AL Sydbank A/S (FRA:TM2) Risk Assessment


FRA:TM2 AL Sydbank A/S FRA:TM2
71 GF Score
Price €80.30
GF Value €55.12
Valuation Significantly Overvalued
! 7 Warning Signs
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What is AL Sydbank A/S Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of AL Sydbank A/S is: High Risk: High uncertainty with risk-return tradeoff.

AL Sydbank A/S  (FRA:TM2) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

AL Sydbank A/S Risk Assessment Related Terms

AL Sydbank A/S Risk Assessment Competitor Comparison

For the Banks - Regional subindustry, AL Sydbank A/S's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

AL Sydbank A/S Risk Assessment vs Banks Industry

For the Banks industry and Financial Services sector, AL Sydbank A/S's Risk Assessment distribution charts can be found below:

* The bar in red indicates where AL Sydbank A/S's Risk Assessment falls into.


FRA:TM2
71GF Score
AL Sydbank A/S FRA:TM2
Risk Assessment is just one metric. See GF Score™, valuation, warning signs, and more.
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Is AL Sydbank A/S (FRA:TM2) Overvalued in 2026?

Based on GuruFocus' analysis, AL Sydbank A/S stock appears to be overvalued. The current stock price of €80.30 is trading 45.7% above its estimated GF Value™ of €55.12. GuruFocus considers AL Sydbank A/S to be Significantly Overvalued.

Key valuation signals for FRA:TM2:

  • Risk Assessment:
  • GF Value™: €55.12 vs. price of €80.30 (45.7% above fair value)
  • GF Score™: 71/100 with 7 warning signs

No single metric tells the full story. See the FRA:TM2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

AL Sydbank A/S Business Description

Address Peberlyk 4, Aabenraa, DNK, 6200
AL Sydbank A/S is a Danish bank operating in Denmark and with some exposure to Northern Germany. The bank operates through five business segments: Banking, Asset Management, Sydbank Markets, Treasury, and Others. The bank provides various banking and financial advisory services such as mortgage credit, retail banking, investment banking, corporate banking, international banking, and asset management. A vast majority of Sydbank's net revenue is derived from its banking segment, which includes net interest and fee income from retail and corporate clients. The company earns the majority of its revenue in Denmark.
71GF Score

Get the complete analysis for FRA:TM2

Risk Assessment is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€80.30
Price
€55.12
GF Value