M&G (CHIX:MNGL) Net Loan: £4,011 Mil (As of Dec. 2025)

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CHIX:MNGL M&G PLC CHIX:MNGL
62 GF Score
Price £3.50
GF Value £3.52
Valuation Fairly Valued
! 5 Warning Signs
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What is M&G Net Loan?

M&G CHIX:MNGL +1.45% 62 Net Loan is £4,011 Mil as of Dec. 2025. GuruFocus rates CHIX:MNGL with a GF Score™ of 62/100 and a GF Value™ of £3.52 (Fairly Valued). The stock has 5 warning signs investors should review.

M&G's quarterly net loan increased from Dec. 2024 (£4,134 Mil) to Jun. 2025 (£4,474 Mil) but then declined from Jun. 2025 (£4,474 Mil) to Dec. 2025 (£4,011 Mil).

M&G's annual net loan increased from Dec. 2023 (£3,908 Mil) to Dec. 2024 (£4,474 Mil) but then declined from Dec. 2024 (£4,474 Mil) to Dec. 2025 (£4,011 Mil).

M&G Net Loan Historical Data

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The historical data trend for M&G's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

M&G Net Loan Chart

M&G Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5,880.00 3,234.00 3,908.00 4,134.00 4,011.00

M&G Semi-Annual Data
Dec16 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3,908.00 4,065.00 4,134.00 4,474.00 4,011.00
CHIX:MNGL
62GF Score
M&G PLC CHIX:MNGL
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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M&G Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of £4,011 Mil mean?
M&G (CHIX:MNGL) has a Net Loan of £4,011 Mil as of Dec. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on M&G and its competitors.
Is M&G's Net Loan too high?
M&G's current Net Loan is £4,011 Mil. Overall, M&G has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does M&G's Net Loan compare to BLK and BX?
M&G's Net Loan of £4,011 Mil can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for an Asset Management company?
A good Net Loan depends on the Asset Management industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on M&G and its competitors. M&G's current Net Loan is £4,011 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is M&G stock overvalued right now?
Based on GuruFocus' analysis, M&G (CHIX:MNGL) is currently considered Fairly Valued. The stock's GF Value™ is £3.52, compared to a current price of £3.50 — trading 0.5% below its estimated fair value. The current Net Loan is £4,011 Mil. M&G's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For M&G (CHIX:MNGL), the current Net Loan is £4,011 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is M&G (CHIX:MNGL) Overvalued in 2026?

Based on GuruFocus' analysis, M&G stock appears to be undervalued. The current stock price of £3.50 is trading 0.5% below its estimated GF Value™ of £3.52. GuruFocus considers M&G to be Fairly Valued.

Key valuation signals for CHIX:MNGL:

  • Net Loan: £4,011 Mil
  • GF Value™: £3.52 vs. price of £3.50 (0.5% below fair value)
  • GF Score™: 62/100 with 5 warning signs

No single metric tells the full story. See the CHIX:MNGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

M&G Business Description

Other Exchanges MGPUF:USAMNG:UK7MP:Germany
Address 10 Fenchurch Avenue, London, GBR, EC3M 5AG
M&G PLC is a United Kingdom-based company engaged in the savings and investments business. It serves retail customers, who want to build and protect their life savings, and provides investment solutions. The company's reportable segment are Asset Management segment offers investment management to both wholesale and institutional clients. The Life segment operates in the savings and pensions market and includes corporate risk and individual and international solutions. and The Corporate Centre segment includes central corporate costs and debt costs. Geographically segmentation includes United Kingdom and rest of the world.
62GF Score

Get the complete analysis for CHIX:MNGL

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£3.50
Price
£3.52
GF Value