Gunma Bank (FRA:5F0) Cyclically Adjusted PS Ratio: 6.60 (As of Jul. 24, 2026) — 295% Above Median

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FRA:5F0 Gunma Bank Ltd FRA:5F0
51 GF Score
Price €13.60
GF Value €6.50
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Gunma Bank Cyclically Adjusted PS Ratio?

Gunma Bank FRA:5F0 51 Cyclically Adjusted PS Ratio is 6.60 as of Jul. 24, 2026, which is 295% above its 10-year median of 1.67. GuruFocus rates FRA:5F0 with a GF Score™ of 51/100 and a GF Value™ of €6.50 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,299 Banks companies, Gunma Bank ranks worse than 87.37% on this metric.

As of today (2026-07-24), Gunma Bank's current share price is €13.60. Gunma Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was €2.06. Gunma Bank's Cyclically Adjusted PS Ratio for today is 6.60.

The historical rank and industry rank for Gunma Bank's Cyclically Adjusted PS Ratio or its related term are showing as below:

FRA:5F0' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.92   Med: 1.67   Max: 6.45
Current: 6.31

During the past years, Gunma Bank's highest Cyclically Adjusted PS Ratio was 6.45. The lowest was 0.92. And the median was 1.67.

FRA:5F0's Cyclically Adjusted PS Ratio is ranked worse than
87.37% of 1299 companies
in the Banks industry
Industry Median: 3.36 vs FRA:5F0: 6.31

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Gunma Bank's adjusted revenue per share data for the three months ended in Mar. 2026 was €0.669. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is €2.06 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Gunma Bank  (FRA:5F0) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Gunma Bank Cyclically Adjusted PS Ratio Related Terms


Gunma Bank Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Gunma Bank's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gunma Bank Cyclically Adjusted PS Ratio Chart

Gunma Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.18 1.39 2.60 3.41 5.34

Gunma Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.41 3.29 4.42 4.52 5.34

Gunma Bank Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Gunma Bank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gunma Bank Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Gunma Bank's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Gunma Bank's Cyclically Adjusted PS Ratio falls into.


FRA:5F0
51GF Score
Gunma Bank Ltd FRA:5F0
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Gunma Bank Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Gunma Bank's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=13.60/2.06
=6.60

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gunma Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Gunma Bank's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.669/112.7000*112.7000
=0.669

Current CPI (Mar. 2026) = 112.7000.

Gunma Bank Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.693 98.100 0.796
201609 0.575 98.000 0.661
201612 0.614 98.400 0.703
201703 0.600 98.100 0.689
201706 0.819 98.500 0.937
201709 0.500 98.800 0.570
201712 0.533 99.400 0.604
201803 0.545 99.200 0.619
201806 0.757 99.200 0.860
201809 0.533 99.900 0.601
201812 0.586 99.700 0.662
201903 0.539 99.700 0.609
201906 0.678 99.800 0.766
201909 0.613 100.100 0.690
201912 0.662 100.500 0.742
202003 0.573 100.300 0.644
202006 0.714 99.900 0.805
202009 0.614 99.900 0.693
202012 0.599 99.300 0.680
202103 0.595 99.900 0.671
202106 0.756 99.500 0.856
202109 0.556 100.100 0.626
202112 0.622 100.100 0.700
202203 0.637 101.100 0.710
202206 0.735 101.800 0.814
202209 0.695 103.100 0.760
202212 0.582 104.100 0.630
202303 0.605 104.400 0.653
202306 0.705 105.200 0.755
202309 0.626 106.200 0.664
202312 0.611 106.800 0.645
202403 0.481 107.200 0.506
202406 0.634 108.200 0.660
202409 0.652 108.900 0.675
202412 0.618 110.700 0.629
202503 0.633 111.100 0.642
202506 0.797 111.700 0.804
202509 0.712 112.000 0.716
202512 0.705 113.000 0.703
202603 0.669 112.700 0.669

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 6.60 mean?
Gunma Bank (FRA:5F0) has a Cyclically Adjusted PS Ratio of 6.60 as of Jul. 24, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Gunma Bank and its competitors. This is 295% above median its historical median of 1.67. Over the past decade, Gunma Bank's Cyclically Adjusted PS Ratio has ranged from 0.92 to 6.45. According to the industry distribution chart, Gunma Bank ranks #1135 out of 1299 companies in the Banks industry, placing it in the top 87.4%.
Is Gunma Bank's Cyclically Adjusted PS Ratio too high?
Gunma Bank's current Cyclically Adjusted PS Ratio of 6.60 is 295% above median its 10-year median of 1.67. Over the past 10 years, this metric has ranged from a low of 0.92 to a high of 6.45. The Banks industry median Cyclically Adjusted PS Ratio is 3.36. Gunma Bank's value of 6.60 is 96.4% above this industry median. Based on the distribution chart, Gunma Bank ranks #1135 out of 1299 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Gunma Bank has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Gunma Bank's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, Gunma Bank ranks #1135 out of 1299 companies for Cyclically Adjusted PS Ratio. This places Gunma Bank in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.36. Gunma Bank's value of 6.60 is 96.4% above this benchmark. Historically, Gunma Bank's own Cyclically Adjusted PS Ratio has ranged from 0.92 to 6.45 over the past decade. While the company's 10-year median is 1.67 vs. the industry median of 3.36, Gunma Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.36, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Gunma Bank's current Cyclically Adjusted PS Ratio of 6.60 is 96.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Gunma Bank and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gunma Bank's current Cyclically Adjusted PS Ratio is 6.60, which is 295% above median its own 10-year median of 1.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gunma Bank stock overvalued right now?
Based on GuruFocus' analysis, Gunma Bank (FRA:5F0) is currently considered Significantly Overvalued. The stock's GF Value™ is €6.50, compared to a current price of €13.60 — trading 109.2% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 6.60, which is 295% above median its 10-year median of 1.67 and 96.4% above the Banks industry median of 3.36. Gunma Bank's overall GF Score™ is 51/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Gunma Bank (FRA:5F0), the current Cyclically Adjusted PS Ratio is 6.60 as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Gunma Bank (FRA:5F0) Overvalued in 2026?

Based on GuruFocus' analysis, Gunma Bank stock appears to be overvalued. The current stock price of €13.60 is trading 109.2% above its estimated GF Value™ of €6.50. GuruFocus considers Gunma Bank to be Significantly Overvalued.

Key valuation signals for FRA:5F0:

  • Cyclically Adjusted PS Ratio: 6.60 (295% above median its 10-year median of 1.67)
  • GF Value™: €6.50 vs. price of €13.60 (109.2% above fair value)
  • GF Score™: 51/100 with 6 warning signs
  • Industry Position: 96.4% above the Banks median (#1135 of 1299)

No single metric tells the full story. See the FRA:5F0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Gunma Bank Business Description

Other Exchanges 8334:Japan
Address 194 Motosojacho, Gunma Prefecture, Maebashi, JPN, 371-8611
Gunma Bank Ltd is a Japan-based company that is principally engaged in providing banking services. As a regional bank, the company conducts business mainly in Gunma Prefecture and neighboring areas. The company's core segments include the banking segment and the leasing segment, with the banking segment contributing the majority of the company's revenue. The company also has a securities business, a guarantee business, a credit card business, and other businesses.
51GF Score

Get the complete analysis for FRA:5F0

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€13.60
Price
€6.50
GF Value