* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Pan Indonesia Tbk FCF Margin % Competitor Comparison
For the Banks - Regional subindustry, PT Bank Pan Indonesia Tbk's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Pan Indonesia Tbk FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, PT Bank Pan Indonesia Tbk's FCF Margin % distribution charts can be found below:
* The bar in red indicates where PT Bank Pan Indonesia Tbk's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Pan Indonesia Tbk (FRA:PTQ) has a FCF Margin % of -200.70% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PT Bank Pan Indonesia Tbk and its competitors. According to the industry distribution chart, PT Bank Pan Indonesia Tbk ranks #846 out of 1505 companies in the Banks industry, placing it in the top 56.2%.
Is PT Bank Pan Indonesia Tbk's FCF Margin % too high?
PT Bank Pan Indonesia Tbk's current FCF Margin % is -200.70%. Based on the distribution chart, PT Bank Pan Indonesia Tbk ranks #846 out of 1505 companies in the Banks industry, which is below the industry midpoint. Overall, PT Bank Pan Indonesia Tbk has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does PT Bank Pan Indonesia Tbk's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, PT Bank Pan Indonesia Tbk ranks #846 out of 1505 companies for FCF Margin %. This places PT Bank Pan Indonesia Tbk in the lower half of its industry. The industry median FCF Margin % is 26.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PT Bank Pan Indonesia Tbk and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Pan Indonesia Tbk's current FCF Margin % is -200.70%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Pan Indonesia Tbk stock overvalued right now?
PT Bank Pan Indonesia Tbk (FRA:PTQ) has a current FCF Margin % of -200.70%. The stock's GF Value™ is €0.05, compared to a current price of €0.04 — trading 29% below its estimated fair value. The current FCF Margin % is -200.70%. PT Bank Pan Indonesia Tbk's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For PT Bank Pan Indonesia Tbk (FRA:PTQ), the current FCF Margin % is -200.70% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Pan Indonesia Tbk (FRA:PTQ) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Pan Indonesia Tbk stock appears to be undervalued.
The current stock price of €0.04 is trading 29% below its estimated GF Value™ of €0.05.
Key valuation signals for FRA:PTQ:
FCF Margin %: -200.70%
GF Value™: €0.05 vs. price of €0.04 (29% below fair value)
No single metric tells the full story. See the FRA:PTQ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Pan Indonesia Tbk is an Indonesian bank with a subsidiary that operates in the field of banking services. It provides Individual and business banking services. Its reportable segments are Banking and Multi-finance. It generates the majority of its revenue from the Banking segment, which includes conventional commercial banks and Sharia commercial banks. The principal operation of the group is in Indonesia.
63GF Score
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