Omavings Bank (CHIX:OMASPH) OCF Yield %: 101.88 (As of Jul. 03, 2026)


CHIX:OMASPH Oma Savings Bank PLC CHIX:OMASPH
77 GF Score
Price €19.98
GF Value €18.63
! 3 Warning Signs
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What is Omavings Bank OCF Yield %?

Omavings Bank CHIX:OMASPH 77 OCF Yield % is 101.88 as of Jul. 03, 2026. GuruFocus rates CHIX:OMASPH with a GF Score™ of 77/100 and a GF Value™ of €18.63. The stock has 3 warning signs investors should review. Among 1,502 Banks companies, Omavings Bank ranks better than 93.74% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Omavings Bank's Trailing 12-Month Cash Flow from Operations is €392.0 Mil, and Market Cap is €392.0 Mil. Therefore, Omavings Bank's OCF Yield % for today is 101.88%.

The historical rank and industry rank for Omavings Bank's OCF Yield % or its related term are showing as below:

CHIX:OMASPh' s OCF Yield % Range Over the Past 10 Years
Min: -129.58   Med: -56.96   Max: 192.97
Current: 101.88


During the past 11 years, the highest OCF Yield % of Omavings Bank was 192.97%. The lowest was -129.58%. And the median was -56.96%.

CHIX:OMASPh's OCF Yield % is ranked better than
93.74% of 1502 companies
in the Banks industry
Industry Median: 9.24 vs CHIX:OMASPh: 101.88

Omavings Bank's OCF Margin % for the quarter that ended in Mar. 2026 was %.


Omavings Bank OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Omavings Bank OCF Yield % Related Terms


Omavings Bank OCF Yield % Historical Data

* Premium members only.

The historical data trend for Omavings Bank's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Omavings Bank OCF Yield % Chart

Omavings Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 -87.45 29.80 60.27

Omavings Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -8.80 189.54 39.18 21.27 -13.53

CHIX:OMASPH vs PNC, USB: OCF Yield % Comparison

For the Banks - Regional subindustry, Omavings Bank's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Omavings Bank OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Omavings Bank's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Omavings Bank's OCF Yield % falls into.


CHIX:OMASPH
77GF Score
Oma Savings Bank PLC CHIX:OMASPH
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Omavings Bank OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Omavings Bank's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=399.82 / 663.41592
=60.27%

Omavings Bank's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=-22.428 * 4 / 663.07626
=-13.53%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 101.88 mean?
Omavings Bank (CHIX:OMASPH) has a OCF Yield % of 101.88 as of Jul. 03, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Omavings Bank and its competitors. According to the industry distribution chart, Omavings Bank ranks #94 out of 1502 companies in the Banks industry, placing it in the top 6.3%.
Is Omavings Bank's OCF Yield % too high?
Omavings Bank's current OCF Yield % is 101.88. The Banks industry median OCF Yield % is 9.24. Omavings Bank's value of 101.88 is 1002.6% above this industry median. Based on the distribution chart, Omavings Bank ranks #94 out of 1502 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Omavings Bank has a GF Score™ of 77/100, reflecting its overall financial health beyond just this single metric.
How does Omavings Bank's OCF Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Omavings Bank ranks #94 out of 1502 companies for OCF Yield %. This places Omavings Bank in the top 6% of its industry — outperforming the majority of peers. The industry median OCF Yield % is 9.24. Omavings Bank's value of 101.88 is 1002.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.24, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Omavings Bank's current OCF Yield % of 101.88 is 1002.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Omavings Bank and its competitors. For the Banks industry, the median OCF Yield % is 9.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Omavings Bank's current OCF Yield % is 101.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Omavings Bank stock overvalued right now?
Omavings Bank (CHIX:OMASPH) has a current OCF Yield % of 101.88. The stock's GF Value™ is €18.63, compared to a current price of €19.98 — trading 7.2% above its estimated fair value. The current OCF Yield % is 101.88 and 1002.6% above the Banks industry median of 9.24. Omavings Bank's overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Omavings Bank (CHIX:OMASPH), the current OCF Yield % is 101.88 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Omavings Bank (CHIX:OMASPH) Overvalued in 2026?

Based on GuruFocus' analysis, Omavings Bank stock appears to be overvalued. The current stock price of €19.98 is trading 7.2% above its estimated GF Value™ of €18.63.

Key valuation signals for CHIX:OMASPH:

  • OCF Yield %: 101.88
  • GF Value™: €18.63 vs. price of €19.98 (7.2% above fair value)
  • GF Score™: 77/100 with 3 warning signs
  • Industry Position: 1002.6% above the Banks median (#94 of 1502)

No single metric tells the full story. See the CHIX:OMASPH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Omavings Bank Business Description

Other Exchanges OMASP:Finland
Address Valtakatu 32, Lappeenranta, FIN, 53100
Oma Savings Bank PLC is a Finnish savings bank. The Company is engaged in retail banking and mortgage banking. The company focuses predominantly on retail banking operations and provides its clients with a broad range of banking services. The products offered by the company include credit, investment, online banking, and loan insurance, among others.
77GF Score

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OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€19.98
Price
€18.63
GF Value