Omavings Bank (CHIX:OMASPH) Interest Expense: €-90.5 Mil (TTM As of Mar. 2026)


CHIX:OMASPH Oma Savings Bank PLC CHIX:OMASPH
74 GF Score
Price €19.98
GF Value €18.47
! 3 Warning Signs
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What is Omavings Bank Interest Expense?

Omavings Bank CHIX:OMASPH 74 Interest Expense is €-90.5 Mil as of Mar. 2026. GuruFocus rates CHIX:OMASPH with a GF Score™ of 74/100 and a GF Value™ of €18.47. The stock has 3 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Omavings Bank's interest expense for the three months ended in Mar. 2026 was € -22.0 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was €-90.5 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Omavings Bank's Operating Income for the three months ended in Mar. 2026 was € Mil. Omavings Bank's Interest Expense for the three months ended in Mar. 2026 was € Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Omavings Bank Interest Expense Historical Data

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The historical data trend for Omavings Bank's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Omavings Bank Interest Expense Chart

Omavings Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -4.78 -16.95 -125.46 -136.49 -96.88

Omavings Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -28.37 -24.14 -21.29 -23.08 -21.98
CHIX:OMASPH
74GF Score
Oma Savings Bank PLC CHIX:OMASPH
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Omavings Bank Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €-90.5 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of €-90.5 Mil mean?
Omavings Bank (CHIX:OMASPH) has a Interest Expense of €-90.5 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Omavings Bank and its competitors.
Is Omavings Bank's Interest Expense too high?
Omavings Bank's current Interest Expense is €-90.5 Mil. Overall, Omavings Bank has a GF Score™ of 74/100, reflecting its overall financial health beyond just this single metric.
How does Omavings Bank's Interest Expense compare to PNC and USB?
Omavings Bank's Interest Expense of €-90.5 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Omavings Bank and its competitors. Omavings Bank's current Interest Expense is €-90.5 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Omavings Bank stock overvalued right now?
Omavings Bank (CHIX:OMASPH) has a current Interest Expense of €-90.5 Mil. The stock's GF Value™ is €18.47, compared to a current price of €19.98 — trading 8.2% above its estimated fair value. The current Interest Expense is €-90.5 Mil. Omavings Bank's overall GF Score™ is 74/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Omavings Bank (CHIX:OMASPH), the current Interest Expense is €-90.5 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Omavings Bank (CHIX:OMASPH) Overvalued in 2026?

Based on GuruFocus' analysis, Omavings Bank stock appears to be overvalued. The current stock price of €19.98 is trading 8.2% above its estimated GF Value™ of €18.47.

Key valuation signals for CHIX:OMASPH:

  • Interest Expense: €-90.5 Mil
  • GF Value™: €18.47 vs. price of €19.98 (8.2% above fair value)
  • GF Score™: 74/100 with 3 warning signs

No single metric tells the full story. See the CHIX:OMASPH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Omavings Bank Business Description

Other Exchanges OMASP:Finland
Address Valtakatu 32, Lappeenranta, FIN, 53100
Oma Savings Bank PLC is a Finnish savings bank. The Company is engaged in retail banking and mortgage banking. The company focuses predominantly on retail banking operations and provides its clients with a broad range of banking services. The products offered by the company include credit, investment, online banking, and loan insurance, among others.
74GF Score

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Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€19.98
Price
€18.47
GF Value