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Gunma BankFRA:5F0 52 5-Year Yield-on-Cost % is 13.07 as of Jul. 27, 2026, which is 17% below its 10-year median of 15.68. GuruFocus rates FRA:5F0 with a GF Score™ of 52/100 and a GF Value™ of €6.41 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,252 Banks companies, Gunma Bank ranks better than 90.34% on this metric.
Gunma Bank's yield on cost for the quarter that ended in Mar. 2026 was 13.07.
The historical rank and industry rank for Gunma Bank's 5-Year Yield-on-Cost % or its related term are showing as below:
FRA:5F0'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 8.52 Med: 15.68 Max: 25.92
Current: 13.07
During the past 13 years, Gunma Bank's highest Yield on Cost was 25.92. The lowest was 8.52. And the median was 15.68.
FRA:5F0's 5-Year Yield-on-Cost % is ranked better than 90.34% of 1252
companies
in the Banks industry
Industry Median: 3.875
vs FRA:5F0: 13.07
Gunma Bank (FRA:5F0) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Gunma Bank 5-Year Yield-on-Cost % Related Terms
Gunma Bank 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, Gunma Bank's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Gunma Bank 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Gunma Bank's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Gunma Bank's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Gunma Bank is calculated as
Gunma Bank (FRA:5F0) has a 5-Year Yield-on-Cost % of 13.07 as of Jul. 27, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Gunma Bank and its competitors. This is 17% below median its historical median of 15.68. Over the past decade, Gunma Bank's 5-Year Yield-on-Cost % has ranged from 8.52 to 25.92. According to the industry distribution chart, Gunma Bank ranks #121 out of 1252 companies in the Banks industry, placing it in the top 9.7%.
Is Gunma Bank's 5-Year Yield-on-Cost % too high?
Gunma Bank's current 5-Year Yield-on-Cost % of 13.07 is 17% below median its 10-year median of 15.68. Over the past 10 years, this metric has ranged from a low of 8.52 to a high of 25.92. The Banks industry median 5-Year Yield-on-Cost % is 3.88. Gunma Bank's value of 13.07 is 237.3% above this industry median. Based on the distribution chart, Gunma Bank ranks #121 out of 1252 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Gunma Bank has a GF Score™ of 52/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Gunma Bank's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Gunma Bank ranks #121 out of 1252 companies for 5-Year Yield-on-Cost %. This places Gunma Bank in the top 10% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.88. Gunma Bank's value of 13.07 is 237.3% above this benchmark. Historically, Gunma Bank's own 5-Year Yield-on-Cost % has ranged from 8.52 to 25.92 over the past decade. While the company's 10-year median is 15.68 vs. the industry median of 3.88, Gunma Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.88, based on 1,252 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Gunma Bank's current 5-Year Yield-on-Cost % of 13.07 is 237.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Gunma Bank and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gunma Bank's current 5-Year Yield-on-Cost % is 13.07, which is 17% below median its own 10-year median of 15.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gunma Bank stock overvalued right now?
Based on GuruFocus' analysis, Gunma Bank (FRA:5F0) is currently considered Significantly Overvalued. The stock's GF Value™ is €6.41, compared to a current price of €13.60 — trading 112.2% above its estimated fair value. The current 5-Year Yield-on-Cost % is 13.07, which is 17% below median its 10-year median of 15.68 and 237.3% above the Banks industry median of 3.88. Gunma Bank's overall GF Score™ is 52/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Gunma Bank (FRA:5F0), the current 5-Year Yield-on-Cost % is 13.07 as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Gunma Bank (FRA:5F0) Overvalued in 2026?
Based on GuruFocus' analysis, Gunma Bank stock appears to be overvalued.
The current stock price of €13.60 is trading 112.2% above its estimated GF Value™ of €6.41.
GuruFocus considers Gunma Bank to be Significantly Overvalued.
Key valuation signals for FRA:5F0:
5-Year Yield-on-Cost %: 13.07 (17% below median its 10-year median of 15.68)
GF Value™: €6.41 vs. price of €13.60 (112.2% above fair value)
Industry Position: 237.3% above the Banks median (#121 of 1252)
No single metric tells the full story. See the FRA:5F0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Gunma Bank Ltd is a Japan-based company that is principally engaged in providing banking services. As a regional bank, the company conducts business mainly in Gunma Prefecture and neighboring areas. The company's core segments include the banking segment and the leasing segment, with the banking segment contributing the majority of the company's revenue. The company also has a securities business, a guarantee business, a credit card business, and other businesses.
52GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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