GPMT (Granite Point Mortgage Trust) Moat Score: 2/10 (As of Jul. 02, 2026)


GPMT Granite Point Mortgage Trust Inc GPMT
49 GF Score
Price $1.45
GF Value $2.68
Valuation Possible Value Trap
! 3 Warning Signs
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What is Granite Point Mortgage Trust Moat Score?

Granite Point Mortgage Trust GPMT -1.36% 49 Moat Score is 2 as of Jul. 02, 2026. GuruFocus rates GPMT with a GF Score™ of 49/100 and a GF Value™ of $2.68 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 989 REITs companies, Granite Point Mortgage Trust ranks better than 70.07% on this metric.

Granite Point Mortgage Trust has the Moat Score of 2, which implies that the company might have No Moat - Very weak/transient advantages.

Granite Point Mortgage Trust has No Moat: Granite Point operates in a highly competitive mortgage market with low switching costs and minimal differentiation. It lacks significant cost advantages or regulatory barriers.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Granite Point Mortgage Trust might have No Moat - Very weak/transient advantages.

Granite Point Mortgage Trust  (NYSE:GPMT) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Granite Point Mortgage Trust Moat Score Related Terms

GPMT vs LFT, LOAN, SACH: Moat Score Comparison

For the REIT - Mortgage subindustry, Granite Point Mortgage Trust's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Granite Point Mortgage Trust Moat Score vs REITs Industry

For the REITs industry and Real Estate sector, Granite Point Mortgage Trust's Moat Score distribution charts can be found below:

* The bar in red indicates where Granite Point Mortgage Trust's Moat Score falls into.


GPMT
49GF Score
Granite Point Mortgage Trust Inc GPMT
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 2 mean?
Granite Point Mortgage Trust (GPMT) has a Moat Score of 2 as of Jul. 02, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Granite Point Mortgage Trust ranks #296 out of 989 companies in the REITs industry, placing it in the top 29.9%.
Is Granite Point Mortgage Trust's Moat Score too high?
Granite Point Mortgage Trust's current Moat Score is 2. Based on the distribution chart, Granite Point Mortgage Trust ranks #296 out of 989 companies in the REITs industry, which is above the industry midpoint. Overall, Granite Point Mortgage Trust has a GF Score™ of 49/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Granite Point Mortgage Trust's Moat Score compare to LFT and LOAN?
According to the REITs industry distribution chart, Granite Point Mortgage Trust ranks #296 out of 989 companies for Moat Score. This puts Granite Point Mortgage Trust in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a REITs company?
A good Moat Score depends on the REITs industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Granite Point Mortgage Trust's current Moat Score is 2. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Granite Point Mortgage Trust stock overvalued right now?
Based on GuruFocus' analysis, Granite Point Mortgage Trust (GPMT) is currently considered Possible Value Trap. The stock's GF Value™ is $2.68, compared to a current price of $1.45 — trading 45.9% below its estimated fair value. The current Moat Score is 2. Granite Point Mortgage Trust's overall GF Score™ is 49/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Granite Point Mortgage Trust (GPMT), the current Moat Score is 2 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Granite Point Mortgage Trust (GPMT) Overvalued in 2026?

Based on GuruFocus' analysis, Granite Point Mortgage Trust stock appears to be undervalued. The current stock price of $1.45 is trading 45.9% below its estimated GF Value™ of $2.68. GuruFocus considers Granite Point Mortgage Trust to be Possible Value Trap.

Key valuation signals for GPMT:

  • Moat Score: 2
  • GF Value™: $2.68 vs. price of $1.45 (45.9% below fair value)
  • GF Score™: 49/100 with 3 warning signs

No single metric tells the full story. See the GPMT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Granite Point Mortgage Trust Business Description

Industry Real EstateREITs
Address 1114 Avenue of the Americas, Suite 3020, New York, NY, USA, 10036
Granite Point Mortgage Trust Inc focuses on directly originating, investing in, and managing senior floating rate commercial mortgage loans and other debt and debt-like commercial real estate investments. The company constructs its investment portfolio on a loan-by-loan basis, emphasizing rigorous credit underwriting, selectivity, and diversification, and assesses each investment from a fundamental value perspective relative to other opportunities available in the market. It typically provides intermediate-term bridge or transitional financing for a variety of purposes, including acquisitions, recapitalizations, refinancing, and a range of business plans, including lease-up, renovation, repositioning and repurposing of the commercial property.
49GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.45
Price
$2.68
GF Value