Miyazaki Bank (FSE:8393) Net Loan: 円2,449,560 Mil (As of Mar. 2026)

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FSE:8393 Miyazaki Bank Ltd FSE:8393
48 GF Score
Price 円2,341.00
GF Value 円715.65
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Miyazaki Bank Net Loan?

Miyazaki Bank FSE:8393 48 Net Loan is 円2,449,560 Mil as of Mar. 2026. GuruFocus rates FSE:8393 with a GF Score™ of 48/100 and a GF Value™ of 円715.65 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Miyazaki Bank's quarterly net loan increased from Sep. 2025 (円2,399,104 Mil) to Dec. 2025 (円2,429,649 Mil) and increased from Dec. 2025 (円2,429,649 Mil) to Mar. 2026 (円2,449,560 Mil).

Miyazaki Bank's annual net loan increased from Mar. 2024 (円2,270,703 Mil) to Mar. 2025 (円2,429,649 Mil) and increased from Mar. 2025 (円2,429,649 Mil) to Mar. 2026 (円2,449,560 Mil).

Miyazaki Bank Net Loan Historical Data

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The historical data trend for Miyazaki Bank's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Miyazaki Bank Net Loan Chart

Miyazaki Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,245,784.00 2,229,020.00 2,270,703.00 2,375,004.00 2,449,560.00

Miyazaki Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,380,168.00 2,399,104.00 2,429,649.00 2,449,560.00 2,484,230.00
FSE:8393
48GF Score
Miyazaki Bank Ltd FSE:8393
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Miyazaki Bank Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of 円2,449,560 Mil mean?
Miyazaki Bank (FSE:8393) has a Net Loan of 円2,449,560 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Miyazaki Bank and its competitors.
Is Miyazaki Bank's Net Loan too high?
Miyazaki Bank's current Net Loan is 円2,449,560 Mil. Overall, Miyazaki Bank has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Miyazaki Bank's Net Loan compare to competitors?
Miyazaki Bank's Net Loan of 円2,449,560 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Miyazaki Bank and its competitors. Miyazaki Bank's current Net Loan is 円2,449,560 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Miyazaki Bank stock overvalued right now?
Based on GuruFocus' analysis, Miyazaki Bank (FSE:8393) is currently considered Significantly Overvalued. The stock's GF Value™ is 円715.65, compared to a current price of 円2,341.00 — trading 227.1% above its estimated fair value. The current Net Loan is 円2,449,560 Mil. Miyazaki Bank's overall GF Score™ is 48/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Miyazaki Bank (FSE:8393), the current Net Loan is 円2,449,560 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Miyazaki Bank (FSE:8393) Overvalued in 2026?

Based on GuruFocus' analysis, Miyazaki Bank stock appears to be overvalued. The current stock price of 円2,341.00 is trading 227.1% above its estimated GF Value™ of 円715.65. GuruFocus considers Miyazaki Bank to be Significantly Overvalued.

Key valuation signals for FSE:8393:

  • Net Loan: 円2,449,560 Mil
  • GF Value™: 円715.65 vs. price of 円2,341.00 (227.1% above fair value)
  • GF Score™: 48/100 with 6 warning signs

No single metric tells the full story. See the FSE:8393 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Miyazaki Bank Business Description

Other Exchanges 8393:Japan
Address 4-3-5, Tachibanadori-Higashi, Miyazaki, JPN, 880-0805
Miyazaki Bank Ltd is a regional bank based in Miyazaki and Kagoshima engaged in general retail banking and related financial services, such as leasing, credit guarantee, and credit card businesses. It offers financial services such as deposit services, loan businesses, domestic exchange businesses, foreign exchange businesses, and other related services. The company also provides financial services such as leasing, letters of credit among others.
48GF Score

Get the complete analysis for FSE:8393

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,341.00
Price
円715.65
GF Value