ADBKF (Addiko Bank AG) ROE % Adjusted to Book Value: 7.94% (As of Dec. 2025)


ADBKF Addiko Bank AG ADBKF
71 GF Score
Price $30.23
GF Value $21.38
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Addiko Bank AG ROE % Adjusted to Book Value?

Addiko Bank AG ADBKF 71 ROE % Adjusted to Book Value is 7.94% as of Dec. 2025. GuruFocus rates ADBKF with a GF Score™ of 71/100 and a GF Value™ of $21.38 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Addiko Bank AG's ROE % for the quarter that ended in Dec. 2025 was 3.89%. Addiko Bank AG's PB Ratio for the quarter that ended in Dec. 2025 was 0.49. Addiko Bank AG's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 7.94%.

Addiko Bank AG ROE % Adjusted to Book Value Related Terms

Addiko Bank AG ROE % Adjusted to Book Value Historical Data

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The historical data trend for Addiko Bank AG's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Addiko Bank AG ROE % Adjusted to Book Value Chart

Addiko Bank AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.79 12.80 15.85 12.32 10.90

Addiko Bank AG Quarterly Data
Dec15 Dec16 Dec17 Dec18 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.79 10.53 10.57 7.94 9.08

ADBKF vs PNC, USB: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Addiko Bank AG's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Addiko Bank AG ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Addiko Bank AG's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Addiko Bank AG's ROE % Adjusted to Book Value falls into.


ADBKF
71GF Score
Addiko Bank AG ADBKF
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Addiko Bank AG ROE % Adjusted to Book Value Calculation

Addiko Bank AG's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=5.34% / 0.49
=10.90%

Addiko Bank AG's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=3.89% / 0.49
=7.94%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 7.94% mean?
Addiko Bank AG (ADBKF) has a ROE % Adjusted to Book Value of 7.94% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Addiko Bank AG and its competitors.
Is Addiko Bank AG's ROE % Adjusted to Book Value too high?
Addiko Bank AG's current ROE % Adjusted to Book Value is 7.94%. Overall, Addiko Bank AG has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Addiko Bank AG's ROE % Adjusted to Book Value compare to PNC and USB?
Addiko Bank AG's ROE % Adjusted to Book Value of 7.94% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Addiko Bank AG and its competitors. Addiko Bank AG's current ROE % Adjusted to Book Value is 7.94%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Addiko Bank AG stock overvalued right now?
Based on GuruFocus' analysis, Addiko Bank AG (ADBKF) is currently considered Significantly Overvalued. The stock's GF Value™ is $21.38, compared to a current price of $30.23 — trading 41.4% above its estimated fair value. The current ROE % Adjusted to Book Value is 7.94%. Addiko Bank AG's overall GF Score™ is 71/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Addiko Bank AG (ADBKF), the current ROE % Adjusted to Book Value is 7.94% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Addiko Bank AG (ADBKF) Overvalued in 2026?

Based on GuruFocus' analysis, Addiko Bank AG stock appears to be overvalued. The current stock price of $30.23 is trading 41.4% above its estimated GF Value™ of $21.38. GuruFocus considers Addiko Bank AG to be Significantly Overvalued.

Key valuation signals for ADBKF:

  • ROE % Adjusted to Book Value: 7.94%
  • GF Value™: $21.38 vs. price of $30.23 (41.4% above fair value)
  • GF Score™: 71/100 with 4 warning signs

No single metric tells the full story. See the ADBKF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Addiko Bank AG Business Description

Other Exchanges ZYE1:GermanyADKO:Austria
Address Canettistrasse 5/12 OG, Vienna, AUT, 1100
Addiko Bank AG is an international banking group. The company offers direct and term deposits, digital products, and various other services. The company's operating segments include Consumer, SME Business, Mortgage, Large Corporate & Public Finance, and Corporate Center. The company generates the majority of its revenue from the Consumer segment.
71GF Score

Get the complete analysis for ADBKF

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$30.23
Price
$21.38
GF Value