Omavings Bank (CHIX:OMASPH) Net Loan: €5,695.2 Mil (As of Mar. 2026)

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CHIX:OMASPH Oma Savings Bank PLC CHIX:OMASPH
67 GF Score
Price €19.98
GF Value €12.72
! 7 Warning Signs
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What is Omavings Bank Net Loan?

Omavings Bank CHIX:OMASPH 67 Net Loan is €5,695.2 Mil as of Mar. 2026. GuruFocus rates CHIX:OMASPH with a GF Score™ of 67/100 and a GF Value™ of €12.72. The stock has 7 warning signs investors should review.

Omavings Bank's quarterly net loan increased from Sep. 2025 (€5,801.3 Mil) to Dec. 2025 (€5,810.1 Mil) but then declined from Dec. 2025 (€5,810.1 Mil) to Mar. 2026 (€5,695.2 Mil).

Omavings Bank's annual net loan increased from Dec. 2023 (€6,188.6 Mil) to Dec. 2024 (€5,810.1 Mil) but then declined from Dec. 2024 (€5,810.1 Mil) to Dec. 2025 (€5,695.2 Mil).

Omavings Bank Net Loan Historical Data

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The historical data trend for Omavings Bank's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Omavings Bank Net Loan Chart

Omavings Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4,412.11 4,868.33 6,188.64 6,568.58 5,810.06

Omavings Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6,111.55 5,878.95 5,801.32 5,810.06 5,695.24
CHIX:OMASPH
67GF Score
Oma Savings Bank PLC CHIX:OMASPH
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Omavings Bank Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of €5,695.2 Mil mean?
Omavings Bank (CHIX:OMASPH) has a Net Loan of €5,695.2 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Omavings Bank and its competitors.
Is Omavings Bank's Net Loan too high?
Omavings Bank's current Net Loan is €5,695.2 Mil. Overall, Omavings Bank has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does Omavings Bank's Net Loan compare to PNC and USB?
Omavings Bank's Net Loan of €5,695.2 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Omavings Bank and its competitors. Omavings Bank's current Net Loan is €5,695.2 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Omavings Bank stock overvalued right now?
Omavings Bank (CHIX:OMASPH) has a current Net Loan of €5,695.2 Mil. The stock's GF Value™ is €12.72, compared to a current price of €19.98 — trading 57.1% above its estimated fair value. The current Net Loan is €5,695.2 Mil. Omavings Bank's overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Omavings Bank (CHIX:OMASPH), the current Net Loan is €5,695.2 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Omavings Bank (CHIX:OMASPH) Overvalued in 2026?

Based on GuruFocus' analysis, Omavings Bank stock appears to be overvalued. The current stock price of €19.98 is trading 57.1% above its estimated GF Value™ of €12.72.

Key valuation signals for CHIX:OMASPH:

  • Net Loan: €5,695.2 Mil
  • GF Value™: €12.72 vs. price of €19.98 (57.1% above fair value)
  • GF Score™: 67/100 with 7 warning signs

No single metric tells the full story. See the CHIX:OMASPH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Omavings Bank Business Description

Other Exchanges OMASP:Finland
Address Valtakatu 32, Lappeenranta, FIN, 53100
Oma Savings Bank PLC is a Finnish savings bank. The Company is engaged in retail banking and mortgage banking. The company focuses predominantly on retail banking operations and provides its clients with a broad range of banking services. The products offered by the company include credit, investment, online banking, and loan insurance, among others.
67GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€19.98
Price
€12.72
GF Value