Yapi Ve Kredi Bankasi AS (HAM:YKS) Net Loan: €39,368 Mil (As of Jun. 2026)

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HAM:YKS Yapi Ve Kredi Bankasi AS HAM:YKS
73 GF Score
Price €3.72
GF Value €5.07
! 2 Warning Signs
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What is Yapi Ve Kredi Bankasi AS Net Loan?

Yapi Ve Kredi Bankasi AS HAM:YKS 73 Net Loan is €39,368 Mil as of Jun. 2026. GuruFocus rates HAM:YKS with a GF Score™ of 73/100 and a GF Value™ of €5.07. The stock has 2 warning signs investors should review.

Yapi Ve Kredi Bankasi AS's quarterly net loan increased from Dec. 2025 (€36,567 Mil) to Mar. 2026 (€38,102 Mil) and increased from Mar. 2026 (€38,102 Mil) to Jun. 2026 (€39,368 Mil).

Yapi Ve Kredi Bankasi AS's annual net loan increased from Dec. 2023 (€28,556 Mil) to Dec. 2024 (€38,102 Mil) and increased from Dec. 2024 (€38,102 Mil) to Dec. 2025 (€39,368 Mil).

Yapi Ve Kredi Bankasi AS Net Loan Historical Data

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The historical data trend for Yapi Ve Kredi Bankasi AS's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Yapi Ve Kredi Bankasi AS Net Loan Chart

Yapi Ve Kredi Bankasi AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 25,595.12 29,890.44 28,555.77 34,284.49 36,567.09

Yapi Ve Kredi Bankasi AS Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 33,840.53 34,785.63 36,567.09 38,101.63 39,368.48
HAM:YKS
73GF Score
Yapi Ve Kredi Bankasi AS HAM:YKS
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Yapi Ve Kredi Bankasi AS Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of €39,368 Mil mean?
Yapi Ve Kredi Bankasi AS (HAM:YKS) has a Net Loan of €39,368 Mil as of Jun. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Yapi Ve Kredi Bankasi AS and its competitors.
Is Yapi Ve Kredi Bankasi AS's Net Loan too high?
Yapi Ve Kredi Bankasi AS's current Net Loan is €39,368 Mil. Overall, Yapi Ve Kredi Bankasi AS has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does Yapi Ve Kredi Bankasi AS's Net Loan compare to competitors?
Yapi Ve Kredi Bankasi AS's Net Loan of €39,368 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Yapi Ve Kredi Bankasi AS and its competitors. Yapi Ve Kredi Bankasi AS's current Net Loan is €39,368 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yapi Ve Kredi Bankasi AS stock overvalued right now?
Yapi Ve Kredi Bankasi AS (HAM:YKS) has a current Net Loan of €39,368 Mil. The stock's GF Value™ is €5.07, compared to a current price of €3.72 — trading 26.6% below its estimated fair value. The current Net Loan is €39,368 Mil. Yapi Ve Kredi Bankasi AS's overall GF Score™ is 73/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Yapi Ve Kredi Bankasi AS (HAM:YKS), the current Net Loan is €39,368 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Yapi Ve Kredi Bankasi AS (HAM:YKS) Overvalued in 2026?

Based on GuruFocus' analysis, Yapi Ve Kredi Bankasi AS stock appears to be undervalued. The current stock price of €3.72 is trading 26.6% below its estimated GF Value™ of €5.07.

Key valuation signals for HAM:YKS:

  • Net Loan: €39,368 Mil
  • GF Value™: €5.07 vs. price of €3.72 (26.6% below fair value)
  • GF Score™: 73/100 with 2 warning signs

No single metric tells the full story. See the HAM:YKS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Yapi Ve Kredi Bankasi AS Business Description

Other Exchanges YKBNK:Turkey
Address Yap Kredi Plaza D Blok Levent, Istanbul, TUR, 34330
Yapi Ve Kredi Bankasi AS is a private capital commercial bank authorised to perform all banking, economic, financial and commercial activities. The company's operating segments are Retail Banking, Corporate Banking, Commercial and SME Banking, Treasury asset-liability management and other. The company generates majority of revenue from retail Banking activities which include card payment systems, individual, individual portfolio, blue class, private banking. Retail Banking products and services offered to customers include card payment systems, consumer loans, commercial installment loans, time and demand deposits, gold banking, investment accounts, life and non-life insurance products and payroll services. It generates majority of income from Domestic country.
73GF Score

Get the complete analysis for HAM:YKS

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.72
Price
€5.07
GF Value