PT Bank Pan Indonesia Tbk (FRA:PTQ) Net Loan: €6,413.5 Mil (As of Jun. 2026)

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FRA:PTQ PT Bank Pan Indonesia Tbk FRA:PTQ
60 GF Score
Price €0.04
GF Value €0.05
Valuation Modestly Undervalued
! 3 Warning Signs
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What is PT Bank Pan Indonesia Tbk Net Loan?

PT Bank Pan Indonesia Tbk FRA:PTQ 60 Net Loan is €6,413.5 Mil as of Jun. 2026. GuruFocus rates FRA:PTQ with a GF Score™ of 60/100 and a GF Value™ of €0.05 (Modestly Undervalued). The stock has 3 warning signs investors should review.

PT Bank Pan Indonesia Tbk's quarterly net loan declined from Dec. 2025 (€7,057.3 Mil) to Mar. 2026 (€6,804.5 Mil) and declined from Mar. 2026 (€6,804.5 Mil) to Jun. 2026 (€6,413.5 Mil).

PT Bank Pan Indonesia Tbk's annual net loan increased from Dec. 2023 (€8,270.1 Mil) to Dec. 2024 (€6,804.5 Mil) but then declined from Dec. 2024 (€6,804.5 Mil) to Dec. 2025 (€6,413.5 Mil).

PT Bank Pan Indonesia Tbk Net Loan Historical Data

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The historical data trend for PT Bank Pan Indonesia Tbk's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Pan Indonesia Tbk Net Loan Chart

PT Bank Pan Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7,347.06 7,863.04 8,270.15 8,403.52 7,057.33

PT Bank Pan Indonesia Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7,502.05 6,970.21 7,057.33 6,804.50 6,413.54
FRA:PTQ
60GF Score
PT Bank Pan Indonesia Tbk FRA:PTQ
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Pan Indonesia Tbk Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of €6,413.5 Mil mean?
PT Bank Pan Indonesia Tbk (FRA:PTQ) has a Net Loan of €6,413.5 Mil as of Jun. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on PT Bank Pan Indonesia Tbk and its competitors.
Is PT Bank Pan Indonesia Tbk's Net Loan too high?
PT Bank Pan Indonesia Tbk's current Net Loan is €6,413.5 Mil. Overall, PT Bank Pan Indonesia Tbk has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Pan Indonesia Tbk's Net Loan compare to competitors?
PT Bank Pan Indonesia Tbk's Net Loan of €6,413.5 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on PT Bank Pan Indonesia Tbk and its competitors. PT Bank Pan Indonesia Tbk's current Net Loan is €6,413.5 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Pan Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Pan Indonesia Tbk (FRA:PTQ) is currently considered Modestly Undervalued. The stock's GF Value™ is €0.05, compared to a current price of €0.04 — trading 28% below its estimated fair value. The current Net Loan is €6,413.5 Mil. PT Bank Pan Indonesia Tbk's overall GF Score™ is 60/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For PT Bank Pan Indonesia Tbk (FRA:PTQ), the current Net Loan is €6,413.5 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Pan Indonesia Tbk (FRA:PTQ) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Pan Indonesia Tbk stock appears to be undervalued. The current stock price of €0.04 is trading 28% below its estimated GF Value™ of €0.05. GuruFocus considers PT Bank Pan Indonesia Tbk to be Modestly Undervalued.

Key valuation signals for FRA:PTQ:

  • Net Loan: €6,413.5 Mil
  • GF Value™: €0.05 vs. price of €0.04 (28% below fair value)
  • GF Score™: 60/100 with 3 warning signs

No single metric tells the full story. See the FRA:PTQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Bank Pan Indonesia Tbk Business Description

Other Exchanges PNBN:Indonesia
Address Jalan l. Jendral Sudirman Kav. 1, Panin Bank Center, Senayan, Jakarta, IDN, 10270
PT Bank Pan Indonesia Tbk is an Indonesian bank with a subsidiary that operates in the field of banking services. It provides Individual and business banking services. Its reportable segments are Banking and Multi-finance. It generates the majority of its revenue from the Banking segment, which includes conventional commercial banks and Sharia commercial banks. The principal operation of the group is in Indonesia.
60GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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