Miyazaki Bank (FSE:8393) Margin of Safety % (DCF Earnings Based): 81.35% (As of Jun. 26, 2026)


FSE:8393 Miyazaki Bank Ltd FSE:8393
47 GF Score
Price 円421.80
GF Value 円150.57
! 5 Warning Signs
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What is Miyazaki Bank Margin of Safety % (DCF Earnings Based)?

Miyazaki Bank FSE:8393 47 Margin of Safety % (DCF Earnings Based) is 81.35% as of Jun. 26, 2026. GuruFocus rates FSE:8393 with a GF Score™ of 47/100 and a GF Value™ of 円150.57. The stock has 5 warning signs investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-26), Miyazaki Bank's Predictability Rank is 3-Stars. Miyazaki Bank's intrinsic value calculated from the Discounted Earnings model is 円2261.56 and current share price is 円421.80. Consequently,

Miyazaki Bank's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is 81.35%.

Miyazaki Bank Margin of Safety % (DCF Earnings Based) Competitor Comparison

For the Banks - Regional subindustry, Miyazaki Bank's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Miyazaki Bank Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, Miyazaki Bank's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Miyazaki Bank's Margin of Safety % (DCF Earnings Based) falls into.


FSE:8393
47GF Score
Miyazaki Bank Ltd FSE:8393
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Miyazaki Bank Margin of Safety % (DCF Earnings Based) Calculation

Miyazaki Bank's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(2261.56-421.80)/2261.56
=81.35 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of 81.35% mean?
Miyazaki Bank (FSE:8393) has a Margin of Safety % (DCF Earnings Based) of 81.35% as of Jun. 26, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Miyazaki Bank.
Is Miyazaki Bank's Margin of Safety % (DCF Earnings Based) too high?
Miyazaki Bank's current Margin of Safety % (DCF Earnings Based) is 81.35%. Overall, Miyazaki Bank has a GF Score™ of 47/100, reflecting its overall financial health beyond just this single metric.
How does Miyazaki Bank's Margin of Safety % (DCF Earnings Based) compare to competitors?
Miyazaki Bank's Margin of Safety % (DCF Earnings Based) of 81.35% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Banks company?
A good Margin of Safety % (DCF Earnings Based) depends on the Banks industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Miyazaki Bank. Miyazaki Bank's current Margin of Safety % (DCF Earnings Based) is 81.35%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Miyazaki Bank stock overvalued right now?
Miyazaki Bank (FSE:8393) has a current Margin of Safety % (DCF Earnings Based) of 81.35%. The stock's GF Value™ is 円150.57, compared to a current price of 円421.80 — trading 180.1% above its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is 81.35%. Miyazaki Bank's overall GF Score™ is 47/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For Miyazaki Bank (FSE:8393), the current Margin of Safety % (DCF Earnings Based) is 81.35% as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Miyazaki Bank (FSE:8393) Overvalued in 2026?

Based on GuruFocus' analysis, Miyazaki Bank stock appears to be overvalued. The current stock price of 円421.80 is trading 180.1% above its estimated GF Value™ of 円150.57.

Key valuation signals for FSE:8393:

  • Margin of Safety % (DCF Earnings Based): 81.35%
  • GF Value™: 円150.57 vs. price of 円421.80 (180.1% above fair value)
  • GF Score™: 47/100 with 5 warning signs

No single metric tells the full story. See the FSE:8393 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Miyazaki Bank Business Description

Other Exchanges 8393:Japan
Address 4-3-5, Tachibanadori-Higashi, Miyazaki, JPN, 880-0805
Miyazaki Bank Ltd is a regional bank based in Miyazaki and Kagoshima engaged in general retail banking and related financial services, such as leasing, credit guarantee, and credit card businesses. It offers financial services such as deposit services, loan businesses, domestic exchange businesses, foreign exchange businesses, and other related services. The company also provides financial services such as leasing, letters of credit among others.
47GF Score

Get the complete analysis for FSE:8393

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円421.80
Price
円150.57
GF Value