M&G (CHIX:MNGL) Liabilities-to-Assets : 0.98 (As of Dec. 2025)

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CHIX:MNGL M&G PLC CHIX:MNGL
62 GF Score
Price £3.52
GF Value £3.52
Valuation Fairly Valued
! 5 Warning Signs
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What is M&G Liabilities-to-Assets?

M&G CHIX:MNGL -0.59% 62 Liabilities-to-Assets is 0.98 as of Dec. 2025. GuruFocus rates CHIX:MNGL with a GF Score™ of 62/100 and a GF Value™ of £3.52 (Fairly Valued). The stock has 5 warning signs investors should review.

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. M&G's Total Liabilities for the quarter that ended in Dec. 2025 was £187,413 Mil. M&G's Total Assets for the quarter that ended in Dec. 2025 was £190,601 Mil. Therefore, M&G's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2025 was 0.98.


M&G  (CHIX:MNGl) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


M&G Liabilities-to-Assets Related Terms


M&G Liabilities-to-Assets Historical Data

* Premium members only.

The historical data trend for M&G's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

M&G Liabilities-to-Assets Chart

M&G Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Liabilities-to-Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.97 0.98 0.98 0.98 0.98

M&G Semi-Annual Data
Dec16 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.98 0.98 0.98 0.98 0.98

CHIX:MNGL vs BLK, BX, KKR: Liabilities-to-Assets Comparison

For the Asset Management subindustry, M&G's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


M&G Liabilities-to-Assets vs Asset Management Industry

For the Asset Management industry and Financial Services sector, M&G's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where M&G's Liabilities-to-Assets falls into.


CHIX:MNGL
62GF Score
M&G PLC CHIX:MNGL
Liabilities-to-Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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M&G Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

M&G's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:

Liabilities-to-Assets (A: Dec. 2025 )=Total Liabilities/Total Assets
=187413/190601
=0.98

M&G's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2025 is calculated as

Liabilities-to-Assets (Q: Dec. 2025 )=Total Liabilities/Total Assets
=187413/190601
=0.98

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Liabilities-to-Assets →
What does a Liabilities-to-Assets of 0.98 mean?
M&G (CHIX:MNGL) has a Liabilities-to-Assets of 0.98 as of Dec. 2025. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on M&G and its competitors.
Is M&G's Liabilities-to-Assets too high?
M&G's current Liabilities-to-Assets is 0.98. Overall, M&G has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does M&G's Liabilities-to-Assets compare to BLK and BX?
M&G's Liabilities-to-Assets of 0.98 can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for an Asset Management company?
A good Liabilities-to-Assets depends on the Asset Management industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on M&G and its competitors. M&G's current Liabilities-to-Assets is 0.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is M&G stock overvalued right now?
Based on GuruFocus' analysis, M&G (CHIX:MNGL) is currently considered Fairly Valued. The stock's GF Value™ is £3.52, compared to a current price of £3.52 — trading 0.1% below its estimated fair value. The current Liabilities-to-Assets is 0.98. M&G's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For M&G (CHIX:MNGL), the current Liabilities-to-Assets is 0.98 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is M&G (CHIX:MNGL) Overvalued in 2026?

Based on GuruFocus' analysis, M&G stock appears to be undervalued. The current stock price of £3.52 is trading 0.1% below its estimated GF Value™ of £3.52. GuruFocus considers M&G to be Fairly Valued.

Key valuation signals for CHIX:MNGL:

  • Liabilities-to-Assets: 0.98
  • GF Value™: £3.52 vs. price of £3.52 (0.1% below fair value)
  • GF Score™: 62/100 with 5 warning signs

No single metric tells the full story. See the CHIX:MNGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


M&G Business Description

Other Exchanges MGPUF:USAMNG:UK7MP:Germany
Address 10 Fenchurch Avenue, London, GBR, EC3M 5AG
M&G PLC is a United Kingdom-based company engaged in the savings and investments business. It serves retail customers, who want to build and protect their life savings, and provides investment solutions. The company's reportable segment are Asset Management segment offers investment management to both wholesale and institutional clients. The Life segment operates in the savings and pensions market and includes corporate risk and individual and international solutions. and The Corporate Centre segment includes central corporate costs and debt costs. Geographically segmentation includes United Kingdom and rest of the world.
62GF Score

Get the complete analysis for CHIX:MNGL

Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£3.52
Price
£3.52
GF Value