Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
M&GCHIX:MNGL +0.67%62 Debt-to-EBITDA is 3.19 as of Dec. 2025, which is 21% below its 10-year median of 4.03. GuruFocus rates CHIX:MNGL with a GF Score™ of 62/100 and a GF Value™ of £3.52 (Fairly Valued). The stock has 5 warning signs investors should review. Among 384 Asset Management companies, M&G ranks worse than 70.31% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for M&G's Debt-to-EBITDA or its related term are showing as below:
CHIX:MNGl'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -3.13 Med: 4.03 Max: 9.17
Current: 3.56
During the past 10 years, the highest Debt-to-EBITDA Ratio of M&G was 9.17. The lowest was -3.13. And the median was 4.03.
CHIX:MNGl's Debt-to-EBITDA is ranked worse than 70.31% of 384
companies
in the Asset Management industry
Industry Median: 1.39
vs CHIX:MNGl: 3.56
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
M&G Debt-to-EBITDA Related Terms
M&G Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for M&G's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CHIX:MNGL vs BLK, BX, KKR: Debt-to-EBITDA Comparison
For the Asset Management subindustry, M&G's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
M&G Debt-to-EBITDA vs Asset Management Industry
For the Asset Management industry and Financial Services sector, M&G's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where M&G's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is two times the quarterly (Dec. 2025) EBITDA data.
M&G (CHIX:MNGL) has a Debt-to-EBITDA of 3.19 as of Dec. 2025. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on M&G. This is 21% below median its historical median of 4.03. According to the industry distribution chart, M&G ranks #270 out of 384 companies in the Asset Management industry, placing it in the top 70.3%.
Is M&G's Debt-to-EBITDA too high?
M&G's current Debt-to-EBITDA of 3.19 is 21% below median its 10-year median of 4.03. The Asset Management industry median Debt-to-EBITDA is 1.39. M&G's value of 3.19 is 129.5% above this industry median. Based on the distribution chart, M&G ranks #270 out of 384 companies in the Asset Management industry, which is below the industry midpoint. Overall, M&G has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does M&G's Debt-to-EBITDA compare to BLK and BX?
According to the Asset Management industry distribution chart, M&G ranks #270 out of 384 companies for Debt-to-EBITDA. This places M&G in the lower half of its industry. The industry median Debt-to-EBITDA is 1.39. M&G's value of 3.19 is 129.5% above this benchmark. While the company's 10-year median is 4.03 vs. the industry median of 1.39, M&G has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for an Asset Management company?
The median Debt-to-EBITDA among Asset Management companies is 1.39, based on 384 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. M&G's current Debt-to-EBITDA of 3.19 is 129.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on M&G. For the Asset Management industry, the median Debt-to-EBITDA is 1.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. M&G's current Debt-to-EBITDA is 3.19, which is 21% below median its own 10-year median of 4.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is M&G stock overvalued right now?
Based on GuruFocus' analysis, M&G (CHIX:MNGL) is currently considered Fairly Valued. The stock's GF Value™ is £3.52, compared to a current price of £3.53 — trading 0.2% above its estimated fair value. The current Debt-to-EBITDA is 3.19, which is 21% below median its 10-year median of 4.03 and 129.5% above the Asset Management industry median of 1.39. M&G's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For M&G (CHIX:MNGL), the current Debt-to-EBITDA is 3.19 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is M&G (CHIX:MNGL) Overvalued in 2026?
Based on GuruFocus' analysis, M&G stock appears to be overvalued.
The current stock price of £3.53 is trading 0.2% above its estimated GF Value™ of £3.52.
GuruFocus considers M&G to be Fairly Valued.
Key valuation signals for CHIX:MNGL:
Debt-to-EBITDA: 3.19 (21% below median its 10-year median of 4.03)
GF Value™: £3.52 vs. price of £3.53 (0.2% above fair value)
Industry Position: 129.5% above the Asset Management median (#270 of 384)
No single metric tells the full story. See the CHIX:MNGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
M&G PLC is a United Kingdom-based company engaged in the savings and investments business. It serves retail customers, who want to build and protect their life savings, and provides investment solutions. The company's reportable segment are Asset Management segment offers investment management to both wholesale and institutional clients. The Life segment operates in the savings and pensions market and includes corporate risk and individual and international solutions. and The Corporate Centre segment includes central corporate costs and debt costs. Geographically segmentation includes United Kingdom and rest of the world.
62GF Score
Get the complete analysis for CHIX:MNGL
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
CHIX:MNGL has been successfully added to your 
