Gunma Bank (FRA:5F0) Net Loan: €38,734 Mil (As of Mar. 2026)

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FRA:5F0 Gunma Bank Ltd FRA:5F0
52 GF Score
Price €13.90
GF Value €6.41
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Gunma Bank Net Loan?

Gunma Bank FRA:5F0 +0.72% 52 Net Loan is €38,734 Mil as of Mar. 2026. GuruFocus rates FRA:5F0 with a GF Score™ of 52/100 and a GF Value™ of €6.41 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Gunma Bank's quarterly net loan declined from Sep. 2025 (€39,917 Mil) to Dec. 2025 (€38,650 Mil) but then increased from Dec. 2025 (€38,650 Mil) to Mar. 2026 (€38,734 Mil).

Gunma Bank's annual net loan increased from Mar. 2024 (€39,084 Mil) to Mar. 2025 (€38,650 Mil) but then declined from Mar. 2025 (€38,650 Mil) to Mar. 2026 (€38,734 Mil).

Gunma Bank Net Loan Historical Data

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The historical data trend for Gunma Bank's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gunma Bank Net Loan Chart

Gunma Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 43,737.26 41,543.91 39,084.03 41,798.06 38,734.25

Gunma Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 41,798.06 40,368.41 39,917.06 38,649.89 38,734.25
FRA:5F0
52GF Score
Gunma Bank Ltd FRA:5F0
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Gunma Bank Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of €38,734 Mil mean?
Gunma Bank (FRA:5F0) has a Net Loan of €38,734 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Gunma Bank and its competitors.
Is Gunma Bank's Net Loan too high?
Gunma Bank's current Net Loan is €38,734 Mil. Overall, Gunma Bank has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Gunma Bank's Net Loan compare to competitors?
Gunma Bank's Net Loan of €38,734 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Gunma Bank and its competitors. Gunma Bank's current Net Loan is €38,734 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gunma Bank stock overvalued right now?
Based on GuruFocus' analysis, Gunma Bank (FRA:5F0) is currently considered Significantly Overvalued. The stock's GF Value™ is €6.41, compared to a current price of €13.90 — trading 116.8% above its estimated fair value. The current Net Loan is €38,734 Mil. Gunma Bank's overall GF Score™ is 52/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Gunma Bank (FRA:5F0), the current Net Loan is €38,734 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Gunma Bank (FRA:5F0) Overvalued in 2026?

Based on GuruFocus' analysis, Gunma Bank stock appears to be overvalued. The current stock price of €13.90 is trading 116.8% above its estimated GF Value™ of €6.41. GuruFocus considers Gunma Bank to be Significantly Overvalued.

Key valuation signals for FRA:5F0:

  • Net Loan: €38,734 Mil
  • GF Value™: €6.41 vs. price of €13.90 (116.8% above fair value)
  • GF Score™: 52/100 with 6 warning signs

No single metric tells the full story. See the FRA:5F0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Gunma Bank Business Description

Other Exchanges 8334:Japan
Address 194 Motosojacho, Gunma Prefecture, Maebashi, JPN, 371-8611
Gunma Bank Ltd is a Japan-based company that is principally engaged in providing banking services. As a regional bank, the company conducts business mainly in Gunma Prefecture and neighboring areas. The company's core segments include the banking segment and the leasing segment, with the banking segment contributing the majority of the company's revenue. The company also has a securities business, a guarantee business, a credit card business, and other businesses.
52GF Score

Get the complete analysis for FRA:5F0

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€13.90
Price
€6.41
GF Value