Miyazaki Bank (FSE:8393) PEG Ratio: 1.77 (As of Jul. 11, 2026) — 33% Above Median


FSE:8393 Miyazaki Bank Ltd FSE:8393
47 GF Score
Price 円2,240.00
GF Value 円140.81
! 5 Warning Signs
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What is Miyazaki Bank PEG Ratio?

Miyazaki Bank FSE:8393 47 PEG Ratio is 1.77 as of Jul. 11, 2026, which is 33% above its 10-year median of 1.33. GuruFocus rates FSE:8393 with a GF Score™ of 47/100 and a GF Value™ of 円140.81. The stock has 5 warning signs investors should review. Among 1,227 Banks companies, Miyazaki Bank ranks worse than 55.5% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Miyazaki Bank's PE Ratio without NRI is 13.42. Miyazaki Bank's 5-Year Book Value growth rate is 7.60%. Therefore, Miyazaki Bank's PEG Ratio for today is 1.77.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Miyazaki Bank's PEG Ratio or its related term are showing as below:

FSE:8393' s PEG Ratio Range Over the Past 10 Years
Min: 0.54   Med: 1.33   Max: 9.3
Current: 9.3


During the past 13 years, Miyazaki Bank's highest PEG Ratio was 9.30. The lowest was 0.54. And the median was 1.33.


FSE:8393's PEG Ratio is ranked worse than
55.5% of 1227 companies
in the Banks industry
Industry Median: 1.53 vs FSE:8393: 9.30

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Miyazaki Bank  (FSE:8393) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Miyazaki Bank PEG Ratio Related Terms


Miyazaki Bank PEG Ratio Historical Data

* Premium members only.

The historical data trend for Miyazaki Bank's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Miyazaki Bank PEG Ratio Chart

Miyazaki Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.93 2.91 2.32 1.09 1.40

Miyazaki Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.09 1.09 1.09 1.34 1.40

Miyazaki Bank PEG Ratio Competitor Comparison

For the Banks - Regional subindustry, Miyazaki Bank's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Miyazaki Bank PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Miyazaki Bank's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Miyazaki Bank's PEG Ratio falls into.


FSE:8393
47GF Score
Miyazaki Bank Ltd FSE:8393
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Miyazaki Bank PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Miyazaki Bank's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=13.422175351134/7.60
=1.77

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 1.77 mean?
Miyazaki Bank (FSE:8393) has a PEG Ratio of 1.77 as of Jul. 11, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Miyazaki Bank and its competitors. This is 33% above median its historical median of 1.33. Over the past decade, Miyazaki Bank's PEG Ratio has ranged from 0.54 to 9.30. According to the industry distribution chart, Miyazaki Bank ranks #681 out of 1227 companies in the Banks industry, placing it in the top 55.5%.
Is Miyazaki Bank's PEG Ratio too high?
Miyazaki Bank's current PEG Ratio of 1.77 is 33% above median its 10-year median of 1.33. Over the past 10 years, this metric has ranged from a low of 0.54 to a high of 9.30. The Banks industry median PEG Ratio is 1.53. Miyazaki Bank's value of 1.77 is 15.7% above this industry median. Based on the distribution chart, Miyazaki Bank ranks #681 out of 1227 companies in the Banks industry, which is below the industry midpoint. Overall, Miyazaki Bank has a GF Score™ of 47/100, reflecting its overall financial health beyond just this single metric.
How does Miyazaki Bank's PEG Ratio compare to competitors?
According to the Banks industry distribution chart, Miyazaki Bank ranks #681 out of 1227 companies for PEG Ratio. This places Miyazaki Bank in the lower half of its industry. The industry median PEG Ratio is 1.53. Miyazaki Bank's value of 1.77 is 15.7% above this benchmark. Historically, Miyazaki Bank's own PEG Ratio has ranged from 0.54 to 9.30 over the past decade. While the company's 10-year median is 1.33 vs. the industry median of 1.53, Miyazaki Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.53, based on 1,227 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Miyazaki Bank's current PEG Ratio of 1.77 is 15.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Miyazaki Bank and its competitors. For the Banks industry, the median PEG Ratio is 1.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Miyazaki Bank's current PEG Ratio is 1.77, which is 33% above median its own 10-year median of 1.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Miyazaki Bank stock overvalued right now?
Miyazaki Bank (FSE:8393) has a current PEG Ratio of 1.77. The stock's GF Value™ is 円140.81, compared to a current price of 円2,240.00 — trading 1490.8% above its estimated fair value. The current PEG Ratio is 1.77, which is 33% above median its 10-year median of 1.33 and 15.7% above the Banks industry median of 1.53. Miyazaki Bank's overall GF Score™ is 47/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Miyazaki Bank (FSE:8393), the current PEG Ratio is 1.77 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Miyazaki Bank (FSE:8393) Overvalued in 2026?

Based on GuruFocus' analysis, Miyazaki Bank stock appears to be overvalued. The current stock price of 円2,240.00 is trading 1490.8% above its estimated GF Value™ of 円140.81.

Key valuation signals for FSE:8393:

  • PEG Ratio: 1.77 (33% above median its 10-year median of 1.33)
  • GF Value™: 円140.81 vs. price of 円2,240.00 (1490.8% above fair value)
  • GF Score™: 47/100 with 5 warning signs
  • Industry Position: 15.7% above the Banks median (#681 of 1227)

No single metric tells the full story. See the FSE:8393 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Miyazaki Bank Business Description

Other Exchanges 8393:Japan
Address 4-3-5, Tachibanadori-Higashi, Miyazaki, JPN, 880-0805
Miyazaki Bank Ltd is a regional bank based in Miyazaki and Kagoshima engaged in general retail banking and related financial services, such as leasing, credit guarantee, and credit card businesses. It offers financial services such as deposit services, loan businesses, domestic exchange businesses, foreign exchange businesses, and other related services. The company also provides financial services such as leasing, letters of credit among others.
47GF Score

Get the complete analysis for FSE:8393

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,240.00
Price
円140.81
GF Value