AL Sydbank A/S (FRA:TM2) Net Loan: €22,241 Mil (As of Mar. 2026)

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FRA:TM2 AL Sydbank A/S FRA:TM2
67 GF Score
Price €80.65
GF Value €54.75
Valuation Significantly Overvalued
! 7 Warning Signs
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What is AL Sydbank A/S Net Loan?

AL Sydbank A/S FRA:TM2 -1.65% 67 Net Loan is €22,241 Mil as of Mar. 2026. GuruFocus rates FRA:TM2 with a GF Score™ of 67/100 and a GF Value™ of €54.75 (Significantly Overvalued). The stock has 7 warning signs investors should review.

AL Sydbank A/S's quarterly net loan increased from Sep. 2025 (€14,540 Mil) to Dec. 2025 (€20,305 Mil) and increased from Dec. 2025 (€20,305 Mil) to Mar. 2026 (€22,241 Mil).

AL Sydbank A/S's annual net loan increased from Dec. 2023 (€11,641 Mil) to Dec. 2024 (€20,305 Mil) and increased from Dec. 2024 (€20,305 Mil) to Dec. 2025 (€22,241 Mil).

AL Sydbank A/S Net Loan Historical Data

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The historical data trend for AL Sydbank A/S's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AL Sydbank A/S Net Loan Chart

AL Sydbank A/S Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10,899.85 10,729.06 11,641.34 13,440.34 20,305.40

AL Sydbank A/S Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14,359.07 14,321.05 14,540.14 20,305.40 22,241.31
FRA:TM2
67GF Score
AL Sydbank A/S FRA:TM2
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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AL Sydbank A/S Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of €22,241 Mil mean?
AL Sydbank A/S (FRA:TM2) has a Net Loan of €22,241 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on AL Sydbank A/S and its competitors.
Is AL Sydbank A/S's Net Loan too high?
AL Sydbank A/S's current Net Loan is €22,241 Mil. Overall, AL Sydbank A/S has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AL Sydbank A/S's Net Loan compare to competitors?
AL Sydbank A/S's Net Loan of €22,241 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on AL Sydbank A/S and its competitors. AL Sydbank A/S's current Net Loan is €22,241 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AL Sydbank A/S stock overvalued right now?
Based on GuruFocus' analysis, AL Sydbank A/S (FRA:TM2) is currently considered Significantly Overvalued. The stock's GF Value™ is €54.75, compared to a current price of €80.65 — trading 47.3% above its estimated fair value. The current Net Loan is €22,241 Mil. AL Sydbank A/S's overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For AL Sydbank A/S (FRA:TM2), the current Net Loan is €22,241 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AL Sydbank A/S (FRA:TM2) Overvalued in 2026?

Based on GuruFocus' analysis, AL Sydbank A/S stock appears to be overvalued. The current stock price of €80.65 is trading 47.3% above its estimated GF Value™ of €54.75. GuruFocus considers AL Sydbank A/S to be Significantly Overvalued.

Key valuation signals for FRA:TM2:

  • Net Loan: €22,241 Mil
  • GF Value™: €54.75 vs. price of €80.65 (47.3% above fair value)
  • GF Score™: 67/100 with 7 warning signs

No single metric tells the full story. See the FRA:TM2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

AL Sydbank A/S Business Description

Address Peberlyk 4, Aabenraa, DNK, 6200
AL Sydbank A/S is a Danish bank operating in Denmark and with some exposure to Northern Germany. The bank operates through five business segments: Banking, Asset Management, Sydbank Markets, Treasury, and Others. The bank provides various banking and financial advisory services such as mortgage credit, retail banking, investment banking, corporate banking, international banking, and asset management. A vast majority of Sydbank's net revenue is derived from its banking segment, which includes net interest and fee income from retail and corporate clients. The company earns the majority of its revenue in Denmark.
67GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€80.65
Price
€54.75
GF Value