Omavings Bank (CHIX:OMASPH) Change In Receivables: €0.0 Mil (TTM As of Mar. 2026)

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CHIX:OMASPH Oma Savings Bank PLC CHIX:OMASPH
79 GF Score
Price €19.98
GF Value €12.64
! 7 Warning Signs
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What is Omavings Bank Change In Receivables?

Omavings Bank CHIX:OMASPH 79 Change In Receivables is €0.0 Mil as of Mar. 2026. GuruFocus rates CHIX:OMASPH with a GF Score™ of 79/100 and a GF Value™ of €12.64. The stock has 7 warning signs investors should review.

Omavings Bank's change in receivables for the quarter that ended in Mar. 2026 was €0.0 Mil. It means Omavings Bank's Accounts Receivable stayed the same from Dec. 2025 to Mar. 2026 .

Omavings Bank's change in receivables for the fiscal year that ended in Dec. 2025 was €0.0 Mil. It means Omavings Bank's Accounts Receivable stayed the same from Dec. 2024 to Dec. 2025 .

Omavings Bank's Accounts Receivable for the quarter that ended in Mar. 2026 was €0.0 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. Omavings Bank's Days Sales Outstanding for the three months ended in Mar. 2026 was 0.00.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. Omavings Bank's liquidation value for the three months ended in Mar. 2026 was €-5,725.5 Mil.


Omavings Bank  (CHIX:OMASPh) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

Omavings Bank's Days Sales Outstanding for the quarter that ended in Mar. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=0/50.663*91
=0.00

2. In Ben Graham's calculation of liquidation value, Omavings Bank's accounts receivable are only considered to be worth 75% of book value:

Omavings Bank's liquidation value for the quarter that ended in Mar. 2026 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=870.036-6595.514+0.75 * 0+0.5 * 0
=-5,725.5

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Omavings Bank Change In Receivables Related Terms


Omavings Bank Change In Receivables Historical Data

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The historical data trend for Omavings Bank's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Omavings Bank Change In Receivables Chart

Omavings Bank Annual Data
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Omavings Bank Quarterly Data
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CHIX:OMASPH
79GF Score
Oma Savings Bank PLC CHIX:OMASPH
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
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Omavings Bank Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of €0.0 Mil mean?
Omavings Bank (CHIX:OMASPH) has a Change In Receivables of €0.0 Mil as of Mar. 2026. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Omavings Bank and its competitors.
Is Omavings Bank's Change In Receivables too high?
Omavings Bank's current Change In Receivables is €0.0 Mil. Overall, Omavings Bank has a GF Score™ of 79/100, reflecting its overall financial health beyond just this single metric.
How does Omavings Bank's Change In Receivables compare to PNC and USB?
Omavings Bank's Change In Receivables of €0.0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Banks company?
A good Change In Receivables depends on the Banks industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Omavings Bank and its competitors. Omavings Bank's current Change In Receivables is €0.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Omavings Bank stock overvalued right now?
Omavings Bank (CHIX:OMASPH) has a current Change In Receivables of €0.0 Mil. The stock's GF Value™ is €12.64, compared to a current price of €19.98 — trading 58.1% above its estimated fair value. The current Change In Receivables is €0.0 Mil. Omavings Bank's overall GF Score™ is 79/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For Omavings Bank (CHIX:OMASPH), the current Change In Receivables is €0.0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Omavings Bank (CHIX:OMASPH) Overvalued in 2026?

Based on GuruFocus' analysis, Omavings Bank stock appears to be overvalued. The current stock price of €19.98 is trading 58.1% above its estimated GF Value™ of €12.64.

Key valuation signals for CHIX:OMASPH:

  • Change In Receivables: €0.0 Mil
  • GF Value™: €12.64 vs. price of €19.98 (58.1% above fair value)
  • GF Score™: 79/100 with 7 warning signs

No single metric tells the full story. See the CHIX:OMASPH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Omavings Bank Business Description

Other Exchanges OMASP:Finland
Address Valtakatu 32, Lappeenranta, FIN, 53100
Oma Savings Bank PLC is a Finnish savings bank. The Company is engaged in retail banking and mortgage banking. The company focuses predominantly on retail banking operations and provides its clients with a broad range of banking services. The products offered by the company include credit, investment, online banking, and loan insurance, among others.
79GF Score

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Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€19.98
Price
€12.64
GF Value