Miyazaki Bank (FSE:8393) LT-Debt-to-Total-Asset: 0.07 (As of Mar. 2026)

What is Miyazaki Bank LT-Debt-to-Total-Asset?

Miyazaki Bank FSE:8393 47 LT-Debt-to-Total-Asset is 0.07 as of Mar. 2026. GuruFocus rates FSE:8393 with a GF Score™ of 47/100 and a GF Value™ of 円757.92 (Significantly Overvalued). The stock has 5 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Miyazaki Bank's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.07.

Miyazaki Bank's long-term debt to total assets ratio declined from Mar. 2025 (0.09) to Mar. 2026 (0.07). It may suggest that Miyazaki Bank is progressively becoming less dependent on debt to grow their business.

Miyazaki Bank (FSE:8393) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Miyazaki Bank LT-Debt-to-Total-Asset Related Terms

Miyazaki Bank LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Miyazaki Bank's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Miyazaki Bank LT-Debt-to-Total-Asset Chart

Miyazaki Bank Annual Data

Trend

Mar17

Mar18

Mar19

Mar20

Mar21

Mar22

Mar23

Mar24

Mar25

Mar26

LT-Debt-to-Total-Asset

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0.22

0.15

0.12

0.09

0.07

Miyazaki Bank Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.09	0.08	0.08	0.08	0.07

47GF Score

Miyazaki Bank Ltd FSE:8393

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Miyazaki Bank LT-Debt-to-Total-Asset Calculation

Miyazaki Bank's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (A: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (A: Mar. 2026 )	/	Total Assets (A: Mar. 2026 )
	=	276277	/	4076325
	=	0.07

Miyazaki Bank's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	276277	/	4076325
	=	0.07

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.07 mean?

Miyazaki Bank (FSE:8393) has a LT-Debt-to-Total-Asset of 0.07 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Miyazaki Bank and its competitors.

Is Miyazaki Bank's LT-Debt-to-Total-Asset too high?

Miyazaki Bank's current LT-Debt-to-Total-Asset is 0.07. Overall, Miyazaki Bank has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Miyazaki Bank's LT-Debt-to-Total-Asset compare to competitors?

Miyazaki Bank's LT-Debt-to-Total-Asset of 0.07 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Miyazaki Bank and its competitors. Miyazaki Bank's current LT-Debt-to-Total-Asset is 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Miyazaki Bank stock overvalued right now?

Based on GuruFocus' analysis, Miyazaki Bank (FSE:8393) is currently considered Significantly Overvalued. The stock's GF Value™ is 円757.92, compared to a current price of 円2,240.00 — trading 195.5% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.07. Miyazaki Bank's overall GF Score™ is 47/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Miyazaki Bank (FSE:8393), the current LT-Debt-to-Total-Asset is 0.07 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Miyazaki Bank (FSE:8393) Overvalued in 2026?

Based on GuruFocus' analysis, Miyazaki Bank stock appears to be overvalued. The current stock price of 円2,240.00 is trading 195.5% above its estimated GF Value™ of 円757.92. GuruFocus considers Miyazaki Bank to be Significantly Overvalued.

Key valuation signals for FSE:8393:

LT-Debt-to-Total-Asset: 0.07
GF Value™: 円757.92 vs. price of 円2,240.00 (195.5% above fair value)
GF Score™: 47/100 with 5 warning signs

No single metric tells the full story. See the FSE:8393 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Miyazaki Bank Business Description

Industry Financial Services Banks

Comparable Companies TSE:7322 TSE:8392 TSE:8600 TSE:8360 TSE:8346 TSE:7184 TSE:8345 TSE:7381 TSE:8337 TSE:7350 SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN

Other Exchanges 8393:Japan

Address 4-3-5, Tachibanadori-Higashi, Miyazaki, JPN, 880-0805

Website http://www.miyagin.co.jp

Miyazaki Bank Ltd is a regional bank based in Miyazaki and Kagoshima engaged in general retail banking and related financial services, such as leasing, credit guarantee, and credit card businesses. It offers financial services such as deposit services, loan businesses, domestic exchange businesses, foreign exchange businesses, and other related services. The company also provides financial services such as leasing, letters of credit among others.

47GF Score

Get the complete analysis for FSE:8393

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,240.00

Price

円757.92

GF Value

View FSE:8393 Analysis

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