M&G (CHIX:MNGL) 3-Year RORE % : 0.20% (As of Dec. 2025)


CHIX:MNGL M&G PLC CHIX:MNGL
63 GF Score
Price £3.41
GF Value £3.52
Valuation Fairly Valued
! 5 Warning Signs
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What is M&G 3-Year RORE %?

M&G CHIX:MNGL +1.64% 63 3-Year RORE % is 0.20 as of Dec. 2025. GuruFocus rates CHIX:MNGL with a GF Score™ of 63/100 and a GF Value™ of £3.52 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,532 Asset Management companies, M&G ranks worse than 59.27% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. M&G's 3-Year RORE % for the quarter that ended in Dec. 2025 was 0.20%.

The industry rank for M&G's 3-Year RORE % or its related term are showing as below:

CHIX:MNGl's 3-Year RORE % is ranked worse than
59.27% of 1532 companies
in the Asset Management industry
Industry Median: 12.895 vs CHIX:MNGl: 0.20

M&G  (CHIX:MNGl) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


M&G 3-Year RORE % Related Terms


M&G 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for M&G's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

M&G 3-Year RORE % Chart

M&G Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
3-Year RORE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -44.12 299.53 -9.78 -51.82 0.20

M&G Semi-Annual Data
Dec16 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -9.78 -39.06 -51.82 -36.46 0.20

CHIX:MNGL vs BLK, BX, KKR: 3-Year RORE % Comparison

For the Asset Management subindustry, M&G's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


M&G 3-Year RORE % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, M&G's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where M&G's 3-Year RORE % falls into.


CHIX:MNGL
63GF Score
M&G PLC CHIX:MNGL
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
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M&G 3-Year RORE % Calculation

M&G's 3-Year RORE % for the quarter that ended in Dec. 2025 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 0.123-0.124 )/( 0.096-0.599 )
=-0.001/-0.503
=0.20 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Dec. 2025 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of 0.20 mean?
M&G (CHIX:MNGL) has a 3-Year RORE % of 0.20 as of Dec. 2025. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on M&G and its competitors. According to the industry distribution chart, M&G ranks #908 out of 1532 companies in the Asset Management industry, placing it in the top 59.3%.
Is M&G's 3-Year RORE % too high?
M&G's current 3-Year RORE % is 0.20. The Asset Management industry median 3-Year RORE % is 12.90. M&G's value of 0.20 is 98.4% below this industry median. Based on the distribution chart, M&G ranks #908 out of 1532 companies in the Asset Management industry, which is below the industry midpoint. Overall, M&G has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does M&G's 3-Year RORE % compare to BLK and BX?
According to the Asset Management industry distribution chart, M&G ranks #908 out of 1532 companies for 3-Year RORE %. This places M&G in the lower half of its industry. The industry median 3-Year RORE % is 12.90. M&G's value of 0.20 is 98.4% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for an Asset Management company?
The median 3-Year RORE % among Asset Management companies is 12.90, based on 1,532 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. M&G's current 3-Year RORE % of 0.20 is 98.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on M&G and its competitors. For the Asset Management industry, the median 3-Year RORE % is 12.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. M&G's current 3-Year RORE % is 0.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is M&G stock overvalued right now?
Based on GuruFocus' analysis, M&G (CHIX:MNGL) is currently considered Fairly Valued. The stock's GF Value™ is £3.52, compared to a current price of £3.41 — trading 3.2% below its estimated fair value. The current 3-Year RORE % is 0.20 and 98.4% below the Asset Management industry median of 12.90. M&G's overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For M&G (CHIX:MNGL), the current 3-Year RORE % is 0.20 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is M&G (CHIX:MNGL) Overvalued in 2026?

Based on GuruFocus' analysis, M&G stock appears to be undervalued. The current stock price of £3.41 is trading 3.2% below its estimated GF Value™ of £3.52. GuruFocus considers M&G to be Fairly Valued.

Key valuation signals for CHIX:MNGL:

  • 3-Year RORE %: 0.20
  • GF Value™: £3.52 vs. price of £3.41 (3.2% below fair value)
  • GF Score™: 63/100 with 5 warning signs
  • Industry Position: 98.4% below the Asset Management median (#908 of 1532)

No single metric tells the full story. See the CHIX:MNGL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


M&G Business Description

Other Exchanges MGPUF:USAMNG:UK7MP:Germany
Address 10 Fenchurch Avenue, London, GBR, EC3M 5AG
M&G PLC is a United Kingdom-based company engaged in the savings and investments business. It serves retail customers, who want to build and protect their life savings, and provides investment solutions. The company's reportable segment are Asset Management segment offers investment management to both wholesale and institutional clients. The Life segment operates in the savings and pensions market and includes corporate risk and individual and international solutions. and The Corporate Centre segment includes central corporate costs and debt costs. Geographically segmentation includes United Kingdom and rest of the world.
63GF Score

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3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£3.41
Price
£3.52
GF Value