Miyazaki BankFSE:8393 49 Pretax Margin % is 55.19% as of Mar. 2026, which is 128% above its 10-year median of 24.24. GuruFocus rates FSE:8393 with a GF Score™ of 49/100 and a GF Value™ of 円147.17. The stock has 5 warning signs investors should review. Among 1,528 Banks companies, Miyazaki Bank ranks worse than 60.01% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Miyazaki Bank's Pre-Tax Income for the
three
months ended in Mar. 2026 was 円5,166 Mil. Miyazaki Bank's Revenue for the
three
months ended in Mar. 2026 was 円9,361 Mil. Therefore, Miyazaki Bank's pretax margin for the quarter that ended in Mar. 2026 was 55.19%.
The historical rank and industry rank for Miyazaki Bank's Pretax Margin % or its related term are showing as below:
FSE:8393'
s Pretax Margin % Range Over the Past 10 Years
Min: 18.62 Med: 24.24 Max: 31.06
Current: 31.06
FSE:8393's Pretax Margin % is ranked worse than 60.01% of 1528
companies
in the Banks industry
Industry Median: 34.715
vs FSE:8393: 31.06
Miyazaki Bank (FSE:8393) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Miyazaki Bank Pretax Margin % Related Terms
Miyazaki Bank Pretax Margin % Historical Data
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The historical data trend for Miyazaki Bank's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Miyazaki Bank Pretax Margin % Competitor Comparison
For the Banks - Regional subindustry, Miyazaki Bank's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Miyazaki Bank Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Miyazaki Bank's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Miyazaki Bank's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Miyazaki Bank (FSE:8393) has a Pretax Margin % of 55.19% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Miyazaki Bank and its competitors. This is 128% above median its historical median of 24.24. Over the past decade, Miyazaki Bank's Pretax Margin % has ranged from 18.62 to 31.06. According to the industry distribution chart, Miyazaki Bank ranks #917 out of 1528 companies in the Banks industry, placing it in the top 60%.
Is Miyazaki Bank's Pretax Margin % too high?
Miyazaki Bank's current Pretax Margin % of 55.19% is 128% above median its 10-year median of 24.24. Over the past 10 years, this metric has ranged from a low of 18.62 to a high of 31.06. The Banks industry median Pretax Margin % is 34.72. Miyazaki Bank's value of 55.19% is 59% above this industry median. Based on the distribution chart, Miyazaki Bank ranks #917 out of 1528 companies in the Banks industry, which is below the industry midpoint. Overall, Miyazaki Bank has a GF Score™ of 49/100, reflecting its overall financial health beyond just this single metric.
How does Miyazaki Bank's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Miyazaki Bank ranks #917 out of 1528 companies for Pretax Margin %. This places Miyazaki Bank in the lower half of its industry. The industry median Pretax Margin % is 34.72. Miyazaki Bank's value of 55.19% is 59% above this benchmark. Historically, Miyazaki Bank's own Pretax Margin % has ranged from 18.62 to 31.06 over the past decade. While the company's 10-year median is 24.24 vs. the industry median of 34.72, Miyazaki Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Miyazaki Bank's current Pretax Margin % of 55.19% is 59% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Miyazaki Bank and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Miyazaki Bank's current Pretax Margin % is 55.19%, which is 128% above median its own 10-year median of 24.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Miyazaki Bank stock overvalued right now?
Miyazaki Bank (FSE:8393) has a current Pretax Margin % of 55.19%. The stock's GF Value™ is 円147.17, compared to a current price of 円421.80 — trading 186.6% above its estimated fair value. The current Pretax Margin % is 55.19%, which is 128% above median its 10-year median of 24.24 and 59% above the Banks industry median of 34.72. Miyazaki Bank's overall GF Score™ is 49/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Miyazaki Bank (FSE:8393), the current Pretax Margin % is 55.19% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Miyazaki Bank (FSE:8393) Overvalued in 2026?
Based on GuruFocus' analysis, Miyazaki Bank stock appears to be overvalued.
The current stock price of 円421.80 is trading 186.6% above its estimated GF Value™ of 円147.17.
Key valuation signals for FSE:8393:
Pretax Margin %: 55.19% (128% above median its 10-year median of 24.24)
GF Value™: 円147.17 vs. price of 円421.80 (186.6% above fair value)
Industry Position: 59% above the Banks median (#917 of 1528)
No single metric tells the full story. See the FSE:8393 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Miyazaki Bank Ltd is a regional bank based in Miyazaki and Kagoshima engaged in general retail banking and related financial services, such as leasing, credit guarantee, and credit card businesses. It offers financial services such as deposit services, loan businesses, domestic exchange businesses, foreign exchange businesses, and other related services. The company also provides financial services such as leasing, letters of credit among others.
49GF Score
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