GPMT (Granite Point Mortgage Trust) Long-Term Debt: $553.29 Mil (As of Mar. 2026)


GPMT Granite Point Mortgage Trust Inc GPMT
49 GF Score
Price $1.38
GF Value $2.66
Valuation Possible Value Trap
! 3 Warning Signs
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What is Granite Point Mortgage Trust Long-Term Debt?

Granite Point Mortgage Trust GPMT +2.22% 49 Long-Term Debt is $553.29 Mil as of Mar. 2026. GuruFocus rates GPMT with a GF Score™ of 49/100 and a GF Value™ of $2.66 (Possible Value Trap). The stock has 3 warning signs investors should review.

Granite Point Mortgage Trust's Long-Term Debt for the quarter that ended in Mar. 2026 was $553.29 Mil.

Granite Point Mortgage Trust's quarterly Long-Term Debt declined from Sep. 2025 ($677.08 Mil) to Dec. 2025 ($661.07 Mil) and declined from Dec. 2025 ($661.07 Mil) to Mar. 2026 ($553.29 Mil).

Granite Point Mortgage Trust's annual Long-Term Debt declined from Dec. 2023 ($991.70 Mil) to Dec. 2024 ($788.31 Mil) and declined from Dec. 2024 ($788.31 Mil) to Dec. 2025 ($661.07 Mil).

Granite Point Mortgage Trust  (NYSE:GPMT) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Granite Point Mortgage Trust Long-Term Debt Related Terms

Granite Point Mortgage Trust Long-Term Debt Historical Data

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The historical data trend for Granite Point Mortgage Trust's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Granite Point Mortgage Trust Long-Term Debt Chart

Granite Point Mortgage Trust Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,261.21 1,314.58 991.70 788.31 661.07

Granite Point Mortgage Trust Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 773.29 743.54 677.08 661.07 553.29
GPMT
49GF Score
Granite Point Mortgage Trust Inc GPMT
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of $553.29 Mil mean?
Granite Point Mortgage Trust (GPMT) has a Long-Term Debt of $553.29 Mil as of Mar. 2026.
Is Granite Point Mortgage Trust's Long-Term Debt too high?
Granite Point Mortgage Trust's current Long-Term Debt is $553.29 Mil. Overall, Granite Point Mortgage Trust has a GF Score™ of 49/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Granite Point Mortgage Trust's Long-Term Debt compare to LFT and LOAN?
Granite Point Mortgage Trust's Long-Term Debt of $553.29 Mil can be compared against companies in the REITs industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a REITs company?
A good Long-Term Debt depends on the REITs industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Granite Point Mortgage Trust's current Long-Term Debt is $553.29 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Granite Point Mortgage Trust stock overvalued right now?
Based on GuruFocus' analysis, Granite Point Mortgage Trust (GPMT) is currently considered Possible Value Trap. The stock's GF Value™ is $2.66, compared to a current price of $1.38 — trading 48.1% below its estimated fair value. The current Long-Term Debt is $553.29 Mil. Granite Point Mortgage Trust's overall GF Score™ is 49/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Granite Point Mortgage Trust (GPMT), the current Long-Term Debt is $553.29 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Granite Point Mortgage Trust (GPMT) Overvalued in 2026?

Based on GuruFocus' analysis, Granite Point Mortgage Trust stock appears to be undervalued. The current stock price of $1.38 is trading 48.1% below its estimated GF Value™ of $2.66. GuruFocus considers Granite Point Mortgage Trust to be Possible Value Trap.

Key valuation signals for GPMT:

  • Long-Term Debt: $553.29 Mil
  • GF Value™: $2.66 vs. price of $1.38 (48.1% below fair value)
  • GF Score™: 49/100 with 3 warning signs

No single metric tells the full story. See the GPMT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Granite Point Mortgage Trust Business Description

Industry Real EstateREITs
Address 1114 Avenue of the Americas, Suite 3020, New York, NY, USA, 10036
Granite Point Mortgage Trust Inc focuses on directly originating, investing in, and managing senior floating rate commercial mortgage loans and other debt and debt-like commercial real estate investments. The company constructs its investment portfolio on a loan-by-loan basis, emphasizing rigorous credit underwriting, selectivity, and diversification, and assesses each investment from a fundamental value perspective relative to other opportunities available in the market. It typically provides intermediate-term bridge or transitional financing for a variety of purposes, including acquisitions, recapitalizations, refinancing, and a range of business plans, including lease-up, renovation, repositioning and repurposing of the commercial property.
49GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.38
Price
$2.66
GF Value