ADBKF (Addiko Bank AG) Cyclically Adjusted PS Ratio: 1.50 (As of Jul. 15, 2026) — Near Median

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ADBKF Addiko Bank AG ADBKF
70 GF Score
Price $30.23
GF Value $22.32
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is Addiko Bank AG Cyclically Adjusted PS Ratio?

Addiko Bank AG ADBKF 70 Cyclically Adjusted PS Ratio is 1.50 as of Jul. 15, 2026, which is 3% below its 10-year median of 1.55. GuruFocus rates ADBKF with a GF Score™ of 70/100 and a GF Value™ of $22.32 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,302 Banks companies, Addiko Bank AG ranks better than 82.95% on this metric.

As of today (2026-07-15), Addiko Bank AG's current share price is $30.233. Addiko Bank AG's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec25 was $20.13. Addiko Bank AG's Cyclically Adjusted PS Ratio for today is 1.50.

The historical rank and industry rank for Addiko Bank AG's Cyclically Adjusted PS Ratio or its related term are showing as below:

ADBKF' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.33   Med: 1.55   Max: 1.64
Current: 1.57

During the past 13 years, Addiko Bank AG's highest Cyclically Adjusted PS Ratio was 1.64. The lowest was 1.33. And the median was 1.55.

ADBKF's Cyclically Adjusted PS Ratio is ranked better than
82.95% of 1302 companies
in the Banks industry
Industry Median: 3.34 vs ADBKF: 1.57

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Addiko Bank AG's adjusted revenue per share data of for the fiscal year that ended in Dec25 was $19.616. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $20.13 for the trailing ten years ended in Dec25.

Shiller PE for Stocks: The True Measure of Stock Valuation


Addiko Bank AG  (OTCPK:ADBKF) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Addiko Bank AG Cyclically Adjusted PS Ratio Related Terms


Addiko Bank AG Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Addiko Bank AG's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Addiko Bank AG Cyclically Adjusted PS Ratio Chart

Addiko Bank AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.92 0.79 0.82 1.20 1.32

Addiko Bank AG Quarterly Data
Dec15 Dec16 Dec17 Dec18 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 1.32 0.00

ADBKF vs PNC, USB: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Addiko Bank AG's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Addiko Bank AG Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Addiko Bank AG's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Addiko Bank AG's Cyclically Adjusted PS Ratio falls into.


ADBKF
70GF Score
Addiko Bank AG ADBKF
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Addiko Bank AG Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Addiko Bank AG's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=30.233/20.13
=1.50

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Addiko Bank AG's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec25 is calculated as:

For example, Addiko Bank AG's adjusted Revenue per Share data for the fiscal year that ended in Dec25 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec25 (Change)*Current CPI (Dec25)
=19.616/140.3500*140.3500
=19.616

Current CPI (Dec25) = 140.3500.

Addiko Bank AG Annual Data

Revenue per Share CPI Adj_RevenuePerShare
201612 13.832 102.092 19.016
201712 14.693 104.291 19.773
201812 18.273 106.291 24.128
201912 15.271 108.091 19.829
202012 15.628 109.321 20.064
202112 14.359 113.971 17.682
202212 13.856 125.541 15.490
202312 16.771 132.570 17.755
202412 17.452 135.273 18.107
202512 19.616 140.350 19.616

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 1.50 mean?
Addiko Bank AG (ADBKF) has a Cyclically Adjusted PS Ratio of 1.50 as of Jul. 15, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Addiko Bank AG and its competitors. This is near median its historical median of 1.55. Over the past decade, Addiko Bank AG's Cyclically Adjusted PS Ratio has ranged from 1.33 to 1.64. According to the industry distribution chart, Addiko Bank AG ranks #222 out of 1302 companies in the Banks industry, placing it in the top 17.1%.
Is Addiko Bank AG's Cyclically Adjusted PS Ratio too high?
Addiko Bank AG's current Cyclically Adjusted PS Ratio of 1.50 is near median its 10-year median of 1.55. Over the past 10 years, this metric has ranged from a low of 1.33 to a high of 1.64. The Banks industry median Cyclically Adjusted PS Ratio is 3.34. Addiko Bank AG's value of 1.50 is 55.1% below this industry median. Based on the distribution chart, Addiko Bank AG ranks #222 out of 1302 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Addiko Bank AG has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Addiko Bank AG's Cyclically Adjusted PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Addiko Bank AG ranks #222 out of 1302 companies for Cyclically Adjusted PS Ratio. This places Addiko Bank AG in the top 17% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PS Ratio is 3.34. Addiko Bank AG's value of 1.50 is 55.1% below this benchmark. Historically, Addiko Bank AG's own Cyclically Adjusted PS Ratio has ranged from 1.33 to 1.64 over the past decade. While the company's 10-year median is 1.55 vs. the industry median of 3.34, Addiko Bank AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.34, based on 1,302 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Addiko Bank AG's current Cyclically Adjusted PS Ratio of 1.50 is 55.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Addiko Bank AG and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Addiko Bank AG's current Cyclically Adjusted PS Ratio is 1.50, which is near median its own 10-year median of 1.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Addiko Bank AG stock overvalued right now?
Based on GuruFocus' analysis, Addiko Bank AG (ADBKF) is currently considered Significantly Overvalued. The stock's GF Value™ is $22.32, compared to a current price of $30.23 — trading 35.5% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 1.50, which is near median its 10-year median of 1.55 and 55.1% below the Banks industry median of 3.34. Addiko Bank AG's overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Addiko Bank AG (ADBKF), the current Cyclically Adjusted PS Ratio is 1.50 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Addiko Bank AG (ADBKF) Overvalued in 2026?

Based on GuruFocus' analysis, Addiko Bank AG stock appears to be overvalued. The current stock price of $30.23 is trading 35.5% above its estimated GF Value™ of $22.32. GuruFocus considers Addiko Bank AG to be Significantly Overvalued.

Key valuation signals for ADBKF:

  • Cyclically Adjusted PS Ratio: 1.50 (near median its 10-year median of 1.55)
  • GF Value™: $22.32 vs. price of $30.23 (35.5% above fair value)
  • GF Score™: 70/100 with 4 warning signs
  • Industry Position: 55.1% below the Banks median (#222 of 1302)

No single metric tells the full story. See the ADBKF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Addiko Bank AG Business Description

Other Exchanges ZYE1:GermanyADKO:Austria
Address Canettistrasse 5/12 OG, Vienna, AUT, 1100
Addiko Bank AG is an international banking group. The company offers direct and term deposits, digital products, and various other services. The company's operating segments include Consumer, SME Business, Mortgage, Large Corporate & Public Finance, and Corporate Center. The company generates the majority of its revenue from the Consumer segment.
70GF Score

Get the complete analysis for ADBKF

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$30.23
Price
$22.32
GF Value