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Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Gunma Bank's selling, general, & admin. expense for the
three
months ended in Mar. 2026 was €79 Mil.
Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Mar. 2026 was €324 Mil.
Gunma Bank (FRA:5F0) Selling, General, & Admin. Expense Explanation
An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.
Warren Buffett likes companies with consistent SGA as the percentage of gross profit.
Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.
If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.
Gunma Bank Selling, General, & Admin. Expense Related Terms
Gunma Bank Selling, General, & Admin. Expense Historical Data
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The historical data trend for Gunma Bank's Selling, General, & Admin. Expense can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Gunma Bank Selling, General, & Admin. Expense Chart
Gunma Bank Selling, General, & Admin. Expense Competitor Comparison
For the Banks - Regional subindustry, Gunma Bank's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Gunma Bank Selling, General, & Admin. Expense vs Banks Industry
For the Banks industry and Financial Services sector, Gunma Bank's Selling, General, & Admin. Expense distribution charts can be found below:
* The bar in red indicates where Gunma Bank's Selling, General, & Admin. Expense falls into.
Gunma Bank Selling, General, & Admin. Expense Calculation
Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.
Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €324 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Selling, General, & Admin. Expense of €324 Mil mean?
Gunma Bank (FRA:5F0) has a Selling, General, & Admin. Expense of €324 Mil as of Mar. 2026. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Gunma Bank and its competitors.
Is Gunma Bank's Selling, General, & Admin. Expense too high?
Gunma Bank's current Selling, General, & Admin. Expense is €324 Mil. Overall, Gunma Bank has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Gunma Bank's Selling, General, & Admin. Expense compare to competitors?
Gunma Bank's Selling, General, & Admin. Expense of €324 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Gunma Bank and its competitors. Gunma Bank's current Selling, General, & Admin. Expense is €324 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gunma Bank stock overvalued right now?
Based on GuruFocus' analysis, Gunma Bank (FRA:5F0) is currently considered Significantly Overvalued. The stock's GF Value™ is €6.41, compared to a current price of €13.50 — trading 110.6% above its estimated fair value. The current Selling, General, & Admin. Expense is €324 Mil. Gunma Bank's overall GF Score™ is 52/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Gunma Bank (FRA:5F0), the current Selling, General, & Admin. Expense is €324 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Gunma Bank (FRA:5F0) Overvalued in 2026?
Based on GuruFocus' analysis, Gunma Bank stock appears to be overvalued.
The current stock price of €13.50 is trading 110.6% above its estimated GF Value™ of €6.41.
GuruFocus considers Gunma Bank to be Significantly Overvalued.
Key valuation signals for FRA:5F0:
Selling, General, & Admin. Expense: €324 Mil
GF Value™: €6.41 vs. price of €13.50 (110.6% above fair value)
No single metric tells the full story. See the FRA:5F0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Gunma Bank Ltd is a Japan-based company that is principally engaged in providing banking services. As a regional bank, the company conducts business mainly in Gunma Prefecture and neighboring areas. The company's core segments include the banking segment and the leasing segment, with the banking segment contributing the majority of the company's revenue. The company also has a securities business, a guarantee business, a credit card business, and other businesses.
52GF Score
Get the complete analysis for FRA:5F0
Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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