Gunma Bank (FRA:5F0) Moat Score: 0/10 (As of Jul. 06, 2026)


FRA:5F0 Gunma Bank Ltd FRA:5F0
51 GF Score
Price €12.80
GF Value €6.64
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Gunma Bank Moat Score?

Gunma Bank has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Gunma Bank has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Gunma Bank might have No Moat - No discernible moat.

Gunma Bank  (FRA:5F0) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Gunma Bank Moat Score Related Terms

FRA:5F0
51GF Score
Gunma Bank Ltd FRA:5F0
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Gunma Bank (FRA:5F0) Overvalued in 2026?

Based on GuruFocus' analysis, Gunma Bank stock appears to be overvalued. The current stock price of €12.80 is trading 92.8% above its estimated GF Value™ of €6.64. GuruFocus considers Gunma Bank to be Significantly Overvalued.

Key valuation signals for FRA:5F0:

  • Moat Score: 0
  • GF Value™: €6.64 vs. price of €12.80 (92.8% above fair value)
  • GF Score™: 51/100 with 6 warning signs

No single metric tells the full story. See the FRA:5F0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Gunma Bank Business Description

Other Exchanges 8334:Japan
Address 194 Motosojacho, Gunma Prefecture, Maebashi, JPN, 371-8611
Gunma Bank Ltd is a Japan-based company that is principally engaged in providing banking services. As a regional bank, the company conducts business mainly in Gunma Prefecture and neighboring areas. The company's core segments include the banking segment and the leasing segment, with the banking segment contributing the majority of the company's revenue. The company also has a securities business, a guarantee business, a credit card business, and other businesses.
51GF Score

Get the complete analysis for FRA:5F0

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€12.80
Price
€6.64
GF Value