Yapi Ve Kredi Bankasi AS (HAM:YKS) Margin of Safety % (DCF FCF Based): N/A (As of Aug. 01, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HAM:YKS Yapi Ve Kredi Bankasi AS HAM:YKS
65 GF Score
Price €3.72
GF Value €2.39
! 3 Warning Signs
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What is Yapi Ve Kredi Bankasi AS Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-08-01), Yapi Ve Kredi Bankasi AS's Predictability Rank is 2.5-Stars. Yapi Ve Kredi Bankasi AS's intrinsic value calculated from the Discounted FCF model is €2.78 and current share price is €3.72. Consequently,

Yapi Ve Kredi Bankasi AS's Margin of Safety % (DCF FCF Based) using Discounted FCF model is N/A.

Yapi Ve Kredi Bankasi AS Margin of Safety % (DCF FCF Based) Competitor Comparison

For the Banks - Regional subindustry, Yapi Ve Kredi Bankasi AS's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Yapi Ve Kredi Bankasi AS Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, Yapi Ve Kredi Bankasi AS's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Yapi Ve Kredi Bankasi AS's Margin of Safety % (DCF FCF Based) falls into.


HAM:YKS
65GF Score
Yapi Ve Kredi Bankasi AS HAM:YKS
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Yapi Ve Kredi Bankasi AS Margin of Safety % (DCF FCF Based) Calculation

Yapi Ve Kredi Bankasi AS's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(-2.93-3.72)/-2.93
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

Is Yapi Ve Kredi Bankasi AS (HAM:YKS) Overvalued in 2026?

Based on GuruFocus' analysis, Yapi Ve Kredi Bankasi AS stock appears to be overvalued. The current stock price of €3.72 is trading 55.6% above its estimated GF Value™ of €2.39.

Key valuation signals for HAM:YKS:

  • Margin of Safety % (DCF FCF Based): N/A
  • GF Value™: €2.39 vs. price of €3.72 (55.6% above fair value)
  • GF Score™: 65/100 with 3 warning signs

No single metric tells the full story. See the HAM:YKS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Yapi Ve Kredi Bankasi AS Business Description

Other Exchanges YKBNK:Turkey
Address Yap Kredi Plaza D Blok Levent, Istanbul, TUR, 34330
Yapi Ve Kredi Bankasi AS is a private capital commercial bank authorised to perform all banking, economic, financial and commercial activities. The company's operating segments are Retail Banking, Corporate Banking, Commercial and SME Banking, Treasury asset-liability management and other. The company generates majority of revenue from retail Banking activities which include card payment systems, individual, individual portfolio, blue class, private banking. Retail Banking products and services offered to customers include card payment systems, consumer loans, commercial installment loans, time and demand deposits, gold banking, investment accounts, life and non-life insurance products and payroll services. It generates majority of income from Domestic country.
65GF Score

Get the complete analysis for HAM:YKS

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.72
Price
€2.39
GF Value