bank AG Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $4,393.3 Mil mean?
Addiko Bank AG (ADBKF) has a Net Loan of $4,393.3 Mil as of Dec. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on Addiko Bank AG and its competitors.
Is Addiko Bank AG's Net Loan too high?
Addiko Bank AG's current Net Loan is $4,393.3 Mil. Overall, Addiko Bank AG has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Addiko Bank AG's Net Loan compare to PNC and USB?
Addiko Bank AG's Net Loan of $4,393.3 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Addiko Bank AG and its competitors. Addiko Bank AG's current Net Loan is $4,393.3 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Addiko Bank AG stock overvalued right now?
Based on GuruFocus' analysis, Addiko Bank AG (ADBKF) is currently considered Significantly Overvalued. The stock's GF Value™ is $22.29, compared to a current price of $32.25 — trading 44.7% above its estimated fair value. The current Net Loan is $4,393.3 Mil. Addiko Bank AG's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Addiko Bank AG (ADBKF), the current Net Loan is $4,393.3 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Addiko Bank AG (ADBKF) Overvalued in 2026?

Based on GuruFocus' analysis, Addiko Bank AG stock appears to be overvalued. The current stock price of $32.25 is trading 44.7% above its estimated GF Value™ of $22.29. GuruFocus considers Addiko Bank AG to be Significantly Overvalued.

Key valuation signals for ADBKF:

  • Net Loan: $4,393.3 Mil
  • GF Value™: $22.29 vs. price of $32.25 (44.7% above fair value)
  • GF Score™: 67/100 with 4 warning signs

No single metric tells the full story. See the ADBKF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Addiko Bank AG Business Description

Other Exchanges ZYE1:GermanyADKO:Austria
Address Canettistrasse 5/12 OG, Vienna, AUT, 1100
Addiko Bank AG is an international banking group. The company offers direct and term deposits, digital products, and various other services. The company's operating segments include Consumer, SME Business, Mortgage, Large Corporate & Public Finance, and Corporate Center. The company generates the majority of its revenue from the Consumer segment.
67GF Score

Get the complete analysis for ADBKF

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$32.25
Price
$22.29
GF Value