Bridgewater BancsharesBWB +0.29%64 Pretax Margin % is 49.61% as of Mar. 2026, which is 4% above its 10-year median of 47.73. GuruFocus rates BWB with a GF Score™ of 64/100 and a GF Value™ of $20.36 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,527 Banks companies, Bridgewater Bancshares ranks better than 74.39% on this metric.
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Bridgewater Bancshares Pretax Margin % Related Terms
Bridgewater Bancshares Pretax Margin % Historical Data
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The historical data trend for Bridgewater Bancshares's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BWB vs WCCB, CBNK, KRNY: Pretax Margin % Comparison
For the Banks - Regional subindustry, Bridgewater Bancshares's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bridgewater Bancshares Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Bridgewater Bancshares's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Bridgewater Bancshares's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bridgewater Bancshares (BWB) has a Pretax Margin % of 49.61% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Bridgewater Bancshares and its competitors. This is near median its historical median of 47.73. Over the past decade, Bridgewater Bancshares' Pretax Margin % has ranged from 38.02 to 53.63. According to the industry distribution chart, Bridgewater Bancshares ranks #391 out of 1527 companies in the Banks industry, placing it in the top 25.6%.
Is Bridgewater Bancshares' Pretax Margin % too high?
Bridgewater Bancshares' current Pretax Margin % of 49.61% is near median its 10-year median of 47.73. Over the past 10 years, this metric has ranged from a low of 38.02 to a high of 53.63. The Banks industry median Pretax Margin % is 34.88. Bridgewater Bancshares' value of 49.61% is 42.2% above this industry median. Based on the distribution chart, Bridgewater Bancshares ranks #391 out of 1527 companies in the Banks industry, which is above the industry midpoint. Overall, Bridgewater Bancshares has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bridgewater Bancshares' Pretax Margin % compare to WCCB and CBNK?
According to the Banks industry distribution chart, Bridgewater Bancshares ranks #391 out of 1527 companies for Pretax Margin %. This puts Bridgewater Bancshares in the upper half of its industry. The industry median Pretax Margin % is 34.88. Bridgewater Bancshares' value of 49.61% is 42.2% above this benchmark. Historically, Bridgewater Bancshares' own Pretax Margin % has ranged from 38.02 to 53.63 over the past decade. While the company's 10-year median is 47.73 vs. the industry median of 34.88, Bridgewater Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.88, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bridgewater Bancshares's current Pretax Margin % of 49.61% is 42.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Bridgewater Bancshares and its competitors. For the Banks industry, the median Pretax Margin % is 34.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bridgewater Bancshares's current Pretax Margin % is 49.61%, which is near median its own 10-year median of 47.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bridgewater Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Bridgewater Bancshares (BWB) is currently considered Fairly Valued. The stock's GF Value™ is $20.36, compared to a current price of $20.53 — trading 0.8% above its estimated fair value. The current Pretax Margin % is 49.61%, which is near median its 10-year median of 47.73 and 42.2% above the Banks industry median of 34.88. Bridgewater Bancshares' overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Bridgewater Bancshares (BWB), the current Pretax Margin % is 49.61% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bridgewater Bancshares (BWB) Overvalued in 2026?
Based on GuruFocus' analysis, Bridgewater Bancshares stock appears to be overvalued.
The current stock price of $20.53 is trading 0.8% above its estimated GF Value™ of $20.36.
GuruFocus considers Bridgewater Bancshares to be Fairly Valued.
Key valuation signals for BWB:
Pretax Margin %: 49.61% (near median its 10-year median of 47.73)
GF Value™: $20.36 vs. price of $20.53 (0.8% above fair value)
Industry Position: 42.2% above the Banks median (#391 of 1527)
No single metric tells the full story. See the BWB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bridgewater Bancshares Inc is a financial holding company. Through its subsidiary, it offers various personal and commercial banking products and services such as savings accounts, certificates of deposits, money transfer services, digital wallets, credit and debit cards, safe deposit lockers, different types of loans and advances, commercial deposit accounts, treasury management, and others. The company principally focuses on catering to commercial clients, offering a suite of loan and deposit products. Geographically, it mainly operates in the Twin Cities Metropolitan Statistical Area in the United States.
64GF Score
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