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Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Yapi Ve Kredi Bankasi AS's selling, general, & admin. expense for the
three
months ended in Jun. 2026 was €8 Mil.
Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Jun. 2026 was €30 Mil.
Yapi Ve Kredi Bankasi AS (HAM:YKS) Selling, General, & Admin. Expense Explanation
An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.
Warren Buffett likes companies with consistent SGA as the percentage of gross profit.
Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.
If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.
Yapi Ve Kredi Bankasi AS Selling, General, & Admin. Expense Related Terms
Yapi Ve Kredi Bankasi AS Selling, General, & Admin. Expense Historical Data
* Premium members only.
The historical data trend for Yapi Ve Kredi Bankasi AS's Selling, General, & Admin. Expense can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Yapi Ve Kredi Bankasi AS Selling, General, & Admin. Expense Chart
Yapi Ve Kredi Bankasi AS Selling, General, & Admin. Expense Competitor Comparison
For the Banks - Regional subindustry, Yapi Ve Kredi Bankasi AS's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Yapi Ve Kredi Bankasi AS Selling, General, & Admin. Expense vs Banks Industry
For the Banks industry and Financial Services sector, Yapi Ve Kredi Bankasi AS's Selling, General, & Admin. Expense distribution charts can be found below:
* The bar in red indicates where Yapi Ve Kredi Bankasi AS's Selling, General, & Admin. Expense falls into.
Yapi Ve Kredi Bankasi AS Selling, General, & Admin. Expense Calculation
Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.
Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €30 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Selling, General, & Admin. Expense of €30 Mil mean?
Yapi Ve Kredi Bankasi AS (HAM:YKS) has a Selling, General, & Admin. Expense of €30 Mil as of Jun. 2026. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Yapi Ve Kredi Bankasi AS and its competitors.
Is Yapi Ve Kredi Bankasi AS's Selling, General, & Admin. Expense too high?
Yapi Ve Kredi Bankasi AS's current Selling, General, & Admin. Expense is €30 Mil. Overall, Yapi Ve Kredi Bankasi AS has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does Yapi Ve Kredi Bankasi AS's Selling, General, & Admin. Expense compare to competitors?
Yapi Ve Kredi Bankasi AS's Selling, General, & Admin. Expense of €30 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Yapi Ve Kredi Bankasi AS and its competitors. Yapi Ve Kredi Bankasi AS's current Selling, General, & Admin. Expense is €30 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yapi Ve Kredi Bankasi AS stock overvalued right now?
Yapi Ve Kredi Bankasi AS (HAM:YKS) has a current Selling, General, & Admin. Expense of €30 Mil. The stock's GF Value™ is €4.94, compared to a current price of €3.72 — trading 24.7% below its estimated fair value. The current Selling, General, & Admin. Expense is €30 Mil. Yapi Ve Kredi Bankasi AS's overall GF Score™ is 73/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Yapi Ve Kredi Bankasi AS (HAM:YKS), the current Selling, General, & Admin. Expense is €30 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Yapi Ve Kredi Bankasi AS (HAM:YKS) Overvalued in 2026?
Based on GuruFocus' analysis, Yapi Ve Kredi Bankasi AS stock appears to be undervalued.
The current stock price of €3.72 is trading 24.7% below its estimated GF Value™ of €4.94.
Key valuation signals for HAM:YKS:
Selling, General, & Admin. Expense: €30 Mil
GF Value™: €4.94 vs. price of €3.72 (24.7% below fair value)
No single metric tells the full story. See the HAM:YKS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Yapi Ve Kredi Bankasi AS is a private capital commercial bank authorised to perform all banking, economic, financial and commercial activities. The company's operating segments are Retail Banking, Corporate Banking, Commercial and SME Banking, Treasury asset-liability management and other. The company generates majority of revenue from retail Banking activities which include card payment systems, individual, individual portfolio, blue class, private banking. Retail Banking products and services offered to customers include card payment systems, consumer loans, commercial installment loans, time and demand deposits, gold banking, investment accounts, life and non-life insurance products and payroll services. It generates majority of income from Domestic country.
73GF Score
Get the complete analysis for HAM:YKS
Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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