M&G (CHIX:MNGL) ROE %: 3.71% (As of Dec. 2025) — 55% Below Median


CHIX:MNGL M&G PLC CHIX:MNGL
62 GF Score
Price £3.32
GF Value £3.52
Valuation Fairly Valued
! 5 Warning Signs
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What is M&G ROE %?

M&G CHIX:MNGL +0.02% 62 ROE % is 3.71% as of Dec. 2025, which is 55% below its 10-year median of 8.28. GuruFocus rates CHIX:MNGL with a GF Score™ of 62/100 and a GF Value™ of £3.52 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,615 Asset Management companies, M&G ranks better than 61.11% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. M&G's annualized net income for the quarter that ended in Dec. 2025 was £118 Mil. M&G's average Total Stockholders Equity over the quarter that ended in Dec. 2025 was £3,183 Mil. Therefore, M&G's annualized ROE % for the quarter that ended in Dec. 2025 was 3.71%.

The historical rank and industry rank for M&G's ROE % or its related term are showing as below:

CHIX:MNGl' s ROE % Range Over the Past 10 Years
Min: -36.03   Med: 8.28   Max: 21.27
Current: 9.39

During the past 10 years, M&G's highest ROE % was 21.27%. The lowest was -36.03%. And the median was 8.28%.

CHIX:MNGl's ROE % is ranked better than
61.11% of 1615 companies
in the Asset Management industry
Industry Median: 6.35 vs CHIX:MNGl: 9.39

M&G  (CHIX:MNGl) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=118/3182.5
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(118 / 27692)*(27692 / 187341.5)*(187341.5 / 3182.5)
=Net Margin %*Asset Turnover*Equity Multiplier
=0.43 %*0.1478*58.8661
=ROA %*Equity Multiplier
=0.06 %*58.8661
=3.71 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=118/3182.5
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / EBIT) * (EBIT / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (118 / 1502) * (1502 / 2000) * (2000 / 27692) * (27692 / 187341.5) * (187341.5 / 3182.5)
= Tax Burden * Interest Burden * EBIT Margin % * Asset Turnover * Equity Multiplier
= 0.0786 * 0.751 * 7.22 % * 0.1478 * 58.8661
=3.71 %

Note: The net income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


M&G ROE % Related Terms


M&G ROE % Historical Data

* Premium members only.

The historical data trend for M&G's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

M&G ROE % Chart

M&G Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.30 -36.03 7.15 -9.83 9.41

M&G Semi-Annual Data
Dec16 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.39 -3.20 -17.07 14.93 3.71

CHIX:MNGL vs BLK, BX, KKR: ROE % Comparison

For the Asset Management subindustry, M&G's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


M&G ROE % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, M&G's ROE % distribution charts can be found below:

* The bar in red indicates where M&G's ROE % falls into.


CHIX:MNGL
62GF Score
M&G PLC CHIX:MNGL
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
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M&G ROE % Calculation

M&G's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=302/( (3281+3136)/ 2 )
=302/3208.5
=9.41 %

M&G's annualized ROE % for the quarter that ended in Dec. 2025 is calculated as

ROE %=Net Income (Q: Dec. 2025 )/( (Total Stockholders Equity (Q: Jun. 2025 )+Total Stockholders Equity (Q: Dec. 2025 ))/ count )
=118/( (3229+3136)/ 2 )
=118/3182.5
=3.71 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is two times the semi-annual (Dec. 2025) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 3.71% mean?
M&G (CHIX:MNGL) has a ROE % of 3.71% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on M&G and its competitors. This is 55% below median its historical median of 8.28. According to the industry distribution chart, M&G ranks #628 out of 1615 companies in the Asset Management industry, placing it in the top 38.9%.
Is M&G's ROE % too high?
M&G's current ROE % of 3.71% is 55% below median its 10-year median of 8.28. The Asset Management industry median ROE % is 6.35. M&G's value of 3.71% is 41.6% below this industry median. Based on the distribution chart, M&G ranks #628 out of 1615 companies in the Asset Management industry, which is above the industry midpoint. Overall, M&G has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does M&G's ROE % compare to BLK and BX?
According to the Asset Management industry distribution chart, M&G ranks #628 out of 1615 companies for ROE %. This puts M&G in the upper half of its industry. The industry median ROE % is 6.35. M&G's value of 3.71% is 41.6% below this benchmark. While the company's 10-year median is 8.28 vs. the industry median of 6.35, M&G has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for an Asset Management company?
The median ROE % among Asset Management companies is 6.35, based on 1,615 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. M&G's current ROE % of 3.71% is 41.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on M&G and its competitors. For the Asset Management industry, the median ROE % is 6.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. M&G's current ROE % is 3.71%, which is 55% below median its own 10-year median of 8.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is M&G stock overvalued right now?
Based on GuruFocus' analysis, M&G (CHIX:MNGL) is currently considered Fairly Valued. The stock's GF Value™ is £3.52, compared to a current price of £3.32 — trading 5.7% below its estimated fair value. The current ROE % is 3.71%, which is 55% below median its 10-year median of 8.28 and 41.6% below the Asset Management industry median of 6.35. M&G's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For M&G (CHIX:MNGL), the current ROE % is 3.71% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is M&G (CHIX:MNGL) Overvalued in 2026?

Based on GuruFocus' analysis, M&G stock appears to be undervalued. The current stock price of £3.32 is trading 5.7% below its estimated GF Value™ of £3.52. GuruFocus considers M&G to be Fairly Valued.

Key valuation signals for CHIX:MNGL:

  • ROE %: 3.71% (55% below median its 10-year median of 8.28)
  • GF Value™: £3.52 vs. price of £3.32 (5.7% below fair value)
  • GF Score™: 62/100 with 5 warning signs
  • Industry Position: 41.6% below the Asset Management median (#628 of 1615)

No single metric tells the full story. See the CHIX:MNGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


M&G Business Description

Other Exchanges MGPUF:USAMNG:UK7MP:Germany
Address 10 Fenchurch Avenue, London, GBR, EC3M 5AG
M&G PLC is a United Kingdom-based company engaged in the savings and investments business. It serves retail customers, who want to build and protect their life savings, and provides investment solutions. The company's reportable segment are Asset Management segment offers investment management to both wholesale and institutional clients. The Life segment operates in the savings and pensions market and includes corporate risk and individual and international solutions. and The Corporate Centre segment includes central corporate costs and debt costs. Geographically segmentation includes United Kingdom and rest of the world.
62GF Score

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ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£3.32
Price
£3.52
GF Value