GPMT (Granite Point Mortgage Trust) EV-to-OCF: 110.26 (As of Aug. 27, 2026) — 198% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

GPMT Granite Point Mortgage Trust Inc GPMT
51 GF Score
Price $1.08
GF Value $2.40
Valuation Significantly Undervalued
! 3 Warning Signs
View Full Analysis

What is Granite Point Mortgage Trust EV-to-OCF?

Granite Point Mortgage Trust GPMT +2.86% 51 EV-to-OCF is 110.26 as of Aug. 27, 2026, which is 198% above its 10-year median of 36.98. GuruFocus rates GPMT with a GF Score™ of 51/100 and a GF Value™ of $2.40 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 921 REITs companies, Granite Point Mortgage Trust ranks worse than 96.09% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Granite Point Mortgage Trust's Enterprise Value is $633.10 Mil. Granite Point Mortgage Trust's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was $5.74 Mil. Therefore, Granite Point Mortgage Trust's EV-to-OCF for today is 110.26.

The historical rank and industry rank for Granite Point Mortgage Trust's EV-to-OCF or its related term are showing as below:

GPMT' s EV-to-OCF Range Over the Past 10 Years
Min: -1961.62   Med: 36.98   Max: 778.39
Current: 110.26

During the past 11 years, the highest EV-to-OCF of Granite Point Mortgage Trust was 778.39. The lowest was -1961.62. And the median was 36.98.

GPMT's EV-to-OCF is ranked worse than
96.09% of 921 companies
in the REITs industry
Industry Median: 17.88 vs GPMT: 110.26

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-27), Granite Point Mortgage Trust's stock price is $1.08. Granite Point Mortgage Trust's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was $-2.010. Therefore, Granite Point Mortgage Trust's PE Ratio (TTM) for today is At Loss.


Granite Point Mortgage Trust  (NYSE:GPMT) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Granite Point Mortgage Trust's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=1.08/-2.010
=At Loss

Granite Point Mortgage Trust's share price for today is $1.08.
Granite Point Mortgage Trust's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-2.010.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Granite Point Mortgage Trust EV-to-OCF Related Terms


Granite Point Mortgage Trust EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Granite Point Mortgage Trust's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Granite Point Mortgage Trust EV-to-OCF Chart

Granite Point Mortgage Trust Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 44.76 26.52 22.80 105.49 292.93

Granite Point Mortgage Trust Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 753.92 -1,967.20 292.93 109.10 113.78

GPMT vs LOAN, CHMI, LFT: EV-to-OCF Comparison

For the REIT - Mortgage subindustry, Granite Point Mortgage Trust's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Granite Point Mortgage Trust EV-to-OCF vs REITs Industry

For the REITs industry and Real Estate sector, Granite Point Mortgage Trust's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Granite Point Mortgage Trust's EV-to-OCF falls into.


GPMT
51GF Score
Granite Point Mortgage Trust Inc GPMT
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Granite Point Mortgage Trust EV-to-OCF Calculation

Granite Point Mortgage Trust's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=633.100/5.742
=110.26

Granite Point Mortgage Trust's current Enterprise Value is $633.10 Mil.
Granite Point Mortgage Trust's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $5.74 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of 110.26 mean?
Granite Point Mortgage Trust (GPMT) has a EV-to-OCF of 110.26 as of Aug. 27, 2026. This is 198% above median its historical median of 36.98. According to the industry distribution chart, Granite Point Mortgage Trust ranks #885 out of 921 companies in the REITs industry, placing it in the top 96.1%.
Is Granite Point Mortgage Trust's EV-to-OCF too high?
Granite Point Mortgage Trust's current EV-to-OCF of 110.26 is 198% above median its 10-year median of 36.98. The REITs industry median EV-to-OCF is 17.88. Granite Point Mortgage Trust's value of 110.26 is 516.7% above this industry median. Based on the distribution chart, Granite Point Mortgage Trust ranks #885 out of 921 companies in the REITs industry, which is in the bottom quartile relative to peers. Overall, Granite Point Mortgage Trust has a GF Score™ of 51/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Granite Point Mortgage Trust's EV-to-OCF compare to LOAN and CHMI?
According to the REITs industry distribution chart, Granite Point Mortgage Trust ranks #885 out of 921 companies for EV-to-OCF. This places Granite Point Mortgage Trust in the lower half of its industry. The industry median EV-to-OCF is 17.88. Granite Point Mortgage Trust's value of 110.26 is 516.7% above this benchmark. While the company's 10-year median is 36.98 vs. the industry median of 17.88, Granite Point Mortgage Trust has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a REITs company?
The median EV-to-OCF among REITs companies is 17.88, based on 921 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Granite Point Mortgage Trust's current EV-to-OCF of 110.26 is 516.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the REITs industry, the median EV-to-OCF is 17.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Granite Point Mortgage Trust's current EV-to-OCF is 110.26, which is 198% above median its own 10-year median of 36.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Granite Point Mortgage Trust stock overvalued right now?
Based on GuruFocus' analysis, Granite Point Mortgage Trust (GPMT) is currently considered Significantly Undervalued. The stock's GF Value™ is $2.40, compared to a current price of $1.08 — trading 55% below its estimated fair value. The current EV-to-OCF is 110.26, which is 198% above median its 10-year median of 36.98 and 516.7% above the REITs industry median of 17.88. Granite Point Mortgage Trust's overall GF Score™ is 51/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Granite Point Mortgage Trust (GPMT), the current EV-to-OCF is 110.26 as of Aug. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Granite Point Mortgage Trust (GPMT) Overvalued in 2026?

Based on GuruFocus' analysis, Granite Point Mortgage Trust stock appears to be undervalued. The current stock price of $1.08 is trading 55% below its estimated GF Value™ of $2.40. GuruFocus considers Granite Point Mortgage Trust to be Significantly Undervalued.

Key valuation signals for GPMT:

  • EV-to-OCF: 110.26 (198% above median its 10-year median of 36.98)
  • GF Value™: $2.40 vs. price of $1.08 (55% below fair value)
  • GF Score™: 51/100 with 3 warning signs
  • Industry Position: 516.7% above the REITs median (#885 of 921)

No single metric tells the full story. See the GPMT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Granite Point Mortgage Trust Business Description

Industry Real EstateREITs
Other Exchanges G18:Germany
Address 1114 Avenue of the Americas, Suite 3020, New York, NY, USA, 10036
Granite Point Mortgage Trust Inc focuses on directly originating, investing in, and managing senior floating rate commercial mortgage loans and other debt and debt-like commercial real estate investments. The company constructs its investment portfolio on a loan-by-loan basis, emphasizing rigorous credit underwriting, selectivity, and diversification, and assesses each investment from a fundamental value perspective relative to other opportunities available in the market. It typically provides intermediate-term bridge or transitional financing for a variety of purposes, including acquisitions, recapitalizations, refinancing, and a range of business plans, including lease-up, renovation, repositioning and repurposing of the commercial property.
51GF Score

Get the complete analysis for GPMT

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.08
Price
$2.40
GF Value