PT Bank Pan Indonesia TbkFRA:PTQ 62 OCF Yield % is 12.79 as of Jul. 04, 2026, which is 58% above its 10-year median of 8.11. GuruFocus rates FRA:PTQ with a GF Score™ of 62/100 and a GF Value™ of €0.05. The stock has 2 warning signs investors should review. Among 1,502 Banks companies, PT Bank Pan Indonesia Tbk ranks better than 63.98% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
PT Bank Pan Indonesia Tbk OCF Yield % Related Terms
PT Bank Pan Indonesia Tbk OCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Pan Indonesia Tbk OCF Yield % Competitor Comparison
For the Banks - Regional subindustry, PT Bank Pan Indonesia Tbk's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Pan Indonesia Tbk OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank Pan Indonesia Tbk's OCF Yield % distribution charts can be found below:
* The bar in red indicates where PT Bank Pan Indonesia Tbk's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Pan Indonesia Tbk (FRA:PTQ) has a OCF Yield % of 12.79 as of Jul. 04, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on PT Bank Pan Indonesia Tbk and its competitors. This is 58% above median its historical median of 8.11. According to the industry distribution chart, PT Bank Pan Indonesia Tbk ranks #541 out of 1502 companies in the Banks industry, placing it in the top 36%.
Is PT Bank Pan Indonesia Tbk's OCF Yield % too high?
PT Bank Pan Indonesia Tbk's current OCF Yield % of 12.79 is 58% above median its 10-year median of 8.11. The Banks industry median OCF Yield % is 9.24. PT Bank Pan Indonesia Tbk's value of 12.79 is 38.4% above this industry median. Based on the distribution chart, PT Bank Pan Indonesia Tbk ranks #541 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, PT Bank Pan Indonesia Tbk has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does PT Bank Pan Indonesia Tbk's OCF Yield % compare to competitors?
According to the Banks industry distribution chart, PT Bank Pan Indonesia Tbk ranks #541 out of 1502 companies for OCF Yield %. This puts PT Bank Pan Indonesia Tbk in the upper half of its industry. The industry median OCF Yield % is 9.24. PT Bank Pan Indonesia Tbk's value of 12.79 is 38.4% above this benchmark. While the company's 10-year median is 8.11 vs. the industry median of 9.24, PT Bank Pan Indonesia Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.24, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Pan Indonesia Tbk's current OCF Yield % of 12.79 is 38.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on PT Bank Pan Indonesia Tbk and its competitors. For the Banks industry, the median OCF Yield % is 9.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Pan Indonesia Tbk's current OCF Yield % is 12.79, which is 58% above median its own 10-year median of 8.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Pan Indonesia Tbk stock overvalued right now?
PT Bank Pan Indonesia Tbk (FRA:PTQ) has a current OCF Yield % of 12.79. The stock's GF Value™ is €0.05, compared to a current price of €0.04 — trading 30% below its estimated fair value. The current OCF Yield % is 12.79, which is 58% above median its 10-year median of 8.11 and 38.4% above the Banks industry median of 9.24. PT Bank Pan Indonesia Tbk's overall GF Score™ is 62/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For PT Bank Pan Indonesia Tbk (FRA:PTQ), the current OCF Yield % is 12.79 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Pan Indonesia Tbk (FRA:PTQ) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Pan Indonesia Tbk stock appears to be undervalued.
The current stock price of €0.04 is trading 30% below its estimated GF Value™ of €0.05.
Key valuation signals for FRA:PTQ:
OCF Yield %: 12.79 (58% above median its 10-year median of 8.11)
GF Value™: €0.05 vs. price of €0.04 (30% below fair value)
Industry Position: 38.4% above the Banks median (#541 of 1502)
No single metric tells the full story. See the FRA:PTQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Pan Indonesia Tbk is an Indonesian bank with a subsidiary that operates in the field of banking services. It provides Individual and business banking services. Its reportable segments are Banking and Multi-finance. It generates the majority of its revenue from the Banking segment, which includes conventional commercial banks and Sharia commercial banks. The principal operation of the group is in Indonesia.
62GF Score
Get the complete analysis for FRA:PTQ
OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:PTQ has been successfully added to your 
