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AL Sydbank ASFRA:TM2 -1.11%62 EV-to-OCF is 9.19 as of Aug. 10, 2026, which is 336% above its 10-year median of 2.11. GuruFocus rates FRA:TM2 with a GF Score™ of 62/100 and a GF Value™ of €57.39 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,499 Banks companies, AL Sydbank AS ranks worse than 66.71% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, AL Sydbank AS's Enterprise Value is €6,106 Mil.
AL Sydbank AS's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was €665 Mil. Therefore, AL Sydbank AS's EV-to-OCF for today is 9.19.
The historical rank and industry rank for AL Sydbank AS's EV-to-OCF or its related term are showing as below:
FRA:TM2'
s EV-to-OCF Range Over the Past 10 Years
Min: -35.37 Med: 2.11 Max: 262.79
Current: 9.19
During the past 13 years, the highest EV-to-OCF of AL Sydbank AS was 262.79. The lowest was -35.37. And the median was 2.11.
FRA:TM2's EV-to-OCF is ranked worse than 66.71% of 1499
companies
in the Banks industry
Industry Median: 4.08
vs FRA:TM2: 9.19
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
AL Sydbank AS's PE Ratio (TTM) for today is calculated as:
AL Sydbank AS's share price for today is €84.85.
AL Sydbank AS's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €4.232.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
AL Sydbank AS EV-to-OCF Related Terms
AL Sydbank AS EV-to-OCF Historical Data
* Premium members only.
The historical data trend for AL Sydbank AS's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, AL Sydbank AS's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AL Sydbank AS EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, AL Sydbank AS's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where AL Sydbank AS's EV-to-OCF falls into.
AL Sydbank AS's current Enterprise Value is €6,106 Mil.
AL Sydbank AS's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €665 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AL Sydbank AS (FRA:TM2) has a EV-to-OCF of 9.19 as of Aug. 10, 2026. This is 336% above median its historical median of 2.11. According to the industry distribution chart, AL Sydbank AS ranks #1000 out of 1499 companies in the Banks industry, placing it in the top 66.7%.
Is AL Sydbank AS's EV-to-OCF too high?
AL Sydbank AS's current EV-to-OCF of 9.19 is 336% above median its 10-year median of 2.11. The Banks industry median EV-to-OCF is 4.08. AL Sydbank AS's value of 9.19 is 125.2% above this industry median. Based on the distribution chart, AL Sydbank AS ranks #1000 out of 1499 companies in the Banks industry, which is below the industry midpoint. Overall, AL Sydbank AS has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AL Sydbank AS's EV-to-OCF compare to competitors?
According to the Banks industry distribution chart, AL Sydbank AS ranks #1000 out of 1499 companies for EV-to-OCF. This places AL Sydbank AS in the lower half of its industry. The industry median EV-to-OCF is 4.08. AL Sydbank AS's value of 9.19 is 125.2% above this benchmark. While the company's 10-year median is 2.11 vs. the industry median of 4.08, AL Sydbank AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 4.08, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AL Sydbank AS's current EV-to-OCF of 9.19 is 125.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 4.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AL Sydbank AS's current EV-to-OCF is 9.19, which is 336% above median its own 10-year median of 2.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AL Sydbank AS stock overvalued right now?
Based on GuruFocus' analysis, AL Sydbank AS (FRA:TM2) is currently considered Significantly Overvalued. The stock's GF Value™ is €57.39, compared to a current price of €84.85 — trading 47.8% above its estimated fair value. The current EV-to-OCF is 9.19, which is 336% above median its 10-year median of 2.11 and 125.2% above the Banks industry median of 4.08. AL Sydbank AS's overall GF Score™ is 62/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For AL Sydbank AS (FRA:TM2), the current EV-to-OCF is 9.19 as of Aug. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AL Sydbank AS (FRA:TM2) Overvalued in 2026?
Based on GuruFocus' analysis, AL Sydbank AS stock appears to be overvalued.
The current stock price of €84.85 is trading 47.8% above its estimated GF Value™ of €57.39.
GuruFocus considers AL Sydbank AS to be Significantly Overvalued.
Key valuation signals for FRA:TM2:
EV-to-OCF: 9.19 (336% above median its 10-year median of 2.11)
GF Value™: €57.39 vs. price of €84.85 (47.8% above fair value)
Industry Position: 125.2% above the Banks median (#1000 of 1499)
No single metric tells the full story. See the FRA:TM2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AL Sydbank A/S is a Danish bank operating in Denmark and with some exposure to Northern Germany. The bank operates through five business segments: Banking, Asset Management, Sydbank Markets, Treasury, and Others. The bank provides various banking and financial advisory services such as mortgage credit, retail banking, investment banking, corporate banking, international banking, and asset management. A vast majority of Sydbank's net revenue is derived from its banking segment, which includes net interest and fee income from retail and corporate clients. The company earns the majority of its revenue in Denmark.
62GF Score
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