BWB (Bridgewater Bancshares) Net Loan: $4,260.3 Mil (As of Mar. 2026)

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BWB Bridgewater Bancshares Inc BWB
63 GF Score
Price $22.08
GF Value $20.54
Valuation Fairly Valued
! 6 Warning Signs
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What is Bridgewater Bancshares Net Loan?

Bridgewater Bancshares BWB -1.82% 63 Net Loan is $4,260.3 Mil as of Mar. 2026. GuruFocus rates BWB with a GF Score™ of 63/100 and a GF Value™ of $20.54 (Fairly Valued). The stock has 6 warning signs investors should review.

Bridgewater Bancshares's quarterly net loan increased from Sep. 2025 ($4,106.7 Mil) to Dec. 2025 ($4,200.7 Mil) and increased from Dec. 2025 ($4,200.7 Mil) to Mar. 2026 ($4,260.3 Mil).

Bridgewater Bancshares's annual net loan increased from Dec. 2023 ($3,667.2 Mil) to Dec. 2024 ($4,200.7 Mil) and increased from Dec. 2024 ($4,200.7 Mil) to Dec. 2025 ($4,260.3 Mil).

Bridgewater Bancshares Net Loan Historical Data

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The historical data trend for Bridgewater Bancshares's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bridgewater Bancshares Net Loan Chart

Bridgewater Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,769.92 3,512.16 3,667.22 3,765.15 4,200.70

Bridgewater Bancshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3,915.13 4,037.59 4,106.70 4,200.70 4,260.34
BWB
63GF Score
Bridgewater Bancshares Inc BWB
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Bridgewater Bancshares Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $4,260.3 Mil mean?
Bridgewater Bancshares (BWB) has a Net Loan of $4,260.3 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Bridgewater Bancshares and its competitors.
Is Bridgewater Bancshares' Net Loan too high?
Bridgewater Bancshares' current Net Loan is $4,260.3 Mil. Overall, Bridgewater Bancshares has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bridgewater Bancshares' Net Loan compare to SFST and KRNY?
Bridgewater Bancshares' Net Loan of $4,260.3 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Bridgewater Bancshares and its competitors. Bridgewater Bancshares's current Net Loan is $4,260.3 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bridgewater Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Bridgewater Bancshares (BWB) is currently considered Fairly Valued. The stock's GF Value™ is $20.54, compared to a current price of $22.08 — trading 7.5% above its estimated fair value. The current Net Loan is $4,260.3 Mil. Bridgewater Bancshares' overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Bridgewater Bancshares (BWB), the current Net Loan is $4,260.3 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bridgewater Bancshares (BWB) Overvalued in 2026?

Based on GuruFocus' analysis, Bridgewater Bancshares stock appears to be overvalued. The current stock price of $22.08 is trading 7.5% above its estimated GF Value™ of $20.54. GuruFocus considers Bridgewater Bancshares to be Fairly Valued.

Key valuation signals for BWB:

  • Net Loan: $4,260.3 Mil
  • GF Value™: $20.54 vs. price of $22.08 (7.5% above fair value)
  • GF Score™: 63/100 with 6 warning signs

No single metric tells the full story. See the BWB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bridgewater Bancshares Business Description

Other Exchanges 1WA:Germany
Address 4450 Excelsior Boulevard, Suite 100, St. Louis Park, MN, USA, 55416
Bridgewater Bancshares Inc is a financial holding company. Through its subsidiary, it offers various personal and commercial banking products and services such as savings accounts, certificates of deposits, money transfer services, digital wallets, credit and debit cards, safe deposit lockers, different types of loans and advances, commercial deposit accounts, treasury management, and others. The company principally focuses on catering to commercial clients, offering a suite of loan and deposit products. Geographically, it mainly operates in the Twin Cities Metropolitan Statistical Area in the United States.
63GF Score

Get the complete analysis for BWB

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$22.08
Price
$20.54
GF Value