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AL Sydbank ASFRA:TM2 +1.56%65 3-Year EPS without NRI Growth Rate is 2.60% as of Jun. 2026, which is 16% below its 10-year median of 3.10. GuruFocus rates FRA:TM2 with a GF Score™ of 65/100 and a GF Value™ of €52.33 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,401 Banks companies, AL Sydbank AS ranks worse than 65.1% on this metric.
During the past 12 months, AL Sydbank AS's average EPS without NRI Growth Rate was -28.30% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 2.60% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 25.60% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 11.70% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of AL Sydbank AS was 102.40% per year. The lowest was -39.70% per year. And the median was 3.10% per year.
AL Sydbank AS (FRA:TM2) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
AL Sydbank AS 3-Year EPS without NRI Growth Rate Related Terms
AL Sydbank AS 3-Year EPS without NRI Growth Rate Competitor Comparison
For the Banks - Regional subindustry, AL Sydbank AS's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AL Sydbank AS 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, AL Sydbank AS's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where AL Sydbank AS's 3-Year EPS without NRI Growth Rate falls into.
AL Sydbank AS 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 2.60% mean?
AL Sydbank AS (FRA:TM2) has a 3-Year EPS without NRI Growth Rate of 2.60% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for AL Sydbank AS and its competitors. This is 16% below median its historical median of 3.10. According to the industry distribution chart, AL Sydbank AS ranks #912 out of 1401 companies in the Banks industry, placing it in the top 65.1%.
Is AL Sydbank AS's 3-Year EPS without NRI Growth Rate too high?
AL Sydbank AS's current 3-Year EPS without NRI Growth Rate of 2.60% is 16% below median its 10-year median of 3.10. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.60. AL Sydbank AS's value of 2.60% is 65.8% below this industry median. Based on the distribution chart, AL Sydbank AS ranks #912 out of 1401 companies in the Banks industry, which is below the industry midpoint. Overall, AL Sydbank AS has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AL Sydbank AS's 3-Year EPS without NRI Growth Rate compare to competitors?
According to the Banks industry distribution chart, AL Sydbank AS ranks #912 out of 1401 companies for 3-Year EPS without NRI Growth Rate. This places AL Sydbank AS in the lower half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.60. AL Sydbank AS's value of 2.60% is 65.8% below this benchmark. While the company's 10-year median is 3.10 vs. the industry median of 7.60, AL Sydbank AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.60, based on 1,401 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AL Sydbank AS's current 3-Year EPS without NRI Growth Rate of 2.60% is 65.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for AL Sydbank AS and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AL Sydbank AS's current 3-Year EPS without NRI Growth Rate is 2.60%, which is 16% below median its own 10-year median of 3.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AL Sydbank AS stock overvalued right now?
Based on GuruFocus' analysis, AL Sydbank AS (FRA:TM2) is currently considered Significantly Overvalued. The stock's GF Value™ is €52.33, compared to a current price of €94.30 — trading 80.2% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 2.60%, which is 16% below median its 10-year median of 3.10 and 65.8% below the Banks industry median of 7.60. AL Sydbank AS's overall GF Score™ is 65/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For AL Sydbank AS (FRA:TM2), the current 3-Year EPS without NRI Growth Rate is 2.60% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AL Sydbank AS (FRA:TM2) Overvalued in 2026?
Based on GuruFocus' analysis, AL Sydbank AS stock appears to be overvalued.
The current stock price of €94.30 is trading 80.2% above its estimated GF Value™ of €52.33.
GuruFocus considers AL Sydbank AS to be Significantly Overvalued.
Key valuation signals for FRA:TM2:
3-Year EPS without NRI Growth Rate: 2.60% (16% below median its 10-year median of 3.10)
GF Value™: €52.33 vs. price of €94.30 (80.2% above fair value)
Industry Position: 65.8% below the Banks median (#912 of 1401)
No single metric tells the full story. See the FRA:TM2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AL Sydbank A/S is a Danish bank operating in Denmark and with some exposure to Northern Germany. The bank operates through five business segments: Banking, Asset Management, Sydbank Markets, Treasury, and Others. The bank provides various banking and financial advisory services such as mortgage credit, retail banking, investment banking, corporate banking, international banking, and asset management. A vast majority of Sydbank's net revenue is derived from its banking segment, which includes net interest and fee income from retail and corporate clients. The company earns the majority of its revenue in Denmark.
65GF Score
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3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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