PT Bank Pan Indonesia Tbk (FRA:PTQ) ROE % Adjusted to Book Value: 14.19% (As of Mar. 2026)


FRA:PTQ PT Bank Pan Indonesia Tbk FRA:PTQ
62 GF Score
Price €0.04
GF Value €0.05
! 2 Warning Signs
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What is PT Bank Pan Indonesia Tbk ROE % Adjusted to Book Value?

PT Bank Pan Indonesia Tbk FRA:PTQ 62 ROE % Adjusted to Book Value is 14.19% as of Mar. 2026. GuruFocus rates FRA:PTQ with a GF Score™ of 62/100 and a GF Value™ of €0.05. The stock has 2 warning signs investors should review.

PT Bank Pan Indonesia Tbk's ROE % for the quarter that ended in Mar. 2026 was 5.11%. PT Bank Pan Indonesia Tbk's PB Ratio for the quarter that ended in Mar. 2026 was 0.36. PT Bank Pan Indonesia Tbk's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 14.19%.


PT Bank Pan Indonesia Tbk ROE % Adjusted to Book Value Related Terms


PT Bank Pan Indonesia Tbk ROE % Adjusted to Book Value Historical Data

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The historical data trend for PT Bank Pan Indonesia Tbk's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Pan Indonesia Tbk ROE % Adjusted to Book Value Chart

PT Bank Pan Indonesia Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.97 9.53 12.00 6.65 11.85

PT Bank Pan Indonesia Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.80 10.56 11.55 11.50 14.19

PT Bank Pan Indonesia Tbk ROE % Adjusted to Book Value Competitor Comparison

For the Banks - Regional subindustry, PT Bank Pan Indonesia Tbk's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Pan Indonesia Tbk ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Pan Indonesia Tbk's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where PT Bank Pan Indonesia Tbk's ROE % Adjusted to Book Value falls into.


FRA:PTQ
62GF Score
PT Bank Pan Indonesia Tbk FRA:PTQ
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Pan Indonesia Tbk ROE % Adjusted to Book Value Calculation

PT Bank Pan Indonesia Tbk's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=4.74% / 0.40
=11.85%

PT Bank Pan Indonesia Tbk's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=5.11% / 0.36
=14.19%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 14.19% mean?
PT Bank Pan Indonesia Tbk (FRA:PTQ) has a ROE % Adjusted to Book Value of 14.19% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on PT Bank Pan Indonesia Tbk and its competitors.
Is PT Bank Pan Indonesia Tbk's ROE % Adjusted to Book Value too high?
PT Bank Pan Indonesia Tbk's current ROE % Adjusted to Book Value is 14.19%. Overall, PT Bank Pan Indonesia Tbk has a GF Score™ of 62/100, reflecting its overall financial health beyond just this single metric.
How does PT Bank Pan Indonesia Tbk's ROE % Adjusted to Book Value compare to competitors?
PT Bank Pan Indonesia Tbk's ROE % Adjusted to Book Value of 14.19% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on PT Bank Pan Indonesia Tbk and its competitors. PT Bank Pan Indonesia Tbk's current ROE % Adjusted to Book Value is 14.19%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Pan Indonesia Tbk stock overvalued right now?
PT Bank Pan Indonesia Tbk (FRA:PTQ) has a current ROE % Adjusted to Book Value of 14.19%. The stock's GF Value™ is €0.05, compared to a current price of €0.04 — trading 30% below its estimated fair value. The current ROE % Adjusted to Book Value is 14.19%. PT Bank Pan Indonesia Tbk's overall GF Score™ is 62/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For PT Bank Pan Indonesia Tbk (FRA:PTQ), the current ROE % Adjusted to Book Value is 14.19% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Pan Indonesia Tbk (FRA:PTQ) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Pan Indonesia Tbk stock appears to be undervalued. The current stock price of €0.04 is trading 30% below its estimated GF Value™ of €0.05.

Key valuation signals for FRA:PTQ:

  • ROE % Adjusted to Book Value: 14.19%
  • GF Value™: €0.05 vs. price of €0.04 (30% below fair value)
  • GF Score™: 62/100 with 2 warning signs

No single metric tells the full story. See the FRA:PTQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Pan Indonesia Tbk Business Description

Other Exchanges PNBN:Indonesia
Address Jalan l. Jendral Sudirman Kav. 1, Panin Bank Center, Senayan, Jakarta, IDN, 10270
PT Bank Pan Indonesia Tbk is an Indonesian bank with a subsidiary that operates in the field of banking services. It provides Individual and business banking services. Its reportable segments are Banking and Multi-finance. It generates the majority of its revenue from the Banking segment, which includes conventional commercial banks and Sharia commercial banks. The principal operation of the group is in Indonesia.
62GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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