GPMT (Granite Point Mortgage Trust) Net Loan: $1,362.80 Mil (As of Mar. 2026)

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GPMT Granite Point Mortgage Trust Inc GPMT
58 GF Score
Price $1.44
GF Value $2.58
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Granite Point Mortgage Trust Net Loan?

Granite Point Mortgage Trust GPMT +6.67% 58 Net Loan is $1,362.80 Mil as of Mar. 2026. GuruFocus rates GPMT with a GF Score™ of 58/100 and a GF Value™ of $2.58 (Significantly Undervalued). The stock has 3 warning signs investors should review.

Granite Point Mortgage Trust's quarterly net loan declined from Sep. 2025 ($1,582.68 Mil) to Dec. 2025 ($1,537.73 Mil) and declined from Dec. 2025 ($1,537.73 Mil) to Mar. 2026 ($1,362.80 Mil).

Granite Point Mortgage Trust's annual net loan declined from Dec. 2023 ($2,583.83 Mil) to Dec. 2024 ($1,537.73 Mil) and declined from Dec. 2024 ($1,537.73 Mil) to Dec. 2025 ($1,362.80 Mil).

Granite Point Mortgage Trust Net Loan Historical Data

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The historical data trend for Granite Point Mortgage Trust's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Granite Point Mortgage Trust Net Loan Chart

Granite Point Mortgage Trust Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3,741.31 3,267.82 2,583.83 1,897.65 1,537.73

Granite Point Mortgage Trust Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,760.38 1,671.31 1,582.68 1,537.73 1,362.80
GPMT
58GF Score
Granite Point Mortgage Trust Inc GPMT
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Granite Point Mortgage Trust Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $1,362.80 Mil mean?
Granite Point Mortgage Trust (GPMT) has a Net Loan of $1,362.80 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Granite Point Mortgage Trust and its competitors.
Is Granite Point Mortgage Trust's Net Loan too high?
Granite Point Mortgage Trust's current Net Loan is $1,362.80 Mil. Overall, Granite Point Mortgage Trust has a GF Score™ of 58/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Granite Point Mortgage Trust's Net Loan compare to LOAN and CHMI?
Granite Point Mortgage Trust's Net Loan of $1,362.80 Mil can be compared against companies in the REITs industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a REITs company?
A good Net Loan depends on the REITs industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Granite Point Mortgage Trust and its competitors. Granite Point Mortgage Trust's current Net Loan is $1,362.80 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Granite Point Mortgage Trust stock overvalued right now?
Based on GuruFocus' analysis, Granite Point Mortgage Trust (GPMT) is currently considered Significantly Undervalued. The stock's GF Value™ is $2.58, compared to a current price of $1.44 — trading 44.2% below its estimated fair value. The current Net Loan is $1,362.80 Mil. Granite Point Mortgage Trust's overall GF Score™ is 58/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Granite Point Mortgage Trust (GPMT), the current Net Loan is $1,362.80 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Granite Point Mortgage Trust (GPMT) Overvalued in 2026?

Based on GuruFocus' analysis, Granite Point Mortgage Trust stock appears to be undervalued. The current stock price of $1.44 is trading 44.2% below its estimated GF Value™ of $2.58. GuruFocus considers Granite Point Mortgage Trust to be Significantly Undervalued.

Key valuation signals for GPMT:

  • Net Loan: $1,362.80 Mil
  • GF Value™: $2.58 vs. price of $1.44 (44.2% below fair value)
  • GF Score™: 58/100 with 3 warning signs

No single metric tells the full story. See the GPMT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Granite Point Mortgage Trust Business Description

Industry Real EstateREITs
Address 1114 Avenue of the Americas, Suite 3020, New York, NY, USA, 10036
Granite Point Mortgage Trust Inc focuses on directly originating, investing in, and managing senior floating rate commercial mortgage loans and other debt and debt-like commercial real estate investments. The company constructs its investment portfolio on a loan-by-loan basis, emphasizing rigorous credit underwriting, selectivity, and diversification, and assesses each investment from a fundamental value perspective relative to other opportunities available in the market. It typically provides intermediate-term bridge or transitional financing for a variety of purposes, including acquisitions, recapitalizations, refinancing, and a range of business plans, including lease-up, renovation, repositioning and repurposing of the commercial property.
58GF Score

Get the complete analysis for GPMT

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.44
Price
$2.58
GF Value