Bridgewater BancsharesBWB +0.22%64 FCF Margin % is 30.77% as of Mar. 2026, which is 11% below its 10-year median of 34.46. GuruFocus rates BWB with a GF Score™ of 64/100 and a GF Value™ of $20.36 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,505 Banks companies, Bridgewater Bancshares ranks worse than 59.07% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Bridgewater Bancshares's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bridgewater Bancshares FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Bridgewater Bancshares's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Bridgewater Bancshares's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bridgewater Bancshares (BWB) has a FCF Margin % of 30.77% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Bridgewater Bancshares and its competitors. This is 11% below median its historical median of 34.46. According to the industry distribution chart, Bridgewater Bancshares ranks #889 out of 1505 companies in the Banks industry, placing it in the top 59.1%.
Is Bridgewater Bancshares' FCF Margin % too high?
Bridgewater Bancshares' current FCF Margin % of 30.77% is 11% below median its 10-year median of 34.46. The Banks industry median FCF Margin % is 26.42. Bridgewater Bancshares' value of 30.77% is 16.5% above this industry median. Based on the distribution chart, Bridgewater Bancshares ranks #889 out of 1505 companies in the Banks industry, which is below the industry midpoint. Overall, Bridgewater Bancshares has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bridgewater Bancshares' FCF Margin % compare to WCCB and CBNK?
According to the Banks industry distribution chart, Bridgewater Bancshares ranks #889 out of 1505 companies for FCF Margin %. This places Bridgewater Bancshares in the lower half of its industry. The industry median FCF Margin % is 26.42. Bridgewater Bancshares' value of 30.77% is 16.5% above this benchmark. While the company's 10-year median is 34.46 vs. the industry median of 26.42, Bridgewater Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.42, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bridgewater Bancshares's current FCF Margin % of 30.77% is 16.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Bridgewater Bancshares and its competitors. For the Banks industry, the median FCF Margin % is 26.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bridgewater Bancshares's current FCF Margin % is 30.77%, which is 11% below median its own 10-year median of 34.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bridgewater Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Bridgewater Bancshares (BWB) is currently considered Fairly Valued. The stock's GF Value™ is $20.36, compared to a current price of $20.52 — trading 0.8% above its estimated fair value. The current FCF Margin % is 30.77%, which is 11% below median its 10-year median of 34.46 and 16.5% above the Banks industry median of 26.42. Bridgewater Bancshares' overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Bridgewater Bancshares (BWB), the current FCF Margin % is 30.77% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bridgewater Bancshares (BWB) Overvalued in 2026?
Based on GuruFocus' analysis, Bridgewater Bancshares stock appears to be overvalued.
The current stock price of $20.52 is trading 0.8% above its estimated GF Value™ of $20.36.
GuruFocus considers Bridgewater Bancshares to be Fairly Valued.
Key valuation signals for BWB:
FCF Margin %: 30.77% (11% below median its 10-year median of 34.46)
GF Value™: $20.36 vs. price of $20.52 (0.8% above fair value)
Industry Position: 16.5% above the Banks median (#889 of 1505)
No single metric tells the full story. See the BWB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bridgewater Bancshares Inc is a financial holding company. Through its subsidiary, it offers various personal and commercial banking products and services such as savings accounts, certificates of deposits, money transfer services, digital wallets, credit and debit cards, safe deposit lockers, different types of loans and advances, commercial deposit accounts, treasury management, and others. The company principally focuses on catering to commercial clients, offering a suite of loan and deposit products. Geographically, it mainly operates in the Twin Cities Metropolitan Statistical Area in the United States.
64GF Score
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